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Weekly Statistical Supplement


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Date : Oct 03, 1998
3. Scheduled Commercial Banks - Business in India
        (Rs. crore)

    Outstanding    
  Item   as on
 
Variation over              
    1998
    Financial year so far
 
    Sept. 11#   Fortnight 1997-98 1998-99 Year

  1   2   3 4 5 6

Liabilities to the Banking System            
  Demand and time deposits from banks 26,593   466 1,092 2,911 8,105
  Borrowings from Banks(1) 8,596   1,055 2,754 1,436 2,584
  Other demand and time liabilities(2) 676   118 -34 -769 171
Liabilities to Others            
  Aggregate deposits 6,54,833 @ 2,635 30,602 49,423 1,18,632
        (0.4) (6.1) (8.2) (22.1)
  Demand 95,844   -401 -5,288 -6,669 10,522
  Time 5,58,989 @ 3,036 35,890 56,092 1,08,110
  Borrowings(3) 1,574 -49   151 295 486  
  Other demand and time liabilities 42,902   724 33 3,148 8,616
               
Borrowings from Reserve Bank 4,164   3,089 -310 3,769 3,914
               
Cash in hand and Balances with Reserve Bank 75,937   11,555 3,340 14,631 19,402
  Cash in hand 3,898   -82 56 290 495
  Balances with Reserve Bank 72,039   11,637 3,285 14,341 18,907
               
Assets with the Banking System            
  Balance with other Banks(4) 10,988   78 713 -564 1,906
  Money at call and short notice 9,974   383 -835 1,113 2,850
  Advances to banks 1,440   278 -734 -723 298
  Other assets 949   -130 85 -717 -823
Investments(5) 2,43,525   -1,253 31,623 24,820 21,389
        (-0.5) (16.6) (11.3) (9.6)
  Government securities 2,12,642   155 31,342 25,685 22,410
  Other approved securities 30,883   -1,408 281 -865 -1,022
               
Bank Credit 3,23,820   150 -2,049 -259 47,468
        (-) (-0.7) (-0.1) (17.2)
               
  Food Credit 16,025   -673 1,103 3,540 7,325
  Non-food credit 3,07,795   823 -3,152 -3,799 40,143
               
  Loans, cash-credit and overdrafts 2,96,506   543 -1,427 1,771 46,311
  Inland bills- purchased 4,084   -38 107 -576 -210
    discounted(6) 9,365   -288 -153 -403 913
  Foreign bills-purchased 7,427   54 -233 -503 11
  discounted 6,439   -121 -342 -546 444
             
Cash-Deposit Ratio 11.60          
Investment-Deposit Ratio 37.19          
Credit-Deposit Ratio 49.45          


@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 5.2 per cent and 18.8 per cent, respectively.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given seperately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.
  Figures in brackets denote percentage variations in the relevant period.

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