| (Rs. crore) |
| | | Outstanding as on | | Variation over | |
| | Item | 1999 | | Financial year so far | |
| | | Jan. 1# | Fortnight | 1997-98 | 1998-99 | Year |
| | 1 | 2 | 3 | 4 | 5 | 6 |
| | | | | | | | Liabilities to the Banking System | | | | | | | Demand and time deposits from banks | 29,378 | 706 | 3,338 | 5,696 | 8,644 | | Borrowings from Banks(1) | 10,472 | -861 | 4,966 | 3,312 | 2,248 | | Other demand and time liabilities(2) | 593 | 64 | -97 | -852 | 151 | Liabilities to Others | | | | | | | Aggregate deposits | 6,83,081@ | 3,187 | 58,550 | 77,671 | 1,18,932 | | | | (0.5) | (11.6) | (12.8) | (21.1) | | Demand | 1,00,993 | 1,707 | -132 | -1,520 | 10,515 | | Time | 5,82,088@ | 1,480 | 58,682 | 79,191 | 1,08,417 | | Borrowings(3) | 1,878 | 737 | 608 | 599 | 333 | | Other demand and time liabilities | 47,920 | 2,582 | 3,876 | 8,166 | 9,791 | | | | | | | | Borrowings from Reserve Bank | 4,956 | 1,806 | 185 | 4,561 | 4,211 | | | | | | | | Cash in hand and Balances with Reserve Bank | 75,267 | 7,212 | 6,519 | 13,961 | 15,553 | | Cash in hand | 3,845 | 115 | 279 | 237 | 219 | | Balances with Reserve Bank | 71,422 | 7,097 | 6,241 | 13,724 | 15,334 | | | | | | | | Assets with the Banking System | | | | | | | Balance with other Banks(4) | 11,552 | 134 | 1,547 | | 1,635 | | Money at call and short notice | 17,000 | -1,491 | -829 | 8,139 | 9,870 | | Advances to banks | 1,623 | 38 | -95 | -540 | -158 | | Other assets | 1,411 | 345 | -309 | -255 | 33 | Investments(5) | 2,49,683 | -1,810 | 24,850 | 30,978 | 34,320 | | | | (-0.7) | (13.0) | (14.2) | (15.9) | | Government securities | 2,18,097 | -1,798 | 25,072 | 31,140 | 34,135 | | Other approved securities | 31,586 | -12 | -223 | -162 | 185 | | | | | | | | Bank Credit | 3,44,024 | 5,071 | 22,125 | 19,945 | 43,498 | | | | (1.5) | (7.9) | (6.2) | (14.5) | | | | | | | | | Food Credit | 16,101 | 114 | 4,259 | 3,616 | 4,245 | | Non-food credit | 3,27,923 | 4,957 | 17,866 | 16,329 | 39,253 | | | | | | | | | Loans, cash-credit and overdrafts | 3,15,170 | 3,620 | 21,100 | 20,435 | 42,448 | | Inland bills- purchased | 4,190 | 155 | 462 | -470 | -459 | | discounted(6) | 10,124 | 880 | 335 | 356 | 1,184 | | Foreign bills-purchased | 7,650 | 1,025 | 138 | -280 | -137 | | discounted | 6,888 | -611 | 90 | -97 | 461 | | | | | | | | Cash-Deposit Ratio | 11.02 | | | | | Investment-Deposit Ratio | 36.55 | | | | | Credit-Deposit Ratio | 50.36 | | | | |
| @ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 9.9 per cent and 17.9 per cent, respectively. | (1) Excluding borrowings of Regional Rural Banks from their sponsor banks. | (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'. | (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. | (4) In current account and in other account. | (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given seperately in Table No. 5. | (6) Excludes bills rediscounted with the Reserve Bank of India. | Figures in brackets denote percentage variations in the relevant period. |
|