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Date : May 05, 2018
Table 114: State-wise Personal Loans by Scheduled Commercial Banks
(Amount outstanding as at end-March)
(₹ Billion)
Regions/States/Union Territories 1990 1991 1992 1993 1994 1995 1996 1997 1998
NORTHERN REGION 12.6 18.5 19.5 21.9 24.2 33.2 41.2 50.6 60.9
Haryana 1.5 2.1 2.4 2.9 3.2 3.6 4.6 5.25 6.7
Himachal Pradesh 0.4 0.5 0.7 0.8 1.0 1.1 1.4 1.6 1.9
Jammu and Kashmir 0.3 0.5 0.5 0.6 1.0 1.4 1.5 1.5 1.9
Punjab 2.7 3.5 3.9 4.7 5.3 6.6 9.5 10.6 11
Rajasthan 2.1 2.9 3.6 4.2 5.0 6.2 6.7 9.2 11.6
Chandigarh 0.4 0.6 0.7 0.6 1.0 1.0 1.3 1.5 1.7
Delhi 5.2 8.4 7.7 8.1 7.7 13.3 16.2 20.9 26.1
NORTH-EASTERN REGION 0.9 1.2 1.8 2.5 2.1 2.5 3.1 4.0 4.6
Arunachal Pradesh 0.01 0.01 0.01 0.03 0.05 0.08 0.1 0.1 0.1
Assam 0.41 0.9 1.4 1.7 1.5 1.8 2.4 2.8 3.3
Manipur 0.02 0.05 0.07 0.09 0.1 0.01 0.1 0.2 0.3
Meghalaya 0.03 0.07 0.09 0.3 0.1 0.3 0.2 0.3 0.4
Mizoram 0.008 0.008 0.01 0.03 0.03 0.05 0.03 0.04 0.1
Nagaland 0.03 0.05 0.09 0.1 0.1 0.1 0.1 0.2 0.1
Tripura 0.4 0.1 0.1 0.2 0.96 0.2 0.2 0.3 0.3
EASTERN REGION 8.1 11.4 13.3 15.7 18.3 21.2 27.2 31.5 41.3
Bihar 2.2 3.1 3.6 4.6 5.2 5.9 6.8 8.5 11.5
Jharkhand - - - - - - - - -
Odisha 1.6 1.7 2.2 2.5 2.8 3.4 4.7 5 7.4
Sikkim 0.02 0.01 0.02 0.01 0.03 0.03 0.05 0.07 0.1
West Bengal 4.3 6.61 7.5 8.6 10.0 11.8 15.6 17.9 22.2
Andaman & Nicobar Islands 0.01 0.01 0.02 0.02 0.03 0.03 0.05 0.04 0.05
CENTRAL REGION 7.4 10.6 13.2 16.4 18.8 20.1 24.7 29.7 37.8
Chhattisgarh - - - - - - - - -
Madhya Pradesh 2.8 3.74 4.5 5.3 6.2 6.6 8.9 11 13.8
Uttar Pradesh 4.6 6.9 8.7 10.9 12.6 13.5 16.1 18.7 24
Uttarakhand - - - - - - - - -
WESTERN REGION 13.6 21.9 23.8 30.8 34.0 40.3 50.2 55.1 66.0
Goa 0.4 0.5 0.5 0.6 0.7 0.9 1.3 1.6 2
Gujarat 3.7 5 5.9 6.8 7.2 10.1 11.7 12.3 14.8
Maharashtra 9.5 16.4 19.3 23.4 26.1 29.2 37.1 41.1 49.0
Dadra & Nagar Haveli 0.004 0.004 0.006 0.008 0.010 0.01 0.02 0.01 0.02
Daman & Diu 0.009 0.01 0.02 0.02 0.02 0.04 0.06 0.04 0.04
SOUTHERN REGION 24.3 32.4 38.2 48.2 54.5 71.3 89.2 111.2 136.7
Andhra Pradesh 6.07 8.9 11 12.7 14.7 19.4 23 27.4 33.1
Karnataka 6.05 7.7 8.8 10.1 11.4 13.7 19.9 25.1 29.8
Kerala 4.4 5.4 6.3 8.1 9.91 12.5 17 22.2 27.7
Tamil Nadu 7.7 10.2 11.9 17 18.1 25.3 28.7 36 45.6
Lakshadweep 0.003 0.002 0.002 0.001 0.003 0.004 0.010 0.009 0.01
Puducherry 0.1 0.2 0.2 0.3 0.4 0.4 0.6 0.5 0.5
Telangana - - - - - - - - -
ALL INDIA 67.0 96.1 109.8 135.5 151.9 188.6 235.6 282.0 347.3

TABLE 114: STATE-WISE PERSONAL LOANS BY SCHEDULED COMMERCIAL BANKS (Contd.)
(Amount outstanding as at end-March)
(₹ Billion)
Regions/States/Union Territories 1999 2000 2001 2002 2003 2004 2005 2006 2007
NORTHERN REGION 73.9 97.9 132 157 213 341 490 720 812
Haryana 8.1 11.3 14 18 26 36 53 100 100
Himachal Pradesh 2.5 3.6 5 6 7 10 13 19 24
Jammu and Kashmir 2.8 3.6 5 8 10 13 16 21 28
Punjab 13.7 18.4 23 30 41 62 87 112 129
Rajasthan 14.1 19.4 25 32 40 62 84 118 147
Chandigarh 2.4 3.2 4 5 7 17 23 37 40
Delhi 30.3 38.4 55 58 83 141 212 312 343
NORTH-EASTERN REGION 5.8 7 9 14 23 28 46 68 81
Arunachal Pradesh 0.2 0.2 0 0 1 1 1 2 3
Assam 4.1 5 7 10 17 18 28 40 53
Manipur 0.2 0.3 0 1 1 1 2 3 4
Meghalaya 0.5 0.5 1 1 1 3 7 13 6
Mizoram 0.2 0.2 0 1 1 2 2 3 4
Nagaland 0.2 0.3 0 0 0 1 1 2 4
Tripura 0.5 0.5 0 1 2 2 3 5 7
EASTERN REGION 44.7 57.1 77 96 124 185 263 351 450
Bihar 13.1 16.7 13 16 21 32 43 58 86
Jharkhand - - 8 10 13 20 24 33 39
Odisha 8.1 10.7 14 22 27 45 63 81 92
Sikkim 0.1 0.2 0 1 1 1 3 4 5
West Bengal 23.4 29.4 41 49 62 87 129 174 226
Andaman & Nicobar Islands 0.07 0.1 0 0 0 1 1 1 1
CENTRAL REGION 41.3 55.6 66 93 125 199 271 355 415
Chhattisgarh - - 5 7 10 15 20 27 35
Madhya Pradesh 14.4 20.4 23 27 37 57 76 103 112
Uttar Pradesh 26.9 35.2 37 52 69 114 156 199 236
Uttarakhand - - 5 7 9 14 19 26 31
WESTERN REGION 80.7 107.5 129 156 211 370 567 805 1058
Goa 2.2 2.9 3 4 5 8 10 13 16
Gujarat 17.5 23.6 28 31 40 68 99 144 199
Maharashtra 60.9 80.9 97 121 166 293 457 647 842
Dadra & Nagar Haveli 0.04 0.02 0 0 0 0 0 0 0
Daman & Diu 0.07 0.08 0 0 0 0 0 0 0
SOUTHERN REGION 149.3 191.1 242 309 444 665 924 1236 1521
Andhra Pradesh 38 48.8 60 74 107 157 232 289 371
Karnataka 36.2 49 58 84 115 175 259 374 457
Kerala 27.9 35.3 45 55 71 110 150 194 237
Tamil Nadu 46.2 56.8 77 94 149 223 279 373 447
Lakshadweep 0.01 0.02 0 0 0 0 0 0 0
Puducherry 1 1.2 1 1 2 0 5 6 8
Telangana - - - - - - - - -
ALL INDIA 395.7 516.2 655 825 1139 1788 2560 3532 4336

TABLE 114: STATE-WISE PERSONAL LOANS BY SCHEDULED COMMERCIAL BANKS (Concld.)
(Amount outstanding as at end-March)
(₹ Billion)
Regions/States/Union Territories 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
NORTHERN REGION 827 972 978 1230 1345 1466 1840 1943 2270 2586
Haryana 101 123 144 206 195 231 318 376 420 497
Himachal Pradesh 22 29 33 39 41 44 57 60 64 79
Jammu and Kashmir 36 38 42 48 57 72 87 106 133 148
Punjab 122 134 140 179 186 205 267 285 312 356
Rajasthan 168 172 191 208 227 274 318 380 475 569
Chandigarh 37 40 40 50 58 60 63 76 80 91
Delhi 340 437 388 501 580 580 731 661 786 846
NORTH-EASTERN REGION 94 114 136 145 163 163 201 221 257 303
Arunachal Pradesh 4 5 6 7 8 9 10 12 14 17
Assam 61 74 86 91 104 97 128 132 155 182
Manipur 5 6 8 7 7 8 9 11 15 19
Meghalaya 7 8 9 10 11 12 13 18 19 25
Mizoram 5 7 8 8 9 9 11 12 15 17
Nagaland 5 7 9 8 9 11 12 14 16 19
Tripura 7 9 10 12 14 18 18 22 23 24
EASTERN REGION 448 507 530 608 634 736 834 903 1073 1252
Bihar 96 70 84 117 135 156 175 185 222 263
Jharkhand 43 60 68 82 89 102 114 131 159 179
Odisha 92 108 114 126 138 153 167 187 213 246
Sikkim 5 5 6 7 7 8 8 8 10 11
West Bengal 211 262 255 274 262 313 365 386 462 544
Andaman & Nicobar Islands 2 2 3 4 4 4 5 6 7 9
CENTRAL REGION 525 506 543 636 712 853 1033 1215 1470 1707
Chhattisgarh 52 48 53 66 73 101 110 126 157 185
Madhya Pradesh 125 144 163 174 205 218 288 344 414 481
Uttar Pradesh 313 274 280 341 373 463 549 649 783 906
Uttarakhand 34 39 45 55 61 72 86 97 116 135
WESTERN REGION 1102 1356 1234 1542 1736 1964 2393 2700 3282 3977
Goa 18 21 25 32 35 42 48 57 63 72
Gujarat 249 227 244 295 339 433 528 624 797 944
Maharashtra 834 1107 963 1213 1358 1486 1813 2013 2416 2952
Dadra & Nagar Haveli 0 1 1 1 2 2 3 3 4 6
Daman & Diu 0 1 1 1 1 1 2 2 2 3
SOUTHERN REGION 1857 2080 2169 2540 2912 3531 3870 4399 4228 5798
Andhra Pradesh 456 530 576 706 779 917 1063 516 618 721
Karnataka 511 547 550 613 718 864 993 1209 1426 1664
Kerala 282 345 393 447 503 614 663 677 776 911
Tamil Nadu 600 646 636 758 892 1111 1122 1280 1376 1562
Lakshadweep 0 0 0 0 0 0 0 0 0 1
Puducherry 8 12 13 16 19 25 28 30 33 37
Telangana - - - - - - - 687 795 902
ALL INDIA 4854 5535 5589 6701 7502 8713 10171 11440 12580 15632
‘-’: Nil/Not Applicable/Negligible.
Source : Basic Statistical Returns of Scheduled Commercial Banks in India, RBI, Various Issues.

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