(Rs. crore)

Outstanding

Variation over

as on

Item

2001

Fortnight

Financial year so far

Year-on-year

Jun. 15#

2000-2001

2001-2002

2000

2001

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

47,320

–654

1,337

–3,052

6,946

9,273

Borrowings from Banks⁽¹⁾

23,364

–1,314

–700

–529

4,299

7,798

Other demand and time liabilities⁽²⁾

1,604

–186

300

–238

270

443

Liabilities to Others

Aggregate deposits@

10,02,976

–56

27,125

44,968

1,17,928

1,62,507

(—)

(3.3)

(4.7)

(16.3)

(19.3)

[3.4]

[4.9]

[16.7]

[16.6]

Demand

1,40,079

–1,817

–3,353

–704

18,450

16,066

Time@

8,62,898

1,761

30,478*

45,672*

99,478*

1,46,441*

Borrowings⁽³⁾

2,224

–44

115

–251

1,449

–626

Other demand and time liabilities

94,319

746

–1,041*

1,970*

16,406*

16,918*

Borrowings from Reserve Bank

4,765

3,100

4,657

869

7,285

–6,384

Cash in hand and Balances with Reserve Bank

78,699

14,064

3,335

13,497

1,171

12,614

Cash in hand

6,345

133

303

687

1,372

712

Balances with Reserve Bank

72,354

13,931

3,032

12,810

–201

11,902

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,091

–131

–384

–752

3,533

2,167

Money at call and short notice

33,254

–5,425

–2,284

–2,204

907

13,858

Advances to Banks

4,776

194

–1,361

444

791

2,595

Other assets

2,045

404

248

–264

729

–122

Investments⁽⁵⁾

3,91,710

–6,556

19,282

21,877

54,389

63,485

(–1.6)

(6.2)

(5.9)

(19.9)

(19.3)

Government securities

3,60,809

–6,555

19,689

21,729

55,694

62,664

Other approved securities

30,902

–1

–407

149

–1,305

820

Bank Credit

5,16,665

972

10,964

7,583

83,328

69,742

(0.2)

(2.5)

(1.5)

(22.9)

(15.6)

Food Credit

48,798

67

6,390

8,807

9,860

16,717

Non-food credit

4,67,867

905

4,574

–1,224

73,468

53,026

Loans, cash-credit and overdrafts

4,76,304

2,218

8,700

8,393

74,766

66,697

Inland bills- purchased

5,069

–18

–21

51

801

302

discounted⁽⁶⁾

18,199

–559

2,033

–316

4,722

3,408

Foreign bills-purchased

8,950

–286

39

–310

1,213

25

discounted

8,143

–384

213

–236

1,827

–689

Cash-Deposit Ratio

7.85

Investment-Deposit Ratio

39.05

Credit-Deposit Ratio

51.51

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs. 25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

* : Revised in line with the new accounting standards and consistent with the methodology suggested by the Working Group on Money Supply: Analytics and Methodology of Compilation (June 1998). The revision is in respect of pension and provident funds with commercial banks which are classified as other demand and time liabilities and includes those banks which have reported such changes so far.