(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2005

Fortnight

Mar. 4#

2003-2004

2004-2005

2004

2005

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

36,355

1,009

–3,067

–478

–60

–1,032

Borrowings from Banks ⁽¹⁾

24,015

–3,092

–5,073

8,989

–6,422

9,451

Other demand and time liabilities⁽²⁾

3,068

–674

22

441

–247

792

Liabilities to Others

Aggregate deposits@

16,99,443

16,429

2,05,893

1,95,027

2,07,211

2,12,697

(1.0)

(16.1)

(13.0)

(16.2)

(14.3)

Demand

2,50,566

12,047

36,227

25,544

41,982

44,050

Time@

14,48,877

4,382

1,69,666

1,69,483

1,65,229

1,68,647

[14,45,308]

[1,65,914]

[1,65,078]

Borrowings⁽³⁾

65,181

–500

11,820

40,511

12,102

40,723

Other demand and time liabilities

1,73,002

6,540

13,069

24,918

19,302

30,127

Borrowings from Reserve Bank

—

—

–40

—

–1,220

–40

Cash in hand and Balances with Reserve Bank

98,335

461

18,090

21,440

9,320

14,342

Cash in hand

8,621

7

–29

723

1,056

1,083

Balances with Reserve Bank

89,713

453

18,120

20,716

8,263

13,259

Assets with the Banking System

Balance with other Banks⁽⁴⁾

18,459

608

–521

1,497

–205

1,792

Money at call and short notice

15,797

–6,125

–14,808

–2,260

–13,040

–1,530

Advances to Banks

9,079

–129

2,831

–1,444

2,643

–899

Other assets

2,360

–87

–219

–277

–120

30

Investments ⁽⁵⁾

7,39,135

16,108

1,37,754

61,548

1,43,153

53,836

(2.2)

(25.2)

(9.1)

(26.4)

(7.9)

Government securities

7,13,777

16,195

1,39,006

59,020

1,44,107

51,354

[7,01,584]

[46,827]

[39,162]

Other approved securities

25,358

–87

–1,252

2,528

–954

2,481

Bank Credit

10,69,673

13,464

93,644

2,28,888

1,06,847

2,46,814

(1.3)

(12.8)

(27.2)

(14.9)

(30.0)

Food Credit

41,440

–42

–13,621

5,479

–13,858

5,582

Non-food credit

10,28,233

13,505

1,07,265

2,23,409

1,20,705

2,41,232

[9,95,551]

[1,90,727]

[2,08,549]

Loans, cash-credit and overdrafts

10,10,612

12,896

89,666

2,21,372

1,02,255

2,38,874

Inland bills- purchased

7,235

123

1,876

266

1,857

–226

discounted⁽⁶⁾

25,386

–132

1,254

3,656

1,179

3,948

Foreign bills-purchased

10,810

167

–42

697

–17

1,102

discounted

15,630

411

890

2,897

1,573

3,116

Cash-Deposit Ratio

5.79

Investment-Deposit Ratio

43.49

Credit-DepositRatio

62.94

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000.
Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003.
(1)Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding
items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given
separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.