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Payment and settlement systems play an important role in improving overall economic efficiency. They consist of all the diverse arrangements that we use to systematically transfer money-currency, paper instruments such as cheques, and various electronic channels.

1. Real Time Gross Settlement (RTGS)
RTGS Holidays – 2020
RTGS Membership Regulations (Updated in December 2020)
List of RTGS enabled bank branches
2. National Electronic Funds Transfer
List of Participants
List of NEFT enabled bank branches (Consolidated Indian Financial System Code)
List of NEFT enabled bank Branches (Bank-wise Indian Financial System Code)
3. Cheque Clearing
MICR Codes
4. Customer Facilitation Centres for NEFT and RTGS
Customer Facilitation Centres – NEFT/RTGS
5. Authorisation of Payment and Settlement Systems Operators
List of Authorised Entities - Payment System Operators
Status of Applications received from Online Payment Aggregators (PAs) under Payment and Settlement Systems Act, 2007
List of Banks Permitted to Provide Mobile Banking Service in India
List of Banks permitted for issuance and operation of Prepaid Payment Instruments in India
List of Banks permitted to operate as Bharat Bill Payment Operating Unit (BBPOU)
6. Frequently Asked Questions
FAQs on Payment & Settlement Systems
7. Financial Education
RBI Governor's message on Digital Payments
Digital Banking (Restaurant)
Digital Banking (Badminton Court)
Limited Liability for customer in case of fraud
Trade Receivables Discounting System (TReDs)
Going Digital
Unified Payments Interface
Cyber Security
Customer Liability in Unauthorised Electronic Banking Transactions
Setting Limits
RBI Kehta Hai:
Social Media Posts
Customer Liability in Unauthorised Electronic Banking Transactions
Convenience of Digital Banking
GIFs on Digital Transactions
GIFs on Cyber Security
8. Helpdesk / Contact Us
Click this link and select "Payment Systems" as Department
9. Complaints
Please visit our Complaints Portal