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Weekly Statistical Supplement


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Date : Apr 10, 1999
3. Scheduled Commercial Banks - Business in India

(Rs. crore)


 

Outstanding
as on
1999
Mar. 26#

    
 

Variation over

Item

 

Financial year so far

 
 

Fortnight

1997-98

1998-99

Year


1

2

3

4

5

6


      

Liabilities to the Banking System

     

Demand and time deposits from banks

32,260

1,661

6,287

8,578

8,578

Borrowings from Banks(1)

11,623

-527

3,901

4,464

4,464

Other demand and time liabilities(2)

690

-98

906

-755

-755

Liabilities to Others

     

Aggregate deposits

7,17,271 @

18,934

99,811

1,11,861

1,11,861

  

(2.7)

(19.7)

(18.5)

(18.5)

Demand

1,13,480

10,531

11,903

10,967

10,967

Time

6,03,791 @

8,403

87,908

1,00,894

1,00,894

Borrowings(3)

1,992

699

342

713

713

Other demand and time liabilities

52,416

573

5,501

12,662

12,662

      

Borrowings from Reserve Bank

2,894

-2,795

-165

2,499

2,499

      

Cash in hand and Balances with Reserve Bank

67,530

-5,092

8,111

6,224

6,224

Cash in hand

3,982

80

260

374

374

Balances with Reserve Bank

63,548

-5,172

7,850

5,850

5,850

      

Assets with the Banking System

     

Balance with other Banks(4)

12,922

232

3,183

1,369

1,369

Money at call and short notice

18,134

1,695

902

9,273

9,273

Advances to banks

1,638

-318

287

-525

-525

Other assets

1,303

-224

-21

-364

-364

Investments(5)

2,54,119

2,152

28,192

35,414

35,414

  

(0.9)

(14.8)

(16.2)

(16.2)

Government securities

2,22,744

2,427

28,067

35,787

35,787

Other approved securities

31,374

-275

124

-374

-374

      

Bank Credit

3,66,003

11,261

45,677

41,925

41,925

  

(3.2)

(16.4)

(12.9)

(12.9)

      

Food Credit

16,816

84

4,888

4,331

4,331

Non-food credit

3,49,187

11,177

40,789

37,594

37,594

      

Loans, cash-credit and overdrafts

3,34,867

9,460

43,113

40,132

40,132

Inland bills- purchased

4,712

208

473

52

52

discounted(6)

10,776

1,157

1,163

1,008

1,008

Foreign bills-purchased

8,368

201

281

438

438

discounted

7,280

235

648

295

295

      

Cash-Deposit Ratio

9.41

    

Investment-Deposit Ratio

35.43

    

Credit-Deposit Ratio

51.03

    
      

@ : Includes Rs. 17,945 crore on account of proceeds from Resurgent India Bonds (RIBs). Excluding these proceeds, the growth rates in aggregate deposits as shown in columns 5 and 6 would work out to 15.5 per cent and 15.5 per cent, respectively.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilites to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given seperately in
Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Note: Figures in brackets denote percentage variations in the relevant period.


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