(Rs. crore)

Outstanding

as on

Variation over

Item

2002

Fortnight

Financial year so far

Year-on-year

Sep. 20#

2001-2002

2002-2003

2001

2002

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

38,624

287

–18,202

7,196

–6,713

6,076

Borrowings from Banks⁽¹⁾

20,933

1,894

–4,609

683

6,537

1,495

Other demand and time liabilities ⁽²⁾

1,874

–582

–682

–349

163

265

Liabilities to Others

Aggregate deposits@

12,26,257

1,622

77,045

1,22,897

1,63,721

1,86,594

(0.1)

(8.0)

(11.1)

(18.7)

(17.9)

[8.4]

[11.6]

[16.1]

[18.7]

Demand

1,53,484

–663

–3,990

435

12,131

14,922

Time@

10,72,774

2,285

81,035

1,22,462

1,51,590

1,71,673

Borrowings⁽³⁾

10,260

492

1,525

7,231

1,789

6,169

Other demand and time liabilities

1,16,451

–514

2,739

4,568

16,004

22,504

Borrowings from Reserve Bank

12

–199

256

–3,605

–1,140

–4,141

Cash in hand and Balances with Reserve Bank

73,096

–9,948

9,188

4,449

5,708

–1,293

Cash in hand

6,369

6

453

124

599

258

Balances with Reserve Bank

66,727

–9,954

8,735

4,325

5,109

–1,551

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,031

–673

–3,590

38

887

1,765

Money at call and short notice

35,899

8,519

–7,858

9,275

11,415

8,129

Advances to Banks

7,941

565

–2,995

2,368

–1,039

6,003

Other assets

2,600

70

167

–74

71

495

Investments⁽⁵⁾

5,03,543

4,973

44,366

65,274

80,508

89,018

(1.0)

(12.0)

(14.9)

(24.1)

(21.5)

Government securities

4,76,033

5,012

45,301

64,857

82,049

90,697

Other approved securities

27,510

–39

–935

417

–1,541

–1,679

Bank Credit

6,61,731

3,491

18,552

72,008

62,535

1,31,745

(0.5)

(3.6)

(12.2)

(13.4)

(24.9)

Food Credit

53,362

–2,815

8,270

–616

16,171

5,101

Non-food credit

6,08,368

6,307

10,282

72,624

46,363

1,26,644

Loans, cash-credit and overdrafts

6,19,820

3,491

21,862

72,213

62,182

1,27,743

Inland bills- purchased

4,772

12

–374

–259

208

238

discounted⁽⁶⁾

17,879

–317

–1,592

–404

1,085

896

Foreign bills-purchased

9,492

178

–1,047

404

–497

1,189

discounted

9,767

127

–297

54

–444

1,678

Cash-Deposit Ratio

5.96

Investment-Deposit Ratio

41.06

Credit-Deposit Ratio

53.96

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.