| (₹ Crore) |
| Item | Outstanding as on Jul. 31, 2026 | Variation over |
| Fortnight | Financial Year so far | Year-on-Year |
| 2025-26 | 2026-27 | 2025 | 2026 |
| 1 | 2 | 3 | 4 | 5 | 6 |
| 1 Liabilities to the Banking System | | | | | | |
| 1.1 Demand and Time Deposits from Banks | 439864 | 4394 | 33008 | 24406 | 61036 | 97442 |
| 1.2 Borrowings from Banks | 65825 | 759 | -6770 | -19247 | -33546 | -39381 |
| 1.3 Other Demand and Time Liabilities | 55126 | 2267 | -7589 | 6360 | -53180 | 32800 |
| 2 Liabilities to Others | | | | | | |
| 2.1 Aggregate Deposits | 26941367 | 660688 | 769226 | 712581 | 2156259 | 3591541 |
| 2.1a Growth (Per cent) | | 2.5 | 3.4 | 2.7 | 10.2 | 15.4 |
| 2.1.1 Demand | 3431419 | 239803 | 178319 | -257855 | 432148 | 555051 |
| 2.1.2 Time | 23509949 | 420885 | 590907 | 970436 | 1724111 | 3036490 |
| 2.2 Borrowings | 911164 | -7660 | -77695 | 103247 | -97636 | 73611 |
| 2.3 Other Demand and Time Liabilities | 1197381 | 59299 | -71960 | 73858 | 90704 | 207709 |
| 3 Borrowings from Reserve Bank | 604 | -4994 | -309560 | -255458 | -5255 | -1302 |
| 4 Cash in Hand and Balances with Reserve Bank | 898519 | 62493 | 36415 | 57249 | -74719 | -102185 |
| 4.1 Cash in hand | 78903 | 5146 | 601 | -8500 | -16876 | -3572 |
| 4.2 Balances with Reserve Bank | 819616 | 57347 | 35815 | 65750 | -57844 | -98613 |
| 5 Assets with the Banking System | | | | | | |
| 5.1 Balances with Other Banks | 304729 | 14979 | 48396 | 7761 | 71070 | 40532 |
| 5.2 Money at Call and Short Notice | 32748 | 231 | -7927 | 5691 | 3981 | 14837 |
| 5.3 Advances to Banks | 38427 | -807 | -12290 | -4962 | -14399 | 11214 |
| 5.4 Other Assets | 119158 | 13176 | -7453 | 11037 | -54543 | 59258 |
| 6 Investments | 7156897 | 21417 | 28900 | 195777 | 413060 | 430069 |
| 6.1a Growth (Per cent) | | 0.3 | 0.4 | 2.8 | 6.5 | 6.4 |
| 6.1 Government Securities | 7156359 | 21417 | 28986 | 195727 | 413627 | 430075 |
| 6.2 Other Approved Securities | 538 | 1 | -86 | 49 | -567 | -6 |
| 7 Bank Credit | 22078095 | 343420 | 257405 | 718198 | 1687442 | 3576717 |
| 7.1a Growth (Per cent) | | 1.6 | 1.4 | 3.4 | 10.0 | 19.3 |
| 7a.1 Food Credit | 117830 | -2900 | 20143 | 47559 | 28484 | 61156 |
| 7a.2 Non-food credit | 21960264 | 346320 | 237262 | 670639 | 1658958 | 3515562 |
| 7b.1 Loans, Cash credit and Overdrafts | 21635466 | 339186 | 253314 | 716181 | 1662733 | 3472301 |
| 7b.2 Inland Bills - Purchased | 110649 | 1288 | 2132 | 557 | 9457 | 33554 |
| 7b.3 Discounted | 297819 | 3616 | 4347 | 4762 | 18334 | 72413 |
| 7b.4 Foreign Bills - Purchased | 13181 | 92 | -1806 | -1612 | -2536 | -135 |
| 7b.5 Discounted | 20980 | -761 | -582 | -1690 | -545 | -1416 |
Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023.
As per the Banking Laws (Amendment) Act, 2025, the definition of fortnight has been revised from alternate Fridays to 15th and last calendar day of a month, w.e.f. December 15, 2025. |