(Rs. crore)

Outstanding

Variation over

Item

as on 2003

Fortnight

Financial year so far

Year-on-year

Oct. 31#

2002-2003

2003-2004

2002

2003

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

35,438

–1,196

7,634

–5,017

7,394

–3,625

Borrowings from Banks ⁽¹⁾

16,277

339

3,284

–3,361

2,980

–7,257

Other demand and time liabilities ⁽²⁾

2,408

–399

4

154

536

180

Liabilities to Others

Aggregate deposits@

13,91,209

5,367

1,45,267

1,10,356

1,93,187

1,42,582

(0.4)

(13.2)

(8.6)

(18.3)

(11.4)

[13.7]

[10.4]

[19.1]

[13.3]

Demand

1,90,931

3,242

6,899

20,642

17,572

30,984

Time@

12,00,278

2,125

1,38,368

89,714

1,75,615

1,11,598

Borrowings⁽³⁾

21,056

1,698

6,204

8,418

5,954

11,823

Other demand and time liabilities

1,34,256

532

14,477

4,450

15,085

7,895

Borrowings from Reserve Bank

6

–95

–3,581

–73

–5,370

–29

Cash in hand and Balances with Reserve Bank

78,657

8,337

18,132

12,755

4,474

–8,122

Cash in hand

9,086

479

–70

1,519

–117

2,912

Balances with Reserve Bank

69,571

7,858

18,202

11,236

4,591

–11,033

Assets with the Banking System

Balance with other Banks⁽⁴⁾

16,425

12

–214

–763

1,196

–1,354

Money at call and short notice

22,567

–538

10,534

–9,568

12,156

–14,591

Advances to Banks

8,560

81

619

1,413

3,890

2,368

Other assets

2,702

–105

–204

153

745

233

Investments⁽⁵⁾

6,30,411

–4,889

64,616

82,865

88,082

1,27,526

(–0.8)

(14.7)

(15.1)

(21.2)

(25.4)

Government securities

6,03,173

–4,986

66,564

79,757

91,433

1,25,433

Other approved securities

27,238

98

–1,949

3,109

–3,350

2,093

Bank Credit

7,61,210

8,798

92,848

31,994

1,34,635

78,639

(1.2)

(15.7)

(4.4)

(24.6)

(11.5)

Food Credit

36,020

1,869

1,435

–13,459

3,338

–19,393

Non-food credit

7,25,189

6,929

91,413

45,453

1,31,297

98,032

Loans, cash-credit and overdrafts

7,14,370

7,144

91,446

32,297

1,29,927

75,317

Inland bills- purchased

8,028

971

–25

2,444

–23

3,022

discounted⁽⁶⁾

18,873

881

276

–1,312

1,682

314

Foreign bills-purchased

8,700

–123

487

–1,050

1,260

–875

discounted

11,239

–74

663

–386

1,789

            862

Cash-Deposit Ratio

5.65

Investment-Deposit Ratio

45.31

Credit-DepositRatio

54.72

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India. Figures in brackets denote percentage variation in the relevant period.
Note: Includes the impact of mergers since May 3, 2002.