AD |
Authorised Dealer |
ADF |
Asset Development Fund |
ADWDR |
Agricultural Debt Waiver and Debt Relief |
AEs |
Advanced Economies |
AIFIs |
All India Financial Institutions |
AMCs |
Asset Management Companies |
AMRMS |
Audit Management and Risk Monitoring System |
APMC |
Agricultural Produce Market Committee |
AQR |
Asset Quality Review |
ARCs |
Asset Reconstruction Companies |
ATMs |
Automated Teller Machines |
BC |
Business Correspondent |
BCM |
Business Continuity Management |
BE |
Budget Estimates |
BEST |
Brihanmumbai Electric Supply and
Transport Undertaking |
BFS |
Board for Financial Supervision |
BIA |
Basic Indicator Approach |
BIS |
Bank for International Settlements |
BO |
Banking Ombudsman |
BoP |
Balance of Payment |
BPSS |
Board for Payment and Settlement System |
BRBNMPL |
Bharatiya Reserve Bank Note Mudran Private Limited |
BRICS |
Brazil, Russia, India, China and South Africa |
BSE |
Bombay Stock Exchange |
BSR |
Basic Statistical Returns |
CA |
Current Account |
CAB |
College of Agricultural Banking |
CAD |
Current Account Deficit |
CAFRAL |
Centre for Advanced Financial Research and Learning |
CASA |
Current Account and Saving Account |
CART |
Classification and Regression Tree Approach |
CBRMC |
Central Bank Risk Managers' Conference |
CBS |
Core Banking Solution |
CCB |
Committee of the Central Board |
CCC |
Certified Credit Counsellors |
CCIL |
Clearing Corporation of India Limited |
CCM |
Committee on Currency Movement |
CD |
Certificate of Deposit |
CDES |
Currency Distribution and Exchange Scheme |
CDSL |
Central Depository Services Limited |
CEPD |
Consumer Education and Protection Department |
CF |
Contingency Fund |
CFLs |
Centres for Financial Literacy |
CGRA |
Currency and Gold Revaluation Account |
CIC |
Currency in Circulation |
CMBs |
Cash Management Bills |
CPC |
Central Pay Commission |
CPI |
Consumer Price Index |
CPI-ALs |
Consumer Price Index-Agricultural Labourers |
CPI-IWs |
Consumer Price Index-Industrial Workers |
CPI-RLs |
Consumer Price Index-Rural Labourers |
CPMI-IOSCO |
Committee on Payments and
Market Infrastructures-International Organisation of Securities Commissions |
CPs |
Commercial Papers |
CRAR |
Capital to Risk-Weighted Assets Ratio |
CRILCs |
Central Repository of Information on Large Credits |
CRR |
Cash Reserve Ratio |
CSBD |
Corporate Strategy and Budget Department |
CSF |
Consolidated Sinking Fund |
CSO |
Central Statistics Office |
DBR |
Department of Banking Regulation |
DBS |
Department of Banking Supervision |
DCBS |
Department of Cooperative Bank Supervision |
DCCBs |
District Central Cooperative Banks |
DCS |
Department of Corporate Services |
DDs |
Demand Drafts |
DEA |
Depositors' Education and Awareness Fund |
DEIO |
Department of External Investments and Operations |
DGBA |
Department of Government and Bank Accounts |
DICGC |
Deposit Insurance and Credit Guarantee Corporation |
DISCOMs |
Electricity Distribution Companies |
DNBS |
Department of Non-Banking Supervision |
DPSS |
Department of Payment and Settlement Systems |
DSGE |
Dynamic Stochastic General Equilibrium |
DSIM |
Department of Statistics and Information Management |
ECB |
External Commercial Borrowings |
EDMS |
Electronic Document Management System |
EFD |
Enforcement Department |
EMDEs |
Emerging Markets and Developing Economies |
EMEs |
Emerging Market Economies |
EMS |
Enterprise Management System |
ERM |
Enterprise-Wide Risk Management |
ETCD |
Exchange Traded Currency Derivatives |
EXIM Bank |
Export Import Bank |
FAQs |
Frequently Asked Questions |
FCA |
Foreign Currency Assets |
FCCB |
Foreign Currency Convertible Bond |
FCNR(B) |
Foreign Currency Non-Resident (Bank) Account Deposits |
FCVA |
Foreign Exchange Forward Contracts Valuation Account |
FDI |
Foreign Direct Investment |
FED |
Foreign Exchange Department |
FEMA |
Foreign Exchange Management Act |
FER |
Foreign Exchange Reserves |
FIAC |
Financial Inclusion Advisory Committee |
FIP |
Financial Inclusion Plan |
FMCG |
Fast-moving Consumer Goods |
FMOD |
Financial Markets Operations Department |
FMRD |
Financial Markets Regulation Department |
FOMC |
Federal Open Market Committee |
FPI |
Foreign Portfolio Investment |
FRBM |
Fiscal Responsibility and Budget Management |
FSAP |
Financial Sector Assessment
Programme |
FSB |
Financial Stability Board |
FSDC |
Financial Stability and Development Council |
FSR |
Financial Stability Report |
FSU |
Financial Stability Unit |
FVCIs |
Foreign Venture Capital Investors |
FWG |
Framework Working Group |
G-20 |
Group of Twenty |
GDP |
Gross Domestic Product |
GFC |
Global Financial Crisis |
GFCF |
Gross Fixed Capital Formation |
GFD |
Gross Fiscal Deficit |
GMM |
Generalised Method of Moments |
GNDI |
Gross National Disposable Income |
GoI |
Government of India |
GRF |
Guarantee Redemption Funds |
GSDP |
Gross State Domestic Product |
G-secs |
Government Securities |
GST |
Goods and Services Tax |
GVA |
Gross Value Added |
HLCCSM |
High Level Committee on Currency Storage and Movement |
HRA |
House Rent Allowance |
HRMD |
Human Resource Management Department |
HTM |
Held to Maturity |
IAC |
Internal Advisory Committee |
IBA |
Indian Banks' Association |
IBBI |
Insolvency and Bankruptcy Board of India |
IBC |
Insolvency and Bankruptcy Code |
ICCR |
Incremental Cash Reserve Ratio |
IDPMS |
Import Data Processing and Monitoring System |
IDS |
Income Declaration Scheme |
IFA |
International Financial Architecture |
IFSC |
International Financial Service Centre |
IGBC |
Indian Green Building Council |
IGIDR |
Indira Gandhi Institute of Development Research |
IIP |
Index of Industrial Production |
IIP |
International Investment Position |
IMD |
India Meteorological Department |
IMF |
International Monetary Fund |
INR |
Indian Rupee |
IPDS |
Integrated Power Development Scheme |
IRA-FS |
Investment Revaluation Account-Foreign Securities |
IRA-RS |
Investment Revaluation Account-Rupee Securities |
IPOs |
Initial Public Offerings |
IT |
Information Technology |
ITES |
Information Technology Enabled Services |
KYC |
Know Your Customer |
LAF |
Liquidity Adjustment Facility |
LEI |
Legal Entity Identifier |
LPA |
Long Period Average |
LPG |
Liquefied Petroleum Gas |
M3 |
Money Supply |
MA-SAAR |
Moving Averages of Seasonally Adjusted Annualised Growth |
MCLR |
Marginal Cost of Funds Based Lending Rate |
MGNREGA |
Mahatma Gandhi National Rural Employment Guarantee Act |
MoSPI |
Ministry of Statistics and Programme Implementation |
MPC |
Monetary Policy Committee |
MSEs |
Micro and Small Enterprises |
MSF |
Marginal Standing Facility |
MSMEs |
Micro, Small and Medium Enterprises |
MSPs |
Minimum Support Prices |
MSS |
Market Stabilisation Scheme |
NABARD |
National Bank for Agriculture and Rural Development |
NAMCABS |
National Mission for Capacity Building of Bankers for financing the MSME sector |
NBFCs |
Non-Banking Financial Companies |
NCDs |
Non-Convertible Debentures |
NDA |
Net Domestic Assets |
NDS-OM |
Negotiated Dealing System-Order Matching |
NDTL |
Net Demand and Time Liabilities |
NEFT |
National Electronic Funds Transfer |
NEM |
North-East Monsoon |
NFA |
Net Foreign Assets |
NHB |
National Housing Bank |
NIBM |
National Institute of Bank Management |
NIC |
National Industrial Classification |
NiC |
Notes in Circulation |
NIIP |
Net International Investment Position |
NPAs |
Non-Performing Assets |
NPS |
National Pension System |
NRE |
Non-Resident (External) Rupee Accounts |
NRO |
Non-Resident Ordinary Accounts |
NRLM |
National Rural Livelihood Mission |
NSE |
National Stock Exchange |
NSDL |
National Securities Depository Limited |
NSFI |
National Strategy for Financial Inclusion |
NSFR |
Net Stable Funding Ratio |
OFCBs |
Overseas Foreign Currency Borrowings |
OM |
Original Maturity |
OMO |
Open Market Operations |
OPEC |
Organisation of Petroleum Exporting Countries |
OROP |
One Rank One Pension |
OSMOS |
Off-Site Monitoring and Surveillance System |
OTC |
Over the Counter |
PAs |
Provisional Accounts |
PACS |
Primary Agricultural Credit Societies |
PADO |
Public Administration, Defence and Other Services |
PCA |
Prompt Corrective Action |
PCR |
Public Credit Register |
PDs |
Primary Dealers |
PFCVA |
Provision for Forward Contracts Valuation Account |
PLF |
Plant Load Factor |
PMGKDS |
Pradhan Mantri Garib Kalyan Deposit Scheme |
POs |
Payment Orders |
PPAs |
Power Purchase Agreements |
PPI |
Producer Price Index |
PPIs |
Prepaid Payment Instruments |
PSBs |
Public Sector Banks |
PSUs |
Public Sector Undertakings |
PSLCs |
Priority Sector Lending Certificates |
QIPs |
Qualified Institutional Placements |
RBI |
Reserve Bank of India |
RBIA |
Risk Based Internal Audit |
RBSC |
Reserve Bank Staff College |
RCS |
Regional Connectivity Scheme |
RD |
Revenue Deficit |
RDBs |
Rupee Denominated Bonds |
ReBIT |
Reserve Bank Information Technology Private Limited |
REER |
Real Effective Exchange Rate |
RERA |
Real Estate (Regulation and Development) Act |
RFCA |
Revaluation of Forward Contracts Account |
RM |
Reserve Money |
RMD |
Risk Monitoring Department |
RRBs |
Regional Rural Banks |
RTF |
Risk Tolerance Framework |
RTGS |
Real Time Gross Settlement System |
RTI |
Right to Information Act |
RTP |
Reserve Tranche Position |
S4A |
Scheme for Sustainable Structuring of Stressed Assets |
SAA |
Swap Amortisation Account |
SAARC |
South Asian Association for Regional Cooperation |
SARFAESI |
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
SBNs |
Specified Bank Notes |
SCBs |
Scheduled Commercial Banks |
SDF |
Special Drawing Facility |
SDL |
State Development Loans |
SDR |
Special Drawing Rights |
SEBI |
Securities and Exchange Board of India |
SGBs |
Sovereign Gold Bonds |
SGL |
Subsidiary General Ledger |
SHGs |
Self Help Groups |
SLR |
Statutory Liquidity Ratio |
SMS |
Short Message Service |
SPARC |
Supervisory Programme for Assessment of Risk and Capital |
SPMCIL |
Security Printing and Minting Corporation of India Limited |
SPSEs |
State Public Sector Enterprises |
SRU |
Strategic Research Unit |
StCBs |
State Cooperative Banks |
SWM |
South-West Monsoon |
T-Bills |
Treasury Bills |
UCBs |
Urban Cooperative Banks |
UDAY |
Ujwal DISCOM Assurance Yojana |
UMPP |
Ultra Mega Thermal Power Projects |
UNCTAD |
United Nations Conference on Trade and Development |
USSD |
Unstructured Supplementary Service Data |
WACR |
Weighted Average Call Rate |
WADR |
Weighted Average Discount Rate |
WADTDR |
Weighted Average Domestic Term Deposit Rate |
WAEIR |
Weighted Average Effective Interest Rate |
WALR |
Weighted Average Lending Rate |
WAY |
Weighted Average Yield |
WDV |
Written Down Value |
WMA |
Ways and Means Advances |
WPI |
Whole Sale Price Index |
XBRL |
extensible Business Reporting Language |
y-o-y |
Year-on-Year |