(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

2003

Month

  2002-2003

  2003-2004

2002

2003

Item

Aug. 29#

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

38,462

236

6,749

–1,993

2,233

284

Borrowings from Banks ⁽¹⁾

19,188

298

5,584

–450

5,581

–6,646

Other demand and time liabilities⁽²⁾

2,239

–229

–137

–15

636

153

Liabilities to Others

Aggregate deposits@

13,68,503

18,530

1,23,874

87,649

1,89,865

1,41,268

(1.4)

(11.2)

(6.8)

(18.3)

(11.5)

[11.7]

[7.1]

[19.1]

[11.9]

Demand

1,77,520

3,305

2,777

7,231

13,735

21,695

Time@

11,90,982

15,225

1,21,097

80,418

1,76,130

1,19,573

Borrowings⁽³⁾

17,547

1,628

9,750

4,910

8,583

4,769

Other demand and time liabilities

1,31,238

4,255

1,117

1,432

17,225

18,237

Borrowings from Reserve Bank

1

—

–3,606

–78

–738

–9

Cash in hand and Balances with Reserve Bank

75,526

–6,624

–4,547

9,624

–5,530

11,425

Cash in hand

8,606

–659

480

1,039

217

1,881

Balances with Reserve Bank

66,919

–5,964

–5,027

8,585

–5,747

9,545

Assets with the Banking System

Balance with other Banks⁽⁴⁾

15,843

347

–563

–1,345

392

–1,587

Money at call and short notice

29,841

1,686

10,767

–2,294

3,910

–7,551

Advances to Banks

7,712

–36

1,417

565

4,865

722

Other assets

2,676

42

–30

126

727

32

Investments⁽⁵⁾

6,27,581

19,893

74,376

80,036

95,669

1,14,936

(3.3)

(17.0)

(14.6)

(22.9)

(22.4)

Government securities

6,00,152

19,962

75,764

76,736

99,123

1,13,212

Other approved securities

27,429

–69

–1,388

3,300

–3,454

1,724

Bank Credit

7,32,000

4,599

66,271

2,785

1,27,654

76,006

(0.6)

(11.2)

(0.4)

(24.2)

(11.6)

Food Credit

41,284

–1,993

2,299

–8,195

5,939

–14,993

Non-food credit

6,90,716

6,592

63,973

10,980

1,21,716

90,999

Loans, cash-credit and overdrafts

6,88,413

4,807

66,782

6,341

1,24,929

74,025

Inland bills- purchased

4,973

172

–531

–612

–140

472

discounted⁽⁶⁾

18,869

–575

–27

–1,315

587

613

Foreign bills-purchased

8,862

–280

258

–888

948

–484

discounted

10,882

475

–212

–742

1,329

1,380

Cash-Deposit Ratio

5.52

Investment-Deposit Ratio

45.86

Credit-DepositRatio

53.49

@

: Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1)

Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.

Notes:

1. Based on Special Returns submited by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.

2. Includes the impact of mergers since May 3, 2002.