(Rs. crore)

Outstanding

as on

Variation over

Item

2001

Financial year so far

Year-on-year

May 18#

Fortnight

2000-2001

2001-2002

2000

2001

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

49,616

–1,205

1,672

–756

6,066

11,234

Borrowings from Banks⁽¹⁾

23,847

–950

–2,933

–46

2,859

10,514

Other demand and time liabilities⁽²⁾

1,809

87

534

–32

385

414

Liabilities to Others

Aggregate deposits@

9,98,299

6,981

23,160

40,290

1,16,411

1,61,794

(0.7)

(2.8)

(4.2)

(16.2)

(19.3)

[2.9]

[4.4]

[16.6]

[16.6]

Demand

1,43,649

–850

–2,078

2,866

17,613

18,360

Time@

8,54,650

7,831

25,238*

37,424*

98,798*

1,43,433*

Borrowings⁽³⁾

2,345

–87

–246

–129

–331

–143

Other demand and time liabilities

93,730

242

–2,829*

1,381*

16,795*

18,117*

Borrowings from Reserve Bank

4,772

–1,646

3,851

876

5,382

–5,569

Cash in hand and Balances with Reserve Bank

77,119

3,499

7,467

11,918

511

6,902

Cash in hand

6,018

190

144

360

1,016

544

Balances with Reserve Bank

71,101

3,309

7,323

11,557

–505

6,358

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,955

–1,103

84

112

3,518

2,564

Money at call and short notice

34,581

–3,009

–3,049

–877

3,010

15,949

Advances to Banks

4,342

–13

–930

10

742

1,730

Other assets

2,182

–97

226

–127

285

37

Investments⁽⁵⁾

3,85,477

–859

18,167

15,644

57,315

58,366

(–0.2)

(5.9)

(4.2)

(21.2)

(17.8)

Government securities

3,54,225

–767

17,995

15,145

58,210

57,774

Other approved securities

31,252

–92

172

499

–895

592

Bank Credit

5,20,329

2,769

6,544

11,247

75,316

77,826

(0.5)

(1.5)

(2.2)

(20.5)

(17.6)

Food Credit

46,436

3,339

4,601

6,445

8,495

16,144

Non-food credit

4,73,893

–571

1,943

4,802

66,821

61,683

Loans, cash-credit and overdrafts

4,77,981

3,408

3,719

10,070

67,615

73,284

Inland bills- purchased

5,377

–43

90

360

614

499

discounted⁽⁶⁾

19,022

–470

2,376

508

4,371

3,889

Foreign bills-purchased

9,505

–233

–55

245

1,102

674

discounted

8,443

107

342

64

1,615

–519

Cash-Deposit Ratio

7.73

Investment-Deposit Ratio

38.61

Credit-Deposit Ratio

52.12

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.