| 1. Reserve Bank of India - Liabilities and Assets* | | (₹ Crore) | | Item | 2024 | 2025 | Variation | | Jan. 5 | Dec. 27 | Jan. 3 | Week | Year | | 1 | 2 | 3 | 4 | 5 | | 4 Loans and Advances | | | | | | | 4.1 Central Government | - | 0 | 0 | 0 | 0 | | 4.2 State Governments | 21139 | 21841 | 36637 | 14796 | 15498 | | * Data are provisional; difference, if any, is due to rounding off. |
| 2. Foreign Exchange Reserves* | | Item | As on January 3, 2025 | Variation over | | Week | End-March 2024 | Year | | ₹ Cr. | US$ Mn. | ₹ Cr. | US$ Mn. | ₹ Cr. | US$ Mn. | ₹ Cr. | US$ Mn. | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | 1 Total Reserves | 5443633 | 634585 | -33236 | -5693 | 52377 | -11834 | 309939 | 17282 | | 1.1 Foreign Currency Assets # | 4679273 | 545480 | -41774 | -6441 | -82571 | -25470 | 133159 | -1170 | | 1.2 Gold | 575530 | 67092 | 8687 | 824 | 136211 | 14417 | 180597 | 19603 | | 1.3 SDRs | 152818 | 17815 | -63 | -58 | 1594 | -317 | 644 | -484 | | 1.4 Reserve Position in the IMF | 36012 | 4199 | -85 | -18 | -2856 | -463 | -4462 | -667 | * Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); and (c) amounts lent under the SAARC and ACU currency swap arrangements. |
| 4. Scheduled Commercial Banks - Business in India | | (₹ Crore) | | Item | Outstanding as on Dec. 27, 2024 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2023-24 | 2024-25 | 2023 | 2024 | | 1 | 2 | 3 | 4 | 5 | 6 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 22063132 | -5012 | 2044128 | 1587905 | 2354258 | 1975090 | | | (21996441) | | (1922841) | | (2232971) | (2029687) | | 2.1a Growth (Per cent) | | - | 11.3 | 7.8 | 13.3 | 9.8 | | | | | (10.7) | | (12.6) | (10.2) | | 2.1.1 Demand | 2570099 | -40123 | 257074 | 126246 | 235753 | 132595 | | 2.1.2 Time | 19493033 | 35111 | 1787054 | 1461660 | 2118504 | 1842496 | | 2.2 Borrowings | 955100 | 88166 | 313736 | 177158 | 318621 | 196036 | | 2.3 Other Demand and Time Liabilities | 996837 | -146713 | 147479 | 59409 | 184492 | 59707 | | 7 Bank Credit | 17742873 | 155992 | 2286709 | 1310709 | 2655091 | 1780929 | | | (17304330) | | (1713636) | | (2082018) | (1915459) | | 7.1a Growth (Per cent) | | 0.9 | 16.7 | 8.0 | 20.0 | 11.2 | | | | | (12.5) | | (15.6) | (12.4) | | 7a.1 Food Credit | 56139 | 3832 | 23233 | 33058 | -10834 | 13000 | | 7a.2 Non-food Credit | 17686734 | 152160 | 2263476 | 1277651 | 2665925 | 1767929 | 1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger. |
| 6. Money Stock: Components and Sources | | (₹ Crore) | | Item | Outstanding as on | Variation over | | 2024 | Fortnight | Financial Year so far | Year-on-Year | | 2023-24 | 2024-25 | 2023 | 2024 | | Mar. 31 | Dec. 27 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | | M3 | 24831618 | 26513051 | -9641 | -0.04 | 1912230 | 8.6 | 1681433 | 6.8 | 2396756 | 11.0 | 2257060 | 9.3 | | | (24939860) | (26579741) | (-10766) | (-0.04) | | | (1639881) | (6.6) | | | (2202464) | (9.0) | | 1 Components (1.1.+1.2+1.3+1.4) | | | | | | | | | | | | | | 1.1 Currency with the Public | 3410276 | 3459713 | -16525 | -0.5 | -20321 | -0.6 | 49437 | 1.4 | 133879 | 4.3 | 203598 | 6.3 | | 1.2 Demand Deposits with Banks | 2586888 | 2711239 | -40054 | -1.5 | 259892 | 11.2 | 124351 | 4.8 | 238554 | 10.2 | 130750 | 5.1 | | 1.3 Time Deposits with Banks | 18739918 | 20240470 | 44554 | 0.2 | 1669369 | 10.0 | 1500552 | 8.0 | 2006204 | 12.3 | 1902134 | 10.4 | | | (18848160) | (20307160) | (43429) | (0.2) | | | (1459000) | (7.7) | | | (1847538) | (10.0) | | 1.4 ‘Other’ Deposits with Reserve Bank | 94536 | 101629 | 2384 | 2.4 | 3290 | 4.2 | 7093 | 7.5 | 18119 | 28.8 | 20578 | 25.4 | | 2 Sources (2.1+2.2+2.3+2.4-2.5) | | | | | | | | | | | | | | 2.1 Net Bank Credit to Government | 7512016 | 7849379 | -199199 | -2.5 | 6274 | 0.1 | 337363 | 4.5 | 606335 | 9.2 | 677572 | 9.4 | | | (7603571) | (7900247) | (-199197) | (-2.5) | | | (296676) | (3.9) | | | (627630) | (8.6) | | 2.1.1 Reserve Bank | 1193213 | 1000891 | -238205 | | -471467 | | -192322 | | -190595 | | 21232 | | | 2.1.2 Other Banks | 6318803 | 6848488 | 39006 | 0.6 | 477741 | 8.4 | 529686 | 8.4 | 796930 | 14.8 | 656340 | 10.6 | | | (6410358) | (6899357) | (39007) | (0.6) | | | (488998) | (7.6) | | | (606398) | (9.6) | | 2.2 Bank Credit to Commercial Sector | 16672145 | 18090649 | 189680 | 1.1 | 1706980 | 11.8 | 1418504 | 8.5 | 2089739 | 14.9 | 1954033 | 12.1 | | | (17202832) | (18529191) | (182721) | (1.0) | | | (1326360) | (7.7) | | | (1819503) | (10.9) | | 2.2.1 Reserve Bank | 14406 | 10519 | 248 | | -21469 | | -3887 | | -14772 | | 5439 | | | 2.2.2 Other Banks | 16657739 | 18080130 | 189432 | 1.1 | 1728448 | 12.0 | 1422391 | 8.5 | 2104511 | 15.0 | 1948594 | 12.1 | | | (17188426) | (18518672) | (182474) | (1.0) | | | (1330247) | (7.7) | | | (1814064) | (10.9) | | Note: Figures in parentheses include the impact of merger of a non-bank with a bank. |
| 8. Liquidity Operations by RBI | | (₹ Crore) | | Date | Liquidity Adjustment Facility | Standing Liquidity Facilities | OMO (Outright) | Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8) | | Repo | Reverse Repo | Variable Rate Repo | Variable Rate Reverse Repo | MSF | SDF | Sale | Purchase | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | | Dec. 30, 2024 | - | - | 83238 | - | 385 | 99913 | - | - | - | -16290 | | Dec. 31, 2024 | - | - | 50004 | - | 298 | 138004 | - | - | - | -87702 | | Jan. 01, 2025 | - | - | - | - | 666 | 115712 | - | - | - | -115046 | | Jan. 02, 2025 | - | - | - | - | 15 | 152048 | -543 | - | - | -152576 | | Jan. 03, 2025 | - | - | - | - | 2179 | 99805 | - | - | - | -97626 | | Jan. 04, 2025 | - | - | - | - | 1398 | 94806 | - | - | - | -93408 | | Jan. 05, 2025 | - | - | - | - | 342 | 94235 | - | - | - | -93893 | | SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. | The above information can be accessed on Internet at https://wss.rbi.org.in/. The concepts and methodologies for WSS are available in Handbook on WSS (https://rbi.org.in/scripts/PublicationsView.aspx?id=15762). Time series data are available at https://data.rbi.org.in. Ajit Prasad
Deputy General Manager
(Communications) Press Release: 2024-2025/1900 | |