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Date : Nov 15, 2024
Scheduled Commercial Banks - Business in India
(₹ Crore)
Item Outstanding as on Nov. 1, 2024 Variation over
Fortnight Financial year so far Year-on-Year
2023-24 2024-25 2023 2024
1 2 3 4 5 6
1 Liabilities to the Banking System            
1.1 Demand and Time Deposits from Banks 290287 -3716 16568 -4184 45403 47600
1.2 Borrowings from Banks 135893 5117 128404 -46536 144273 -59710
1.3 Other Demand and Time Liabilities 24605 1348 14309 -47846 19837 -48228
2 Liabilities to Others            
2.1 Aggregate Deposits 22043537 235205 1668176 1568311 2345766 2331448
  (21972024)   (1536316)   (2213905) (2391795)
2.1a Growth (Per cent)   1.1 9.2 7.7 13.5 11.8
      (8.5)   (12.7) (12.2)
2.1.1 Demand 2562700 18092 108311 118846 232183 273958
2.1.2 Time 19480838 217113 1559865 1449464 2113583 2057490
2.2 Borrowings 863454 -1943 387639 85512 345219 30487
2.3 Other Demand and Time Liabilities 948845 -1771 92297 11417 168820 66897
3. Borrowings from Reserve Bank 9032 1276 -101269 -213684 -31041 -54784
4 Cash in Hand and Balances with Reserve Bank 1084927 9117 128772 64011 110558 55985
4.1 Cash in hand 92957 1689 4443 3524 -22133 -1748
4.2 Balances with Reserve Bank 991970 7429 124329 60487 132691 57733
5 Assets with the Banking System            
5.1 Balances with Other Banks 206448 -3589 -4995 8121 -1041 18020
5.2 Money at Call and Short Notice 21935 3987 5770 9579 18738 -8700
5.3 Advances to Banks 43605 -3289 10571 -4763 6025 -8150
5.4 Other Assets 60770 -4251 26888 -54653 35689 -33248
6 Investments 6557353 67971 697737 450795 1031207 444468
  (6503511)   (590203)   (923673) (498160)
6.1a Growth (Per cent)   1.0 12.9 7.4 20.3 7.3
      (10.9)   (18.2) (8.3)
6.1 Government Securities 6556790 68149 697305 451181 1030777 445164
6.2 Other Approved Securities 563 -178 432 -386 430 -696
7 Bank Credit 17439892 202218 1909290 1007728 2658293 1855366
  (16978858)   (1325196)   (2074198) (1978427)
7.1a Growth (Per cent)   1.2 14.0 6.1 20.6 11.9
      (9.7)   (16.0) (13.2)
7a.1 Food Credit 30055 11400 2898 6974 -15576 7251
7a.2 Non-food Credit 17409837 190817 1906392 1000754 2673869 1848115
7b.1 Loans, Cash Credit and Overdrafts 17126165 204842 1889070 991862 2623095 1812188
7b.2 Inland Bills - Purchased 67918 -165 7815 7451 12044 20668
7b.3 Discounted 207786 -2454 21982 10428 29852 22893
7b.4 Foreign Bills - Purchased 15457 -368 -3869 -954 -1537 -218
7b.5 Discounted 22566 363 -5708 -1058 -5160 -165
1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger.
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