(Rs. crore)

Outstanding

Variation over

Item

as on 2003

Month

   Financial year so far

Year-on-year

Mar. 28#

2001-
2002

2002-
2003

2002

2003

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

40,606

1,255

–17,868

9,178

–20,849

7,724

Borrowings from Banks ⁽¹⁾

18,815

–463

1,403

–1,435

–176

–6,635

Other demand and time liabilities⁽²⁾

2,339

375

–100

116

744

148

Liabilities to Others

Aggregate deposits@

13,04,347

26,706

1,68,570

2,00,987

1,42,047

1,73,159

(2.1)

(17.5)

(18.2)

(14.4)

(15.3)

[18.3]

[19.0]

[15.0]

[15.9]

Demand

1,83,087

17,890

26,551

30,039

9,696

13,984

Time@

11,21,260

8,816

1,42,019

1,70,948

1,32,351

1,59,175

Borrowings⁽³⁾

14,620

893

3,434

11,591

–319

8,620

Other demand and time liabilities

1,34,086

9,914

25,874

22,203

21,203

17,004

Borrowings from Reserve Bank

1,258

562

–112

–2,358

–2,195

–2,527

Cash in hand and Balances with Reserve Bank

82,774

6,546

14,771

14,127

–2,826

2,801

Cash in hand

7,131

414

999

886

797

474

Balances with Reserve Bank

75,643

6,132

13,772

13,241

–3,624

2,328

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,575

254

–425

–418

–2,803

–1,857

Money at call and short notice

30,404

993

–1,276

3,780

–2,833

–3,948

Advances to Banks

6,945

935

856

1,372

1,581

1,156

Other assets

2,710

299

766

37

696

7

Investments⁽⁵⁾

5,42,480

442

67,323

1,04,211

70,298

1,04,998

(0.1)

(18.2)

(23.8)

(19.1)

(24.0)

Government securities

5,15,958

335

70,396

1,04,782

73,473

1,05,528

Other approved securities

26,523

107

–3,073

–571

–3,174

–530

Bank Credit

7,41,770

28,114

97,619

1,52,048

79,782

1,32,717

(3.9)

(19.1)

(25.8)

(15.1)

(21.8)

Food Credit

49,398

–762

14,509

–4,581

14,740

–5,103

Non-food credit

6,92,373

28,876

83,110

1,56,628

65,042

1,37,820

Loans, cash-credit and overdrafts

6,93,194

26,134

93,672

1,45,588

78,843

1,29,307

Inland bills- purchased

5,955

–40

831

924

–27

217

Discounted⁽⁶⁾

21,233

998

1,042

2,950

118

1,617

Foreign bills-purchased

9,891

290

253

803

–438

288

Discounted

11,497

731

1,822

1,783

1,285

1,289

Cash-Deposit Ratio

6.35

Investment-Deposit Ratio

41.59

Credit-DepositRatio

56.87

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Notes:
1. Based on Special Returns submited by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.
2. Includes the impact of mergers since May 3, 2002.