(Rs. crore)

Outstanding

Variation over

as on

Item

2001

Financial year so far

Year-on-year

Apr. 20#

Fortnight

2000-2001

2001-2002

2000

2001

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

51,567

–1,693

2,428

1,194

5,804

12,428

Borrowings from Banks⁽¹⁾

24,436

–2,149

–1,108

543

3,078

9,278

Other demand and time liabilities ⁽²⁾

1,802

–338

262

–40

245

679

Liabilities to Others

Aggregate deposits@

9,89,855

–3,519

20,370

31,847

1,16,019

1,56,140

(–0.4)

(2.5)

(3.3)

(16.2)

(18.7)

[2.6]

[3.5]

[16.6]

[16.0]

Demand

1,47,693

–6,049

–148

6,910

17,382

20,474

Time@

8,42,162

2,530

20,518*

24,936*

98,637*

1,35,666*

Borrowings⁽³⁾

2,927

299

–342

453

375

535

Other demand and time liabilities

99,177

2,644

3,550*

6,828*

15,427*

24,285*

Borrowings from Reserve Bank

5,843

3,633

–1,423

1,947

–153

775

Cash in hand and Balances with Reserve Bank

74,933

6,444

8,136

9,731

–2,913

4,048

Cash in hand

5,649

99

7

–9

1,217

312

Balances with Reserve Bank

69,284

6,345

8,129

9,740

–4,130

3,736

Assets with the Banking System

Balance with other Banks⁽⁴⁾

20,996

878

1,302

2,153

3,776

3,387

Money at call and short notice

35,731

–3,866

–2,713

273

1,403

16,764

Advances to Banks

3,595

277

–1,142

–737

670

1,195

Other assets

2,353

–521

318

43

691

115

Investments⁽⁵⁾

3,85,984

19,356

8,327

16,151

52,899

68,713

(5.3)

(2.7)

(4.4)

(20.0)

(21.7)

Government securities

3,55,082

17,760

8,398

16,002

54,001

68,228

Other approved securities

30,901

1,596

–72

148

–1,102

485

Bank Credit

5,19,273

–8,855

8,182

10,191

76,407

75,133

(–1.7)

(1.9)

(2.0)

(20.8)

(16.9)

Food Credit

36,107

–1,725

–202

–3,884

6,555

10,618

Non-food credit

4,83,165

–7,130

8,383

14,075

69,852

64,515

Loans, cash-credit and overdrafts

4,74,737

–9,851

4,947

6,825

69,982

68,882

Inland bills- purchased

5,848

479

427

831

473

633

discounted⁽⁶⁾

19,935

169

1,846

1,420

3,337

5,331

Foreign bills-purchased

9,506

–159

278

246

1,060

341

discounted

9,248

507

683

869

1,555

–54

Cash-Deposit Ratio

7.57

Investment-Deposit Ratio

38.99

Credit-Deposit Ratio

52.46

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.

* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.