(Rs. crore)

Outstanding

Variation over

Item

as on 2003

Fortnight

Financial year so far

Year-on-year

Jul. 25#

2002-2003

2003-2004

2002

2003

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

38,226

–349

6,588

–2,228

–464

209

Borrowings from Banks ⁽¹⁾

18,890

598

–1,481

–748

148

121

Other demand and time liabilities⁽²⁾

2,468

–1,012

–148

214

607

392

Liabilities to Others

Aggregate deposits@

13,49,972

6,853

1,03,925

69,119

1,84,361

1,42,687

(0.5)

(9.4)

(5.4)

(18.0)

(11.8)

[9.8]

[5.6]

[18.8]

[12.3]

Demand

1,74,215

–1,256

–1,591

3,925

9,462

22,757

Time@

11,75,757

8,109

1,05,516

65,193

1,74,899

1,19,930

Borrowings⁽³⁾

15,920

762

6,756

3,282

7,597

6,136

Other demand and time liabilities

1,26,983

–2,432

–1,447

–2,823

17,286

16,547

Borrowings from Reserve Bank

1

—

–3,595

–78

–6,419

–21

Cash in hand and Balances with Reserve Bank

82,149

9,829

10,108

16,247

1,113

3,394

Cash in hand

9,266

195

647

1,698

471

2,373

Balances with Reserve Bank

72,884

9,634

9,461

14,549

643

1,021

Assets with the Banking System

Balance with other Banks⁽⁴⁾

15,496

–305

70

–1,692

11

–2,568

Money at call and short notice

28,155

2,209

1,912

–3,980

4,466

–382

Advances to Banks

7,748

36

292

601

3,642

1,883

Other assets

2,634

113

–305

84

577

265

Investments⁽⁵⁾

6,07,688

576

46,493

60,142

78,020

1,22,926

(0.1)

(10.6)

(11.0)

(19.2)

(25.4)

Government securities

5,80,190

522

47,632

56,774

81,327

1,21,382

Other approved securities

27,498

55

–1,139

3,369

–3,307

1,544

Bank Credit

7,27,401

1,827

61,470

–1,814

1,27,089

76,209

(0.3)

(10.4)

(–0.2)

(24.2)

(11.7)

Food Credit

43,277

–311

5,099

–6,202

8,050

–15,800

Non-food credit

6,84,124

2,138

56,370

4,388

1,19,038

92,009

Loans, cash-credit and overdrafts

6,83,607

2,256

61,974

1,534

1,24,702

74,027

Inland bills- purchased

4,801

–60

–574

–784

–92

344

discounted⁽⁶⁾

19,444

409

–58

–740

381

1,219

Foreign bills-purchased

9,143

–151

90

–607

424

–36

discounted

10,407

–626

38

–1,217

1,674

655

Cash-Deposit Ratio

6.09

Investment-Deposit Ratio

45.01

Credit-DepositRatio

53.88

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Note: Includes the impact of mergers since May 3, 2002.