| (₹ Crore) |
| Item | Outstanding as on Feb. 15, 2026 | Variation over |
| Fortnight | Financial Year so far | Year-on-Year |
| 2024-25 | 2025-26 | 2025 | 2026 |
| 1 | 2 | 3 | 4 | 5 | 6 |
| 1 Liabilities to the Banking System | | | | | | |
| 1.1 Demand and Time Deposits from Banks | 345494 | 9020 | -21794 | 36080 | 6449 | 72817 |
| 1.2 Borrowings from Banks | 74299 | -6754 | -69651 | -37677 | -65341 | -38479 |
| 1.3 Other Demand and Time Liabilities | 36607 | -5450 | -35745 | 6692 | -35111 | -100 |
| 2 Liabilities to Others | | | | | | |
| 2.1 Aggregate Deposits | 24773901 | -108053 | 1809078 | 2193300 | 2079475 | 2489596 |
| 2.1a Growth (Per cent) | | -0.4 | 8.8 | 9.7 | 10.3 | 11.2 |
| 2.1.1 Demand | 3020168 | -121247 | 80242 | 322119 | 155788 | 496073 |
| 2.1.2 Time | 21753733 | 13193 | 1728836 | 1871181 | 1923687 | 1993524 |
| 2.2 Borrowings | 905164 | -10926 | 123033 | -10085 | 121957 | 4189 |
| 2.3 Other Demand and Time Liabilities | 1133274 | 17057 | 84180 | 71642 | 100220 | 111666 |
| 3 Borrowings from Reserve Bank | 126681 | -9392 | 79185 | -184785 | 45527 | -175220 |
| 4 Cash in Hand and Balances with Reserve Bank | 795494 | -43147 | -50693 | -168795 | -22223 | -174729 |
| 4.1 Cash in hand | 72909 | -9442 | -7673 | -8966 | -1285 | -8852 |
| 4.2 Balances with Reserve Bank | 722585 | -33706 | -43021 | -159830 | -20938 | -165877 |
| 5 Assets with the Banking System | | | | | | |
| 5.1 Balances with Other Banks | 277522 | -1265 | 6802 | 61721 | 13187 | 72393 |
| 5.2 Money at Call and Short Notice | 19121 | -16348 | 3936 | -6717 | 2458 | 2829 |
| 5.3 Advances to Banks | 37581 | 2152 | -11374 | -1923 | -9059 | 586 |
| 5.4 Other Assets | 84166 | 9198 | -54459 | 16814 | -44320 | 23202 |
| 6 Investments | 6852640 | 36086 | 544473 | 154713 | 602365 | 201609 |
| 6.1a Growth (Per cent) | | 0.5 | 8.9 | 2.3 | 10.0 | 3.0 |
| 6.1 Government Securities | 6852138 | 36084 | 544898 | 154840 | 602667 | 201631 |
| 6.2 Other Approved Securities | 502 | 2 | -425 | -128 | -302 | -22 |
| 7 Bank Credit | 20432107 | -43129 | 1557816 | 2188135 | 1775845 | 2442128 |
| 7.1a Growth (Per cent) | | -0.2 | 9.5 | 12.0 | 11.0 | 13.6 |
| 7a.1 Food Credit | 85306 | -3990 | 24367 | 48775 | 6946 | 37858 |
| 7a.2 Non-food credit | 20346801 | -39140 | 1533448 | 2139360 | 1768898 | 2404270 |
| 7b.1 Loans, Cash credit and Overdrafts | 20023875 | -41312 | 1531306 | 2114024 | 1728913 | 2358266 |
| 7b.2 Inland Bills - Purchased | 97317 | -1386 | 12511 | 22355 | 20066 | 24339 |
| 7b.3 Discounted | 273846 | -1634 | 16977 | 52786 | 28226 | 59511 |
| 7b.4 Foreign Bills - Purchased | 14346 | 1344 | -1515 | -776 | -1508 | -551 |
| 7b.5 Discounted | 22723 | -142 | -1463 | -254 | 147 | 562 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023.
As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025. |