(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2004

Month

Jan. 30#

2002-2003

2003-2004

2003

2004

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

36,736

1,008

5,421

–3,718

6,005

–114

Borrowings from Banks⁽¹⁾

12,548

–1,199

–470

–7,089

2,682

–7,232

Other demand and time liabilities

2,185

–167

–232

–69

152

193

Liabilities to Others

Aggregate deposits@

14,50,698

30,910

1,74,478

1,69,845

2,01,169

1,72,860

(2.2)

(15.8)

(13.3)

(18.7)

(13.5)

[16.5]

[15.2]

[19.5]

[15.5]

Demand

1,96,564

3,212

13,998

26,274

25,595

29,518

Time@

12,54,135

27,698

1,60,481

1,43,571

1,75,574

1,43,342

Borrowings⁽³⁾

23,633

1,811

10,272

10,996

9,662

10,333

Other demand and time liabilities

1,34,610

–409

12,967

4,804

22,375

9,759

Borrowings from Reserve Bank

—

—

–3,214

–79

–3,569

–402

Cash in hand and Balances with Reserve Bank

79,473

1,913

4,764

13,571

–1,015

6,062

Cash in hand

7,890

–646

699

322

796

946

Balances with Reserve Bank

71,583

2,559

4,065

13,248

–1,811

5,116

Assets with the Banking System

Balance with other Banks⁽⁴⁾

16,654

968

–555

–534

758

–784

Money at call and short notice

19,456

–350

3,439

–12,679

6,391

–10,608

Advances to Banks

8,836

–260

1,349

1,690

771

1,915

Other assets

2,476

–179

–254

–73

216

57

Investments⁽⁵⁾

6,66,329

17,909

98,656

1,18,784

1,07,377

1,29,404

(2.8)

(22.5)

(21.7)

(25.0)

(24.1)

Government securities

6,39,373

17,979

1,01,355

1,15,956

1,10,566

1,26,842

Other approved securities

26,956

–70

–2,698

2,827

–3,189

2,562

Bank Credit

8,01,253

20,680

1,17,205

72,037

1,38,385

94,325

(2.6)

(19.9)

(9.9)

(24.3)

(13.3)

Food Credit

35,864

–488

–3,531

–13,615

–4,233

–14,583

Non-food credit

7,65,388

21,168

1,20,736

85,652

1,42,618

1,08,908

Loans, cash-credit and overdrafts

7,52,541

18,767

1,14,559

70,468

1,33,514

90,375

Inland bills- purchased

6,303

121

53

718

224

1,218

discounted⁽⁶⁾

20,826

1,000

1,650

642

1,749

893

Foreign bills-purchased

9,627

605

217

–123

824

322

discounted

11,957

188

727

332

2,075

1,516

Cash-Deposit Ratio

5.48

Investment-Deposit Ratio

45.93

Credit-Deposit Ratio

55.23

@

: Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Data also reflect redemption

of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003.

Figures in italics are percentage variations net of RIBs and IMDs as

the case may be.

(1)

Excluding borrowings of Regional Rural Banks from their sponsor banks. (2) Wherever it has not been possible to identify a liability to the banking

system, it has been included in the corresponding items under 'liabilities to others'. (3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM

Bank. (4) In current account and in other account. (5) Investments set out in this Table are for the purpose of SLR and do not include other investments

which are given separately in Table No. 5. (6) Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

Notes: 1. Based on Special Returns submited by the banks as required when the last Friday of the month is not an alternate Friday for the reporting purposes.

2. Includes the impact of mergers since May 3, 2002.