(Rs. crore)

Outstanding

Variation over

Item

as on 2003

Fortnight

Financial year so far

Year-on-year

Oct. 3#

2002-2003

2003-2004

2002

2003

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

36,713

–2,424

7,249

–3,742

4,919

–1,965

Borrowings from Banks ⁽¹⁾

17,325

–899

696

–2,313

5

–3,621

Other demand and time liabilities⁽²⁾

2,429

–180

–91

175

454

297

Liabilities to Others

Aggregate deposits@

13,82,184

4,850

1,39,300

1,01,331

1,89,488

1,39,524

(0.4)

(12.6)

(7.9)

(18.0)

(11.2)

[13.1]

[8.2]

[18.8]

[11.6]

Demand

1,93,300

18,027

8,113

23,011

16,452

32,139

Time@

11,88,884

–13,177

1,31,187

78,320

1,73,035

1,07,385

Borrowings⁽³⁾

18,897

1,637

6,804

6,259

7,907

9,064

Other demand and time liabilities

1,34,885

2,178

6,706

5,079

14,517

16,295

Borrowings from Reserve Bank

1

—

–3,521

–78

–2,393

–94

Cash in hand and Balances with Reserve Bank

75,588

3,949

3,278

9,686

–1,285

3,663

Cash in hand

8,701

393

34

1,134

399

2,422

Balances with Reserve Bank

66,887

3,556

3,244

8,552

–1,684

1,240

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,659

589

–390

471

920

56

Money at call and short notice

27,048

–4,381

8,727

–5,087

5,825

–8,304

Advances to Banks

9,216

–90

1,504

2,070

4,800

2,139

Other assets

2,693

–14

87

143

761

–68

Investments⁽⁵⁾

6,21,807

–8,264

67,823

74,261

93,590

1,15,714

(–1.3)

(15.5)

(13.6)

(22.7)

(22.9)

Government securities

5,94,497

–8,425

69,774

71,080

97,519

1,13,547

Other approved securities

27,310

160

–1,950

3,181

–3,928

2,167

Bank Credit

7,52,068

16,522

85,870

22,853

1,29,494

76,476

(2.2)

(14.6)

(3.1)

(23.7)

(11.3)

Food Credit

37,372

–93

–752

–12,107

3,024

–15,854

Non-food credit

7,14,696

16,615

86,622

34,960

1,26,470

92,330

Loans, cash-credit and overdrafts

7,07,839

15,940

85,302

25,767

1,25,964

74,931

Inland bills- purchased

6,278

197

197

694

168

1,050

discounted⁽⁶⁾

18,200

506

–391

–1,985

321

307

Foreign bills-purchased

8,687

–166

164

–1,064

807

–566

discounted

11,065

45

597

–559

2,234

754

Cash-Deposit Ratio

5.47

Investment-Deposit Ratio

44.99

Credit-DepositRatio

54.41

@ : Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Note: Includes the impact of mergers since May 3, 2002.