(Rs. crore)

Outstanding

Variation over

Item

as on 2003

Fortnight

Financial year so far

Year-on-year

Dec. 26#

2002-2003

2003-2004

2002

2003

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

35,728

378

6,035

–4,726

5,522

–1,735

Borrowings from Banks ⁽¹⁾

13,748

969

471

–5,890

2,630

–6,973

Other demand and time liabilities⁽²⁾

2,351

–1,235

–8

97

–225

136

Liabilities to Others

Aggregate deposits@

14,19,788

9,844

1,57,172

1,38,935

1,89,770

1,59,256

(0.7)

(14.2)

(10.8)

(17.7)

(12.6)

14.8

12.7

18.5

14.6

Demand

1,93,352

3,046

11,836

23,063

16,248

28,468

Time@

12,26,436

6,797

1,45,336

1,15,872

1,73,521

1,30,788

Borrowings⁽³⁾

21,822

–690

7,467

9,184

5,996

11,326

Other demand and time liabilities

1,35,019

–6

11,353

5,213

17,064

11,783

Borrowings from Reserve Bank

—

—

–3,583

–79

–6,952

–34

Cash in hand and Balances with Reserve Bank

77,560

–2,482

2,910

11,658

–4,389

6,003

Cash in hand

8,536

155

1,020

968

123

1,270

Balances with Reserve Bank

69,024

–2,637

1,889

10,690

–4,513

4,733

Assets with the Banking System

Balance with other Banks⁽⁴⁾

15,686

400

–763

–1,502

–133

–1,544

Money at call and short notice

19,806

1,723

7,691

–12,329

9,669

–14,510

Advances to Banks

9,096

295

2,438

1,949

6,258

1,086

Other assets

2,655

–88

–359

106

–61

340

Investments⁽⁵⁾

6,48,420

692

85,785

1,00,875

97,190

1,24,366

(0.1)

(19.6)

(18.4)

(22.8)

(23.7)

Government securities

6,21,394

781

88,443

97,977

1,00,492

1,21,775

Other approved securities

27,026

–89

–2,658

2,897

–3,302

2,591

Bank Credit

7,80,572

10,204

1,02,521

51,357

1,32,571

88,328

(1.3)

(17.4)

(7.0)

(23.7)

(12.8)

Food Credit

36,352

845

–2,031

–13,127

–330

–15,595

Non-food credit

7,44,220

9,359

1,04,553

64,484

1,32,900

1,03,923

Loans, cash-credit and overdrafts

7,33,773

10,001

99,919

51,701

1,27,415

86,248

Inland bills- purchased

6,182

–196

24

598

72

1,127

discounted⁽⁶⁾

19,826

314

1,770

–358

2,461

–227

Foreign bills-purchased

9,022

89

597

–728

1,163

–664

discounted

11,769

–3

211

144

1,461

1,844

Cash-Deposit Ratio

5.46

Investment-Deposit Ratio

45.67

Credit-DepositRatio

54.98

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1,2003. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.