(Rs. crore)

Outstanding

Variation

as on

over

2002

Month

Financial year so far

Year-on-year

Item

Mar. 29#

2000-2001

2001-2002

2001

2002

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

33,204

1,872

17,021

–17,546

10,194

–20,527

Borrowings from Banks⁽¹⁾

23,541

4,440

9,359

–506

10,573

–2,085

Other demand and time liabilities⁽²⁾

2,013

96

586

–278

406

566

Liabilities to Others

Aggregate deposits@

11,23,416

39,029

1,75,796

1,60,799

1,37,548

1,34,276

(3.6)

(21.6)

(16.7)

(16.2)

(13.6)

[18.9]

[17.5]

[13.4]

[14.2]

Demand

1,63,467

20,727

32,040

20,915

14,124

4,060

Time@

9,59,949

18,302

1,43,756

1,39,883

1,23,424

1,30,215

Borrowings⁽³⁾

5,894

3,078

3,584

3,328

2,116

–424

Other demand and time liabilities

1,15,727

10,605

17,437

24,520

15,346

19,848

Borrowings from Reserve Bank

3,785

–414

–511

–112

–3,533

–2,195

Cash in hand and Balances with Reserve Bank

79,570

8,354

20,050

14,368

–605

–3,229

Cash in hand

6,254

296

529

597

237

395

Balances with Reserve Bank

73,316

8,058

19,520

13,772

–842

–3,624

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,263

802

5,927

–1,593

2,992

–3,971

Money at call and short notice

34,862

10,415

15,505

–766

18,149

–2,323

Advances to Banks

5,580

391

666

647

963

1,372

Other assets

3,350

990

88

1,412

326

1,343

Investments⁽⁵⁾

4,38,928

2,750

58,240

68,769

55,488

71,744

(0.6)

(18.9)

(18.6)

(17.8)

(19.5)

Government securities

4,10,011

2,784

58,502

69,977

55,458

73,054

Other approved securities

28,917

–34

–262

–1,207

30

–1,309

Bank Credit

6,04,487

33,144

93,313

93,053

75,203

75,215

(5.8)

(21.4)

(18.2)

(16.6)

(14.2)

Food Credit

54,501

938

14,070

14,509

14,835

14,739

Non-food credit

5,49,986

32,205

79,243

78,543

60,367

60,476

Loans, cash-credit and overdrafts

5,60,271

28,678

84,137

90,055

69,928

75,227

Inland bills- purchased

5,375

404

977

467

–589

–390

discounted⁽⁶⁾

19,653

1,734

6,741

1,079

5,671

155

Foreign bills-purchased

9,212

802

1,155

–139

544

–830

discounted

9,976

1,526

304

1,590

–351

1,053

Cash-Deposit Ratio

7.08

Investment-Deposit Ratio

39.07

Credit-Deposit Ratio

53.81

@

: Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

Note : Based on Special Returns submitted by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.