(Rs. crore)

Outstanding

Variation over

as on

Item

2002

Fortnight

Financial year so far

Year-on-year

Apr. 19#

2001-2002

2002-2003

2001

2002

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

32,088

–215

1,142

869

12,754

–19,804

Borrowings from Banks⁽¹⁾

21,283

–2,450

550

1,572

9,439

–3,314

Other demand and time liabilities

2,126

31

–111

30

1,057

–54

Liabilities to Others

Aggregate deposits@

11,32,633

4,630

26,796

32,179

1,55,700

1,43,219

(0.4)

(2.8)

(2.9)

(18.7)

(14.5)

[2.9]

[3.0]

[15.9]

[15.1]

Demand

1,54,129

–7,751

1,808

2,448

17,141

9,769

Time@

9,78,504

12,381

24,989

29,731

1,38,558

1,33,449

Borrowings⁽³⁾

2,453

–78

355

–627

529

–468

Other demand and time liabilities

1,08,344

–8,237

5,417

–2,356

21,733

11,719

Borrowings from Reserve Bank

3,523

3,069

1,947

–94

775

–2,320

Cash in hand and Balances with Reserve Bank

81,743

15,649

9,943

13,278

4,259

6,599

Cash in hand

6,362

77

203

299

523

501

Balances with Reserve Bank

75,381

15,572

9,740

12,979

3,736

6,097

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,418

87

1,222

703

3,469

–2,661

Money at call and short notice

29,496

–838

–693

2,080

15,968

–5,439

Advances to Banks

5,745

615

–514

504

2,019

1,326

Other assets

2,739

14

180

–34

–120

621

Investments⁽⁵⁾

4,45,377

–8,661

16,370

6,224

69,258

58,848

(–1.9)

(4.4)

(1.4)

(21.8)

(15.2)

Government securities

4,16,649

–8,533

16,127

6,424

69,308

60,487

Other approved securities

28,728

–128

243

–200

–49

–1,639

Bank Credit

5,97,640

–5,689

3,857

11,808

71,151

82,349

(–0.9)

(0.8)

(2.0)

(16.0)

(16.0)

Food Credit

52,484

777

–3,884

–1,495

10,618

16,376

Non-food credit

5,45,157

–6,467

7,741

13,303

60,533

65,973

Loans, cash-credit and overdrafts

5,52,758

–5,247

1,028

8,957

65,388

81,515

Inland bills- purchased

6,046

146

605

713

298

533

discounted⁽⁶⁾

19,585

–502

1,329

1,388

5,300

–318

Foreign bills-purchased

9,508

–194

564

544

750

–407

discounted

9,743

108

330

207

–586

1,027

Cash-Deposit Ratio

7.22

Investment-Deposit Ratio

39.32

Credit-Deposit Ratio

52.77

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.