(Rs. crore)

Outstanding

Variation over

Item

as on 2003

Fortnight

Financial year so far

Year-on-year

Jun. 13#

2002-2003

2003-2004

2002

2003

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

39,639

–793

6,302

–811

–9,790

1,909

Borrowings from Banks ⁽¹⁾

18,490

1,175

–2,307

–962

–5,293

548

Other demand and time liabilities ⁽²⁾

2,465

–88

255

173

731

–13

Liabilities to Others

Aggregate deposits@

13,31,373

2,791

83,804

50,797

1,82,664

1,44,208

(0.2)

(7.6)

(4.0)

(18.2)

(12.1)

[7.9]

[4.1]

[19.0]

[12.6]

Demand

1,73,376

–2,064

–2,345

4,536

11,678

22,672

Time@

11,57,997

4,855

86,149

46,261

1,70,985

1,21,536

Borrowings⁽³⁾

16,024

–697

6,561

3,401

7,375

6,434

Other demand and time liabilities

1,33,446

2,414

–1,586

4,498

15,952

23,148

Borrowings from Reserve Bank

1

—

–3,360

–78

–4,508

–256

Cash in hand and Balances with Reserve Bank

80,314

–7,855

4,350

14,974

–5,702

7,316

Cash in hand

8,553

74

520

1,548

420

1,788

Balances with Reserve Bank

71,760

–7,929

3,830

13,426

–6,121

5,528

Assets with the Banking System

Balance with other Banks⁽⁴⁾

16,845

411

–151

–805

–51

–998

Money at call and short notice

31,671

2,163

–1,194

–1,018

–7,667

6,240

Advances to Banks

7,207

331

236

101

606

1,399

Other assets

2,642

–8

–459

144

33

428

Investments⁽⁵⁾

5,78,345

4,331

30,813

30,028

76,867

1,09,263

(0.8)

(7.0)

(5.5)

(19.6)

(23.3)

Government securities

5,50,953

4,193

31,627

29,137

80,861

1,08,150

Other approved securities

27,393

137

–814

892

–3,994

1,113

Bank Credit

7,30,130

–524

54,151

4,762

1,27,462

86,256

(–0.1)

(9.2)

(0.7)

(24.7)

(13.4)

Food Credit

50,565

–482

6,468

1,086

11,648

–9,881

Non-food credit

6,79,565

–41

47,683

3,676

1,15,814

96,137

Loans, cash-credit and overdrafts

6,85,909

–302

54,196

8,043

1,25,560

84,107

Inland bills- purchased

5,212

–106

–480

–601

–456

661

discounted⁽⁶⁾

19,168

–215

369

–1,446

543

516

Foreign bills-purchased

9,453

–20

–330

–68

–229

694

discounted

10,387

120

396

–1,166

2,045

278

Cash-Deposit Ratio

6.03

Investment-Deposit Ratio

43.44

Credit-DepositRatio

54.84

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Note: Includes the impact of mergers since May 3, 2002.