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50 (b). Stocks of Financial Assets and Liabilities of Households - Select Indicators

Date : Mar 17, 2022

(Amount in ₹ Crore)
Item	Jun-2018	Sep-2018	Dec-2018	Mar-2019
Financial Assets (a+b+c+d)	14490526.2	14891219.6	15112941.4	15957967.7
Per cent of GDP	82.1	82.1	80.9	84.5
(a) Bank Deposits (i+ii)	8000655.6	8293197.1	8306257.8	8841555.1
i. Commercial Banks	7354053.7	7643521.8	7654156.4	8144837.0
ii. Co-operative Banks	646601.9	649675.3	652101.4	696718.1
(b) Life Insurance Funds	3483557.7	3585786.7	3646756.6	3785298.5
(c) Currency	1782923.3	1750788.9	1853445.4	1949598.8
(d) Mutual funds	1223389.6	1261446.9	1306481.6	1381515.3
Financial Liabilities (a+b)	5643303.3	5898123.3	6036137.8	6329781.5
Per cent of GDP	32.0	32.5	32.3	33.5
Loans (Borrowings) from
(a) Banking Sector	4565448.5	4737332.7	4878359.6	5126972.2
of which:
i. Commercial Banks	3993574.8	4163826.9	4305672.8	4532742.3
ii. Co-operative Banks	474552.2	475903.1	475218.4	487445.3
(b) Other Financial Institutions	1077854.8	1160790.6	1157778.2	1202809.3
of which:
i. Non-Banking Financial Companies	374640.0	427245.2	423489.4	452442.0
ii. Housing Finance Companies	614618.4	642947.2	642160.4	656279.2

No. 50 (b): Stocks of Financial Assets and Liabilities of Households - Select Indicators (Contd.)
(Amount in ₹ Crore)
Item	Jun-2019	Sep-2019	Dec-2019	Mar-2020
Financial Assets (a+b+c+d)	16130869.8	16439609.3	16829228.1	17002698.8
Per cent of GDP	83.7	84.4	85.3	84.7
(a) Bank Deposits (i+ii)	8831785.7	9111489.5	9239027.3	9688573.4
i. Commercial Banks	8131543.2	8401018.6	8467685.3	8913692.0
ii. Co-operative Banks	700242.5	710470.8	771341.9	774881.4
(b) Life Insurance Funds	3883609.7	3930727.6	4049902.5	3884771.5
(c) Currency	2010842.9	1984738.1	2071570.7	2232261.0
(d) Mutual funds	1404631.5	1412654.1	1468727.6	1197092.9
Financial Liabilities (a+b)	6490282.2	6581453.0	6719168.2	7116266.3
Per cent of GDP	33.7	33.8	34.0	35.4
Loans (Borrowings) from
(a) Banking Sector	5268304.7	5326554.9	5448308.9	5648722.1
of which:
i. Commercial Banks	4668496.4	4725631.3	4813008.7	5015222.9
ii. Co-operative Banks	513013.7	513764.2	542994.4	529720.6
(b) Other Financial Institutions	1221977.5	1254898.1	1270859.3	1467544.1
of which:
i. Non-Banking Financial Companies	451922.3	474899.0	504829.7	703094.0
ii. Housing Finance Companies	673312.1	681405.2	665694.8	662601.7

No. 50 (b): Stocks of Financial Assets and Liabilities of Households - Select Indicators (Concld.)
(Amount in ₹ Crore)
Item	Jun-2020	Sep-2020	Dec-2020	Mar-2021
Financial Assets (a+b+c+d)	17850174.9	18408441.6	19129606.6	19979862.7
Per cent of GDP	93.9	97.6	99.7	100.9
(a) Bank Deposits (i+ii)	9969728.5	10234251.8	10381289.0	10916446.4
i. Commercial Banks	9192702.5	9454736.2	9598294.8	10070025.7
ii. Co-operative Banks	777026.0	779515.6	782994.2	846420.7
(b) Life Insurance Funds	4102000.7	4274424.9	4551882.0	4718718.2
(c) Currency	2434693.7	2455980.6	2547436.6	2614237.0
(d) Mutual funds	1343752.0	1443784.4	1648999.0	1730461.0
Financial Liabilities (a+b)	7321703.0	7360326.0	7529942.6	7921728.4
Per cent of GDP	38.5	39.0	39.3	40.0
Loans (Borrowings) from
(a) Banking Sector	5859727.5	5872939.2	6012326.7	6316427.4
of which:
i. Commercial Banks	5226482.2	5239696.0	5380210.4	5622686.4
ii. Co-operative Banks	558551.1	558545.6	557545.8	608703.4
(b) Other Financial Institutions	1461975.5	1487386.9	1517615.9	1605301.0
of which:
i. Non-Banking Financial Companies	687643.6	709270.7	725191.9	786518.0
ii. Housing Finance Companies	673118.3	675993.4	689041.8	714377.9
Notes: 1. Data have been compiled for select financial instruments only (loans from Banking Sector, NBFCs and HFCs) for which data are available. 2. Data as ratios to GDP have been calculated based on the Second Advance Estimates of National Income 2021-22 released on February 28, 2022. 3. Figures in the columns may not add up to the total due to rounding off.

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