RBI/2006-2007/441
RPCD.CO.MFFI.BC.No. 103 /12.01.01/2006-07
June 20, 2007
The Chairman/Managing Director
Chief Executive Officer
All Scheduled Commercial Banks
(Excluding RRBs)
Dear Sir,
Microfinance - Submission of progress reports
In terms of our circular RPCD.No.PL.62/04.09.01/99-2000 dated February 18, 2000 and paragraph 2(i) of Master Circular on Micro Credit RPCD.No.Plan. BC.05/04.09.22/2006-07 dated July 3, 2006, banks have been submitting progress reports under microfinance to Reserve Bank and NABARD on a half-yearly basis in the format specified for the purpose.
2. With a view to capture certain additional information, it has been decided to revise the reporting format. A copy of the revised format is enclosed. Henceforth, the progress under microfinance may be reported in the enclosed format (only to NABARD Micro Credit Innovations Department) on a half-yearly basis, as on 30 September and 31 March each year, so as to reach them within 30 days of the half-year to which the report relates.
3. Please acknowledge receipt.
Yours faithfully
(N.K.Bhatia)
Deputy General Manager
Micro Finance Progress Report
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As at the end of March/September |
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Name of the Bank |
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State |
(All amounts in Rs. '000s) |
Part 'A' - Under SHG-Bank Linkage Programme |
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1. SHGs maintaining Savings A/c. in the Bank
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No. of
SHGs |
No. of Members |
Savings
Amount |
(a)
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Total No. of SHGs
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(b) |
Of which under SGSY & other Government
sponsored schemes |
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(c)
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Exclusive Women SHGs
[ Out of (a) above ]
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(d)
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Of which under SGSY & Other Govt.-sponsored schemes
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Part 'A' - Under SHG-bank linkage Programme
2. SHGs financed directly by Banks
(All amounts in Rs. '000) |
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During the year |
Loan outstanding |
Gross NPAs** |
Percentage of Recovery to Demand |
Loan Amount Disbursed |
No. of SHGs |
No. of Members |
Amount |
No. of
SHGs |
Amount |
No.of SHGs with NPAs |
Total no. of SHGs
(b) Of which
under SGSY & other Govt. sponsored Programs
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Exclusive Women SHGs
(b) Of which
under SGSY & other Govt. sponsored Programs
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** Applicable to March return only. |
Part 'A' - Under SHG-bank linkage Programme
3. SHGs financed directly by Banks with NGOs' facilitation
(All amounts in Rs. '000) |
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During the year |
Loan outstanding |
Gross NPAs** |
Percentage of Recovery to Demand |
Loan Amount Disbursed |
No. of SHGs |
No. of members |
Amount |
No. of SHGs |
Amount |
No.of SHGs with NPAs |
Total no. of SHGs
(b) Of which
under SGSY & other Govt. sponsored Programs |
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Exclusive Women SHGs
(b) Of which
under SGSY & other Govt. sponsored Programs |
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** Applicable to March return only.
Part 'B' : MFOs/ MFIs- bank linkage for on-lending to groups and others
1. MFOs/ MFIs maintaining Savings A/c in the Bank
(All amounts in Rs. '000) |
S. No. |
Nature of Intermediary |
No. of
MFIs/ MFOs |
Savings
Amount |
1. |
NGO MFOs – Societies Registration Act 1860 and Indian Trust Act 1880 |
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2. |
Cooperative MFOs- Cooperative Societies Act of each State |
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3. |
Cooperative MFOs- Mutually Aided Cooperative Societies Act (MACS) |
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4. |
Cooperative MFOs- Multi-State Coop. Societies Act 2002 |
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5. |
NBFC MFIs under Section 25 of Companies Act 1956 (Not for profit) |
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6. |
NBFC MFIs incorporated under Companies Act 1956 & registered with RBI |
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7. |
Others (To be specified) |
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Total |
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Part 'B' : MFOs/ MFIs- bank Linkage for on-lending to groups and others
MFOs/ MFIs financed by the Bank
(All amounts in Rs. '000) |
S. No. |
Nature of Intermediary |
During the year |
Loan
outstanding |
Percentage of Recovery to Demand |
Gross
NPAs** |
Loan disbursed |
No. of MFOs/MFIs |
Amount |
No. of MFIs having O/S loans |
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Amount |
No. of MFOs/ MFIs with NPAs |
1. |
NGO MFOs – Societies Registration Act 1860 and Indian Trust Act 1880 |
SHG Model |
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Non-SHG Model |
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2. |
Cooperative MFOs- Cooperative Societies Act of each State |
SHG Model |
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Non-SHG Model |
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3. |
Cooperative MFOs- Mutually Aided Cooperative Societies Act (MACS) |
SHG Model |
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Non-SHG Model |
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4. |
Cooperative MFOs - Multi-State Coop. Societies Act 2002 |
SHG Model |
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Non-SHG Model |
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5. |
NBFC MFIs under Section 25 of Companies Act 1956 (Not for profit) |
SHG Model |
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Non-SHG Model |
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6. |
NBFC MFIs incorporated under Companies Act 1956 & registered with RBI |
SHG Model |
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Non-SHG Model |
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7. |
Others
(To be specified) |
SHG Model |
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Non-SHG Model |
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Total |
SHG Model |
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Non-SHG Model |
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** Applicable to March return only
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