(Rs. crore)

Outstanding

Variation over

as on

Item

2002

Financial year so far

Year-on-year

Jan. 25#

Fortnight

2000-2001

2001-2002

2001

2002

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

31,987

–58

9,956

–18,763

12,197

–14,680

Borrowings from Banks⁽¹⁾

17,018

–430

5,022

–7,029

8,913

–4,270

Other demand and time liabilities ⁽²⁾

1,585

–342

434

–706

293

290

Liabilities to Others

Aggregate deposits@

10,76,158

2,925

1,22,701

1,13,540

1,43,299

1,40,113

(0.3)

(15.1)

(11.8)

(18.1)

(15.0)

[12.2]

[12.4]

[15.2]

[15.7]

Demand

1,42,138

–1,997

3,900

–414

11,875

10,872

Time@

9,34,020

4,922

1,18,801

1,13,954

1,31,423

1,29,241

Borrowings⁽³⁾

2,190

–1,349

–238

–376

61

–305

Other demand and time liabilities

1,03,821

–1,054

8,065

12,614

13,496

17,314

Borrowings from Reserve Bank

3,971

2,045

–392

75

1,652

–2,128

Cash in hand and Balances with Reserve Bank

74,532

6,090

13,859

9,330

12,353

–2,077

Cash in hand

6,253

–1,335

143

596

445

780

Balances with Reserve Bank

68,278

7,425

13,716

8,735

11,909

–2,856

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,696

98

129

–2,160

1,831

1,260

Money at call and short notice

24,081

759

10,603

–11,547

13,981

–8,202

Advances to Banks

6,122

3,124

–307

1,189

287

2,887

Other assets

2,194

–66

127

256

265

148

Investments⁽⁵⁾

4,30,922

–3,217

47,443

60,763

54,090

74,535

(–0.7)

(15.4)

(16.4)

(17.9)

(20.9)

Government securities

4,01,698

–3,079

47,769

61,664

54,643

75,474

Other approved securities

29,224

–138

–326

–901

–553

–939

Bank Credit

5,68,824

3,006

64,325

57,390

84,995

68,541

(0.5)

(14.8)

(11.2)

(20.5)

(13.7)

Food Credit

54,680

1,485

13,387

14,689

13,022

15,602

Non-food credit

5,14,144

1,521

50,938

42,701

71,973

52,939

Loans, cash-credit and overdrafts

5,28,419

2,953

59,138

58,204

77,460

68,374

Inland bills- purchased

5,059

–5

176

151

217

95

discounted⁽⁶⁾

18,374

78

5,424

–200

6,224

192

Foreign bills-purchased

8,619

116

258

–731

1,204

–525

discounted

8,353

–136

–671

–33

–110

405

Cash-Deposit Ratio

6.93

Investment-Deposit Ratio

40.04

Credit-Deposit Ratio

52.86

@

: Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.