(Rs. crore)

Outstanding

Variation over

as on

Item

2001

Financial year so far

Year-on-year

May 4#

Fortnight

2000-2001

2001-2002

2000

2001

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

50,821

–745

2,274

449

6,277

11,837

Borrowings from Banks⁽¹⁾

24,797

361

–2,181

904

2,167

10,712

Other demand and time liabilities⁽²⁾

1,723

–80

127

–119

–337

734

Liabilities to Others

Aggregate deposits@

9,91,318

1,463

22,362

33,310

1,17,695

1,55,611

(0.1)

(2.7)

(3.5)

(16.4)

(18.6)

[2.8]

[3.6]

[16.8]

[15.9]

Demand

1,44,499

–3,193

374

3,717

20,921

16,758

Time@

8,46,819

4,657

21,988*

29,593*

96,775*

1,38,853*

Borrowings⁽³⁾

2,432

–495

–224

–42

–1,600

–78

Other demand and time liabilities

93,487

–5,690

–2,122*

1,139*

16,671*

17,168*

Borrowings from Reserve Bank

6,418

575

–697

2,522

–2,235

624

Cash in hand and Balances with Reserve Bank

73,621

–1,312

–8,130

8,419

–20,821

19,001

Cash in hand

5,829

179

–278

171

899

777

Balances with Reserve Bank

67,792

–1,492

–7,852

8,248

–21,719

18,225

Assets with the Banking System

Balance with other Banks⁽⁴⁾

20,058

–937

716

1,216

3,304

3,035

Money at call and short notice

37,589

1,858

250

2,131

6,320

15,659

Advances to Banks

4,355

760

–947

23

910

1,760

Other assets

2,279

–73

312

–30

734

49

Investments⁽⁵⁾

3,86,337

353

22,803

16,503

63,950

54,590

(0.1)

(7.4)

(4.5)

(23.9)

(16.5)

Government securities

3,54,992

–91

22,700

15,912

64,840

53,836

Other approved securities

31,345

444

102

592

–890

754

Bank Credit

5,17,560

–1,713

7,112

8,478

74,667

74,490

(–0.3)

(1.6)

(1.7)

(20.3)

(16.8)

Food Credit

43,097

6,990

3,365

3,106

8,258

14,040

Non-food credit

4,74,463

–8,702

3,747

5,372

66,409

60,449

Loans, cash-credit and overdrafts

4,74,573

–163

3,419

6,662

67,176

70,247

Inland bills- purchased

5,420

–428

358

403

302

274

discounted⁽⁶⁾

19,492

–442

2,592

978

4,228

4,142

Foreign bills-purchased

9,738

233

255

478

1,199

597

discounted

8,336

–912

487

–43

1,761

–770

Cash-Deposit Ratio

7.43

Investment-Deposit Ratio

38.97

Credit-Deposit Ratio

52.21

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.