(Rs. crore)

Outstanding

Variation over

Item

as on 2002

Fortnight

Financial year so far

Year-on-year

Jul. 26#

2001-2002

2002-2003

2001

2002

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

37,317

–74

–12,270

5,889

–721

–1,163

Borrowings from Banks⁽¹⁾

18,689

1,106

–5,426

–1,561

6,839

68

Other demand and time liabilities ⁽²⁾

2,244

289

–822

20

133

775

Liabilities to Others

Aggregate deposits@

12,06,996

7,892

60,307

1,03,636

1,67,147

1,84,071

(0.7)

(6.3)

(9.4)

(19.5)

(18.0)

[6.6]

[9.8]

[16.9]

[18.8]

Demand

1,52,189

–724

–556

–859

17,948

10,194

Time@

10,54,807

8,616

60,863

1,04,495

1,49,198

1,73,878

Borrowings⁽³⁾

9,772

–206

–379

6,743

–147

7,585

Other demand and time liabilities

1,10,250

939

1,943

–1,634

18,458

17,100

Borrowings from Reserve Bank

22

–42

2,544

–3,595

594

–6,419

Cash in hand and Balances with Reserve Bank

78,853

–1,756

12,440

10,206

12,472

1,211

Cash in hand

6,990

117

764

745

994

568

Balances with Reserve Bank

71,863

–1,873

11,677

9,461

11,477

643

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,008

–163

–1,804

15

2,704

–45

Money at call and short notice

28,053

2,717

–11,557

1,428

6,535

3,982

Advances to Banks

5,866

151

–2,710

293

–468

3,643

Other assets

2,394

–333

–145

–280

–126

602

Investments⁽⁵⁾

4,85,943

10,139

36,583

47,674

75,213

79,201

(2.1)

(9.9)

(10.9)

(22.7)

(19.5)

Government securities

4,58,508

10,233

37,446

47,332

76,323

81,028

Other approved securities

27,435

–94

–864

342

–1,109

–1,826

Bank Credit

6,53,493

1,214

12,670

63,770

66,547

1,29,389

(0.2)

(2.5)

(10.8)

(14.5)

(24.7)

Food Credit

59,077

–386

11,036

5,099

18,219

8,050

Non-food credit

5,94,415

1,600

1,634

58,671

48,328

1,21,339

Loans, cash-credit and overdrafts

6,10,458

440

14,663

62,852

64,459

1,25,580

Inland bills- purchased

5,729

853

–360

698

103

1,180

discounted⁽⁶⁾

18,393

–25

–730

110

2,685

549

Foreign bills-purchased

9,266

221

–596

177

11

511

discounted

9,647

–276

–308

–67

–711

1,569

Cash-Deposit Ratio

6.53

Investment-Deposit Ratio

40.26

Credit-Deposit Ratio

54.14

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period. Since May 3, 2002 this Table includes the impact of the merger of the ICICI with the ICICI Bank.