(Rs. crore)

Outstanding

Variation over

as on

Item

2001

Financial year so far

Year-on-year

Apr. 6#

Fortnight

2000-2001

2001-2002

2000

2001

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

53,260

2,887

3,812

2,887

6,137

12,737

Borrowings from Banks⁽¹⁾

26,586

2,692

–233

2,692

4,669

10,553

Other demand and time liabilities⁽²⁾

2,141

299

257

299

–233

1,023

Liabilities to Others

Aggregate deposits@

9,93,374

35,366

25,756

35,366

1,19,627

1,54,273

(3.7)

(3.2)

(3.7)

(16.6)

(18.4)

[3.2]

[3.9]

[17.1]

[15.7]

Demand

1,53,742

12,959

6,105

12,959

20,305

20,270

Time@

8,39,632

22,406

19,650*

22,406*

99,323*

1,34,003*

Borrowings⁽³⁾

2,628

154

–399

154

1,035

293

Other demand and time liabilities

96,532

4,184

384*

4,184*

17,313*

17,707*

Borrowings from Reserve Bank

2,210

–1,686

–5,113

–1,686

465

832

Cash in hand and Balances with Reserve Bank

68,489

3,288

–10,578

3,288

–15,777

16,317

Cash in hand

5,550

–108

–641

–108

741

861

Balances with Reserve Bank

62,939

3,396

–9,937

3,396

–16,518

15,457

Assets with the Banking System

Balance with other Banks⁽⁴⁾

20,118

1,275

1,888

1,275

3,816

1,922

Money at call and short notice

39,598

4,140

2,389

4,140

4,670

15,528

Advances to Banks

3,318

–1,014

–946

–1,014

1,022

722

Other assets

2,874

564

280

564

713

675

Investments⁽⁵⁾

3,66,628

–3,206

20,027

–3,206

63,003

37,657

(–0.9)

(6.5)

(–0.9)

(23.7)

(11.4)

Government securities

3,37,322

–1,758

20,132

–1,758

64,177

38,735

Other approved securities

29,306

–1,448

–105

–1,448

–1,174

–1,078

Bank Credit

5,28,128

19,046

10,806

19,046

76,739

81,364

(3.7)

(2.5)

(3.7)

(20.7)

(18.2)

Food Credit

37,832

–2,159

–763

–2,159

8,640

12,904

Non-food credit

4,90,296

21,205

11,569

21,205

68,098

68,459

Loans, cash-credit and overdrafts

4,84,588

16,676

7,487

16,676

71,124

76,193

Inland bills- purchased

5,370

352

791

352

314

–210

discounted⁽⁶⁾

19,766

1,252

1,493

1,252

2,701

5,515

Foreign bills-purchased

9,664

404

388

404

785

390

discounted

8,740

362

647

362

1,815

–525

Cash-Deposit Ratio

6.89

Investment-Deposit Ratio

36.91

Credit-Deposit Ratio

53.17

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of ension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.