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Weekly Statistical Supplement


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Date : May 21, 2005
3. Scheduled Commercial Banks - Business in India
     

(Rs. crore)

               
   

Outstanding

   

Variation over

   
   

as on

         
       

Financial year so far

Year-on-year

Item

2005

         
     

Fortnight

       
   

Apr. 29#

 

2004-2005

2005-2006

2004

2005

1

 

2

3

4

5

6

7

Liabilities to the Banking System

           
 

Demand and time deposits from Banks

38,549

–1,514

2,592

1,777

–2,605

–876

 

Borrowings from Banks (1)

28,939

–2,619

–1,239

1,028

–2,435

15,152

 

Other demand and time liabilities(2)

11,143

–53

314

8,009

385

8,201

Liabilities to Others

           
 

Aggregate deposits@

17,81,580

5,330

44,751

61,633

2,25,506

2,32,413

     

(0.3)

(3.0)

(3.6)

(17.0)

(15.0)

 

Demand

2,61,778

–10,004

–3,308

–2,039

46,039

40,064

 

Time@

15,19,802

15,334

48,059

63,672

1,79,467

1,92,349

   

[15,16,233]

       

[1,88,780]

 

Borrowings(3)

71,764

–132

2,457

2,460

11,559

44,637

 

Other demand and time liabilities

1,65,671

–3,094

4,324

–8,654

10,265

13,264

Borrowings from Reserve Bank

–45

–50

–11

               

Cash in hand and Balances with Reserve Bank

1,13,932

1,196

15,371

17,404

2,599

21,666

 

Cash in hand

9,521

212

985

1,099

711

638

 

Balances with Reserve Bank

1,04,411

984

14,387

16,306

1,888

21,027

               

Assets with the Banking System

           
 

Balance with other Banks(4)

19,930

–1,129

1,184

3,164

483

1,784

 

Money at call and short notice

19,834

–3,491

–1,011

–521

–9,145

2,787

 

Advances to Banks

8,500

–218

–438

–1,218

2,825

–1,585

 

Other assets

2,786

289

334

335

301

–185

Investments (5)

7,39,001

3,925

35,600

–4,062

1,40,597

25,813

     

(0.5)

(5.3)

(–0.5)

(24.6)

(3.6)

 

Government securities

7,16,889

3,948

35,791

–902

1,42,248

26,341

   

[7,04,697]

       

[14,148]

 

Other approved securities

22,112

–23

–191

–3,160

–1,651

–527

               

Bank Credit

11,27,433

–4,841

24,118

35,343

1,32,986

2,62,531

     

(–0.4)

(2.9)

(3.2)

(18.2)

(30.4)

 

Food Credit

41,765

4,918

7,036

644

–6,924

–1,233

 

Non-food credit

10,85,669

–9,759

17,081

34,699

1,39,910

2,63,764

   

[10,52,986]

       

[2,31,081]

 

Loans, cash-credit and overdrafts

10,66,229

–3,510

22,000

34,228

1,24,424

2,54,988

 

Inland bills- purchased

8,613

–779

1,522

1,228

3,077

122

 

discounted(6)

25,022

–115

474

–397

2,173

2,818

 

Foreign bills-purchased

11,214

–351

–146

363

510

1,246

 

discounted

16,355

–86

267

–80

2,803

3,356

Cash-Deposit Ratio

6.39

         

Investment-Deposit Ratio

41.48

         

Credit-DepositRatio

63.28

         
               

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000.
Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003.
(1)Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding
items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given
separately in Table No. 5.
(6)Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.


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