1. Reserve Bank of India - Liabilities and Assets* | (₹ Crore) | Item | 2024 | 2025 | Variation | May 24 | May 16 | May 23 | Week | Year | 1 | 2 | 3 | 4 | 5 | 4 Loans and Advances | | | | | | 4.1 Central Government | - | 0 | 0 | 0 | 0 | 4.2 State Governments | 18822 | 36404 | 24410 | -11994 | 5587 | * Data are provisional; difference, if any, is due to rounding off. | 2. Foreign Exchange Reserves* | Item | As on May 23, 2025 | Variation over | Week | End-March 2025 | Year | ₹ Cr. | US$ Mn. | ₹ Cr. | US$ Mn. | ₹ Cr. | US$ Mn. | ₹ Cr. | US$ Mn. | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 1 Total Reserves | 5902926 | 692721 | 37403 | 6992 | 190786 | 24395 | 529128 | 46048 | 1.1 Foreign Currency Assets # | 4994767 | 586167 | 19503 | 4516 | 143933 | 18610 | 278908 | 18668 | 1.2 Gold | 712210 | 83582 | 17509 | 2366 | 44047 | 5406 | 240930 | 26869 | 1.3 SDRs | 158241 | 18571 | 86 | 81 | 2952 | 401 | 7539 | 436 | 1.4 Reserve Position in the IMF | 37708 | 4401 | 305 | 30 | -147 | -22 | 1751 | 75 | * Difference, if any, is due to rounding off. # Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. | 4. Scheduled Commercial Banks - Business in India | (₹ Crore) | Item | Outstanding as on May 16, 2025 | Variation over | Fortnight | Financial year so far | Year-on-Year | 2024-25 | 2025-26 | 2024 | 2025 | 1 | 2 | 3 | 4 | 5 | 6 | 2 Liabilities to Others | | | | | | | 2.1 Aggregate Deposits | 22887589 | -146657 | 339554 | 306987 | 2438424 | 2072809 | | (22831373) | | | | (2338976) | (2116040) | 2.1a Growth (Per cent) | | -0.6 | 1.7 | 1.4 | 13.3 | 10.0 | | | | | | (12.7) | (10.2) | 2.1.1 Demand | 2841891 | -76422 | -36099 | 143842 | 286095 | 434137 | 2.1.2 Time | 20045697 | -70235 | 375653 | 163145 | 2152329 | 1638672 | 2.2 Borrowings | 893728 | 25049 | -2218 | -21520 | 322135 | 118004 | 2.3 Other Demand and Time Liabilities | 998207 | -34126 | -28639 | -63425 | 113787 | 89418 | 7 Bank Credit | 18228296 | -56661 | 168850 | -15676 | 2707043 | 1627282 | | (17821589) | | | | (2192385) | (1735233) | 7.1a Growth (Per cent) | | -0.3 | 1.0 | -0.1 | 19.5 | 9.8 | | | | | | (15.8) | (10.8) | 7a.1 Food Credit | 68078 | 5632 | 18193 | 31547 | 4924 | 26805 | 7a.2 Non-food credit | 18160218 | -62293 | 150657 | -47224 | 2702119 | 1600477 | 1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank. 2. Figures in parentheses exclude the impact of the merger. | 6. Money Stock: Components and Sources | (₹ Crore) | Item | Outstanding as on | Variation over | 2025 | Fortnight | Financial Year so far | Year-on-Year | 2024-25 | 2025-26* | 2024 | 2025 | Mar. 21 | May 16 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | M3 | 27214355 | 27650909 | -116408 | -0.4 | 422326 | 1.7 | 436555 | 1.6 | 2487134 | 10.9 | 2396966 | 9.5 | | (27273801) | (27707125) | (-117525) | (-0.4) | | | (433324) | (1.6) | | | (2353734) | (9.3) | 1 Components (1.1.+1.2+1.3+1.4) | | | | | | | | | | | | | 1.1 Currency with the Public | 3620845 | 3745199 | 31957 | 0.9 | 77978 | 2.3 | 124354 | 3.4 | 116863 | 3.5 | 256945 | 7.4 | 1.2 Demand Deposits with Banks | 2840023 | 2984787 | -77040 | -2.5 | -34781 | -1.3 | 144764 | 5.1 | 291205 | 12.9 | 432680 | 17.0 | 1.3 Time Deposits with Banks | 20643062 | 20815377 | -70521 | -0.3 | 386270 | 2.1 | 172315 | 0.8 | 2059665 | 12.1 | 1689189 | 8.8 | | (20702508) | (20871593) | (-71638) | (-0.3) | | | (169084) | (0.8) | | | (1645957) | (8.6) | 1.4 ‘Other’ Deposits with Reserve Bank | 110426 | 105547 | -805 | -0.8 | -7141 | -7.6 | -4879 | -4.4 | 19401 | 28.5 | 18152 | 20.8 | 2 Sources (2.1+2.2+2.3+2.4-2.5) | | | | | | | | | | | | | 2.1 Net Bank Credit to Government | 8135829 | 8686632 | 60486 | 0.7 | 18007 | 0.2 | 550803 | 6.8 | 394085 | 5.5 | 1156609 | 15.4 | | (8183590) | (8733214) | (60485) | (0.7) | | | (549625) | (6.7) | | | (1117796) | (14.7) | 2.1.1 Reserve Bank | 1180870 | 1746157 | 93555 | | -83330 | | 565287 | | -174185 | | 636274 | | 2.1.2 Other Banks | 6954959 | 6940475 | -33068 | -0.5 | 101337 | 1.6 | -14485 | -0.2 | 568270 | 9.7 | 520335 | 8.1 | | (7002720) | (6987058) | (-33069) | (-0.5) | | | (-15662) | (-0.2) | | | (481522) | (7.4) | 2.2 Bank Credit to Commercial Sector | 18644339 | 18628733 | -54645 | -0.3 | 178304 | 1.1 | -15607 | -0.1 | 2217377 | 15.2 | 1778284 | 10.6 | | (19065706) | (19035439) | (-58427) | (-0.3) | | | (-30267) | (-0.2) | | | (1670332) | (9.6) | 2.2.1 Reserve Bank | 35823 | 19079 | -1682 | | -3032 | | -16744 | | 5511 | | 7705 | | 2.2.2 Other Banks | 18608516 | 18609653 | -52963 | -0.3 | 181336 | 1.1 | 1137 | 0.0 | 2211865 | 15.1 | 1770579 | 10.5 | | (19029883) | (19016360) | (-56745) | (-0.3) | | | (-13523) | (-0.1) | | | (1662627) | (9.6) | *: With respect to March 21, 2025 Note: Figures in parentheses include the impact of merger of a non-bank with a bank. | 8. Liquidity Operations by RBI | (₹ Crore) | Date | Liquidity Adjustment Facility | Standing Liquidity Facilities | OMO (Outright) | Net Injection (+)/ Absorption (-) (1+3+5+7+9-2-4-6-8) | Repo | Reverse Repo | Variable Rate Repo | Variable Rate Reverse Repo | MSF | SDF | Sale | Purchase | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | May 19, 2025 | - | - | 5170 | - | 456 | 234140 | - | - | - | -228514 | May 20, 2025 | - | - | 4617 | - | 435 | 224630 | - | - | 19203 | -200375 | May 21, 2025 | - | - | 4348 | - | 591 | 171096 | - | - | - | -166157 | May 22, 2025 | - | - | 4341 | - | 616 | 138547 | - | - | - | -133590 | May 23, 2025 | - | - | 4371 | - | 676 | 209752 | - | - | - | -204705 | May 24, 2025 | - | - | - | - | 601 | 181823 | - | - | - | -181222 | May 25, 2025 | - | - | - | - | 879 | 149634 | - | - | - | -148755 | SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. | The above information can be accessed on Internet at https://wss.rbi.org.in/. The concepts and methodologies for WSS are available in Handbook on WSS (https://rbi.org.in/scripts/PublicationsView.aspx?id=15762). Time series data are available at https://data.rbi.org.in. Ajit Prasad Deputy General Manager (Communications) Press Release: 2025-2026/441 | |