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Weekly Statistical Supplement


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Date : Apr 30, 2005
3. Scheduled Commercial Banks - Business in India

(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2005

Fortnight

Apr. 15#

2004-2005

2005-2006

2004

2005

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

40,063

–548

2,969

3,291

16

260

Borrowings from Banks (1)

31,558

–1,646

–528

3,647

–3,245

17,060

Other demand and time liabilities(2)

11,195

7,229

60

8,061

47

8,508

Liabilities to Others

Aggregate deposits@

17,76,250

9,622

33,932

56,303

2,17,794

2,37,902

(0.5)

(2.3)

(3.3)

(16.5)

(15.5)

Demand

2,71,782

–10,192

–3,558

7,965

42,833

50,318

Time@

15,04,468

19,815

37,490

48,338

1,74,961

1,87,584

[15,00,900]

[1,84,015]

Borrowings(3)

71,896

473

2,199

2,592

12,059

45,027

Other demand and time liabilities

1,68,765

–12,289

4,666

–5,560

23,674

16,016

Borrowings from Reserve Bank

45

–50

–5

–4

45

Cash in hand and Balances with Reserve Bank

1,12,736

10,667

–2,492

16,208

–10,133

38,333

Cash in hand

9,309

223

281

886

–114

1,129

Balances with Reserve Bank

1,03,427

10,444

–2,773

15,322

–10,018

37,204

Assets with the Banking System

Balance with other Banks(4)

21,058

335

1,341

4,292

510

2,756

Money at call and short notice

23,325

451

–680

2,969

–7,675

5,947

Advances to Banks

8,718

–104

–221

–1,000

4,073

–1,584

Other assets

2,497

–28

442

46

147

–583

Investments (5)

7,35,076

–16,132

40,869

–7,987

1,56,478

16,619

(–2.1)

(6.0)

(–1.1)

(27.8)

(2.3)

Government securities

7,12,941

–13,169

41,112

–4,850

1,58,372

17,071

[7,00,749]

[4,879]

Other approved securities

22,135

–2,963

–243

–3,137

–1,894

–452

Bank Credit

11,32,274

–9,427

20,086

40,184

1,30,887

2,71,404

(–0.8)

(2.4)

(3.7)

(17.9)

(31.5)

Food Credit

36,847

–3,169

2,365

–4,274

–6,263

–1,479

Non-food credit

10,95,428

–6,257

17,721

44,458

1,37,150

2,72,883

[10,62,745]

[2,40,201]

Loans, cash-credit and overdrafts

10,69,738

–9,351

17,542

37,738

1,23,814

2,62,956

Inland bills- purchased

9,393

1,050

1,639

2,008

2,749

784

discounted(6)

25,137

–914

547

–282

1,032

2,860

Foreign bills-purchased

11,565

161

18

714

575

1,433

discounted

16,442

–373

340

6

2,717

3,369

Cash-Deposit Ratio

6.35

Investment-Deposit Ratio

41.38

Credit-DepositRatio

63.75

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000.
Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003.
(1)Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the
corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are
given separately in Table No. 5.
(6)Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.



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