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Weekly Statistical Supplement


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Date : May 28, 2005
Scheduled Commercial Banks - Business in India
     

(Rs. crore)

               
   

Outstanding

   

Variation over

   
   

as on

         
       

Financial year so far

Year-on-year

Item

2005

         
     

Fortnight

       
   

May 13#

 

2004-2005

2005-2006

2004

2005

1

 

2

3

4

5

6

7

Liabilities to the Banking System

           
 

Demand and time deposits from Banks

38,044

–505

1,399

1,272

–3,233

–188

 

Borrowings from Banks (1)

31,842

2,903

–775

3,931

–4,996

17,591

 

Other demand and time liabilities(2)

12,168

1,025

759

9,034

770

8,782

Liabilities to Others

           
 

Aggregate deposits@

17,77,964

–3,616

36,973

58,016

2,21,821

2,36,575

     

(–0.2)

(2.5)

(3.4)

(16.8)

(15.3)

 

Demand

2,57,241

–4,538

–9,974

–6,576

44,186

42,192

 

Time@

15,20,723

921

46,946

64,593

1,77,635

1,94,383

   

[15,17,155]

       

[1,90,814]

 

Borrowings(3)

71,872

109

3,704

2,568

–29,153

43,499

 

Other demand and time liabilities

1,57,316

–8,356

–3,448

–17,010

55,669

12,680

Borrowings from Reserve Bank

–50

–11

               

Cash in hand and Balances with Reserve Bank

1,14,492

560

6,749

17,965

2,618

30,848

 

Cash in hand

9,252

–269

651

829

347

702

 

Balances with Reserve Bank

1,05,241

830

6,098

17,135

2,271

30,146

               

Assets with the Banking System

           
 

Balance with other Banks(4)

19,291

–639

899

2,525

1,214

1,431

 

Money at call and short notice

22,542

2,708

601

2,187

–10,448

3,884

 

Advances to Banks

8,855

355

–1,472

–863

2,120

–196

 

Other assets

2,876

90

332

425

285

–93

Investments (5)

7,31,882

–7,120

37,350

–11,181

1,43,534

16,944

     

(–1.0)

(5.5)

(–1.5)

(25.1)

(2.4)

 

Government securities

7,06,986

–9,903

37,496

–10,805

1,45,219

14,733

   

[6,94,793]

       

[2,540]

 

Other approved securities

24,896

2,783

–146

–376

–1,685

2,212

               

Bank Credit

11,37,132

9,698

21,767

45,041

1,32,238

2,74,579

     

(0.9)

(2.6)

(4.1)

(18.1)

(31.8)

 

Food Credit

44,371

2,607

6,271

3,251

–7,045

2,139

 

Non-food credit

10,92,760

7,091

15,497

41,790

1,39,284

2,72,440

   

[10,60,078]

       

[2,39,758]

 

Loans, cash-credit and overdrafts

10,77,773

11,544

20,816

45,772

1,24,241

2,67,717

 

Inland bills- purchased

7,990

–623

1,057

605

2,723

–36

 

discounted(6)

24,365

–658

207

–1,055

2,457

2,428

 

Foreign bills-purchased

10,589

–625

–628

–262

–115

1,103

 

discounted

16,416

60

316

–20

2,934

3,367

Cash-Deposit Ratio

6.44

         

Investment-Deposit Ratio

41.16

         

Credit-DepositRatio

63.96

         
               

@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000.
Data also reflect redemption of Resurgent India Bonds (RIBs) of Rs.22,693 crore, since October 1, 2003.
(1)Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding
items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given
separately in Table No. 5.
(6)Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.


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