Reserve Bank of India - Weekly Statistical Supplement

Weekly Statistical Supplement

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Date : Apr 03, 2004

3. Scheduled Commercial Banks - Business in India

(Rs. crore)
	Outstanding as on	Variation over
			Financial year so far		Year-on-year
*Item*	2004Mar. 19#	Fortnight	2002-2003	2003-2004	2003	2004
1	2	3	4	5	6	7
Liabilities to the Banking System
Demand and time deposits from Banks	36,825	–816	9,026	–3,629	9,026	–3,629
Borrowings from Banks ⁽¹⁾	14,968	865	–612	–4,670	–612	–4,670
Other demand and time liabilities⁽²⁾	2,606	156	30	353	30	353
Liabilities to Others
Aggregate deposits@	15,01,931	19,802	1,77,493	2,21,078	1,77,493	2,21,078
		(1.3)	(16.1)	(17.3)	(16.1)	(17.3)
			[16.7]	[19.3]	[16.7]	[19.3]
Demand	2,21,949	17,643	17,241	51,660	17,241	51,660
Time@	12,79,981	2,158	1,60,252	1,69,417	1,60,252	1,69,417
Borrowings⁽³⁾	24,646	661	9,609	12,008	9,609	12,008
Other demand and time liabilities	1,48,231	5,937	17,923	18,425	17,923	18,425
Borrowings from Reserve Bank	—	–40	–3,537	–79	–3,537	–79

Cash in hand and Balances with Reserve Bank	76,589	–7,665	–2,745	10,687	–2,745	10,687
Cash in hand	7,592	–208	1,322	25	1,322	25
Balances with Reserve Bank	68,997	–7,458	–4,068	10,662	–4,068	10,662
Assets with the Banking System
Balance with other Banks⁽⁴⁾	17,468	965	–805	280	–805	280
Money at call and short notice	17,770	517	5,510	–14,365	5,510	–14,365
Advances to Banks	10,447	443	1,574	3,300	1,574	3,300
Other assets	2,283	–40	–124	–267	–124	–267
Investments⁽⁵⁾	6,79,656	–4,299	1,09,276	1,32,110	1,09,276	1,32,110
		(–0.6)	(24.9)	(24.1)	(24.9)	(24.1)
Government securities	6,53,244	–4,143	1,12,241	1,29,828	1,12,241	1,29,828
Other approved securities	26,412	–155	–2,964	2,283	–2,964	2,283
Bank Credit	8,35,382	16,253	1,39,493	1,06,166	1,39,493	1,06,166
		(2.0)	(23.7)	(14.6)	(23.7)	(14.6)
Food Credit	35,961	103	–4,499	–13,518	–4,499	–13,518
Non-food credit	7,99,420	16,150	1,43,992	1,19,684	1,43,992	1,19,684
Loans, cash-credit and overdrafts	7,83,546	15,405	1,34,466	1,01,474	1,34,466	1,01,474
Inland bills- purchased	7,256	–37	553	1,671	553	1,671
discounted⁽⁶⁾	21,836	364	1,901	1,652	1,901	1,652
Foreign bills-purchased	9,925	191	662	175	662	175
discounted	12,820	329	1,911	1,195	1,911	1,195
*Cash-Deposit Ratio*	*5.10*
*Investment-Deposit Ratio*	*45.25*
*Credit-DepositRatio*	*55.62*

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000.

Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003.

Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

Excluding borrowings of Regional Rural Banks from their sponsor banks.

Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.