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Date : Mar 03, 2019
Table 129: State-wise Credit-Deposit Ratio of Regional Rural Banks
(As at end-March)
(Per cent)
Regions/States/Union Territories 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999
NORTHERN REGION 70.1 58.1 54.4 50.5 46.2 42.8 40.5 38.9 39.4 37.8
Haryana 78.5 78.4 66.7 59.0 54.0 47.6 42.3 43.7 47.5 48.3
Himachal Pradesh 34.5 34.5 32.1 28.6 27.2 28.3 27.4 23.4 23.3 22.1
Jammu and Kashmir 33.3 41.3 34.6 36.2 36.1 30.1 26.3 25.5 23.8 21.9
Punjab 70.0 68.5 66.5 62.4 57.6 53.9 51.8 45.7 45.0 40.9
Rajasthan 80.8 52.9 53.2 49.9 44.8 42.9 42.4 40.5 40.9 39.1
Chandigarh - - - - - - - - - -
Delhi - - - - - - - - - -
NORTH-EASTERN REGION 104.2 84.8 82.1 80.4 66.6 57.2 55.4 48.2 42.6 34.5
Arunachal Pradesh 35.0 25.5 25.4 26.6 32.4 31.2 31.2 45.3 81.6 84.5
Assam 100.0 77.1 76.6 78.9 64.0 55.6 51.7 50.0 40.9 32.2
Manipur 200.0 116.9 110.4 130.0 101.8 75.6 64.9 53.3 55.7 43.2
Meghalaya 45.5 41.3 34.8 27.1 23.1 21.2 25.0 23.4 27.3 28.5
Mizoram 80.0 48.6 53.5 43.8 37.8 29.8 30.6 33.0 36.5 30.8
Nagaland 89.5 94.1 82.6 52.0 53.3 45.6 44.5 50.7 27.5 37.8
Tripura 148.9 123.8 119.6 117.6 101.0 85.0 86.4 57.8 50.6 37.0
EASTERN REGION 71.0 67.0 65.1 63.3 56.1 51.4 46.9 42.0 37.4 33.8
Bihar 60.7 56.7 57.3 57.6 52.0 47.0 40.6 36.3 31.6 27.6
Jharkhand - - - - - - - - - -
Odisha 140.3 127.8 108.9 92.0 74.3 65.2 63.5 60.4 56.4 52.9
Sikkim - - - - - - - - - -
West Bengal 55.1 57.9 57.6 57.5 52.6 50.4 47.3 40.4 35.7 33.0
Andaman & Nicobar Islands - - - - - - - - - -
CENTRAL REGION 62.8 59.3 59.0 53.5 47.9 45.8 43.2 38.4 35.8 31.8
Chhattisgarh - - - - - - - - - -
Madhya Pradesh 85.3 74.4 76.5 70.9 59.0 49.1 46.0 40.2 41.7 35.5
Uttar Pradesh 56.5 55.2 54.5 49.1 45.0 44.9 42.3 37.8 32.6 30.6
Uttarakhand - - - - - - - - - -
WESTERN REGION 107.1 96.0 92.1 86.9 76.2 60.6 61.7 60.4 57.5 56.1
Goa - - - - - - - - - -
Gujarat 73.5 72.0 73.7 65.4 70.8 61.0 60.5 58.4 55.8 54.7
Maharashtra 126.0 114.4 106.3 107.0 80.4 60.6 62.5 62.0 58.8 57.2
Dadra & Nagar Haveli - - - - - - - - - -
Daman & Diu - - - - - - - - - -
SOUTHERN REGION 144.4 123.7 115.9 111.9 102.5 92.8 93.0 93.8 87.3 79.9
Andhra Pradesh 127.7 114.4 115.2 110.9 100.9 84.3 82.8 85.8 75.1 69.1
Karnataka 144.0 113.4 103.2 104.0 96.1 94.6 93.6 92.3 92.7 83.7
Kerala 225.0 184.2 155.5 138.6 129.6 120.7 132.6 132.6 128.1 122.5
Tamil Nadu 146.2 124.3 109.1 104.5 91.6 88.1 88.3 90.3 74.6 65.9
Lakshadweep - - - - - - - - - -
Puducherry - - - - - - - - - -
Telangana - - - - - - - - - -
ALL INDIA 83.7 74.7 72.4 68.6 61.5 56.9 54.1 50.7 46.2 424.7

TABLE 129: STATE-WISE CREDIT-DEPOSIT RATIO OF REGIONAL RURAL BANKS
(As at end-March) (Contd.)
(Per cent)
Regions/States/Union Territories 2000 2001 2002 2003 2004 2005 2006 2007 2008
NORTHERN REGION 37.8 38.1 38.4 40.8 42.9 49.7 52.2 54.3 60.4
Haryana 48.0 50.2 50.9 52.6 57.3 61.4 58.0 53.1 60.3
Himachal Pradesh 23.5 24.7 24.5 24.0 25.5 29.1 34.5 38.5 40.5
Jammu and Kashmir 18.2 17.1 16.7 18.8 20.9 21.7 24.1 27.6 33.4
Punjab 37.6 36.5 38.3 41.9 46.3 51.9 54.7 54.7 63.1
Rajasthan 41.3 41.2 41.8 45.2 45.2 55.2 58.9 64.1 68.9
Chandigarh - - - - - - - - -
Delhi - - - - - - - - -
NORTH-EASTERN REGION 30.3 31.2 30.9 34.4 37.3 41.3 46.4 49.4 49.9
Arunachal Pradesh 111.6 123.0 91.2 79.5 58.9 53.1 46.8 34.6 25.6
Assam 27.3 27.7 29.5 34.1 38.4 44.6 49.8 53.4 52.6
Manipur 34.8 39.2 54.9 54.7 51.6 64.9 74.5 74.5 60.0
Meghalaya 26.9 28.0 24.6 26.1 26.1 24.5 27.0 29.6 30.7
Mizoram 35.8 37.8 33.5 33.7 40.6 55.3 63.8 64.9 63.7
Nagaland 29.6 28.1 38.7 47.4 38.5 46.2 43.8 50.0 47.1
Tripura 32.0 33.1 30.0 33.0 34.1 33.9 40.8 43.7 47.9
EASTERN REGION 30.9 31.4 32.5 35.2 38.4 42.5 44.4 46.9 46.1
Bihar 23.1 21.8 21.3 24.8 29.4 32.8 36.0 40.5 42.0
Jharkhand - 28.5 26.3 26.0 25.7 29.6 30.6 30.4 30.2
Odisha 50.4 50.6 54.4 56.0 58.6 64.4 66.1 66.7 62.0
Sikkim - - - - - - - - -
West Bengal 31.6 32.1 34.3 37.4 39.5 43.5 44.6 46.0 44.5
Andaman & Nicobar Islands - - - - - - - - -
CENTRAL REGION 31.1 31.2 31.5 34.4 37.0 41.6 44.5 46.9 47.8
Chhattisgarh - 25.5 23.4 29.5 27.6 30.2 32.6 33.3 31.6
Madhya Pradesh 33.6 33.9 35.9 39.5 42.6 48.1 49.2 51.8 53.4
Uttar Pradesh 30.2 30.8 31.1 33.3 36.5 41.3 44.7 47.3 48.1
Uttarakhand - 35.7 34.1 37.1 33.7 35.8 39.1 40.0 46.6
WESTERN REGION 53.5 49.1 49.5 48.5 45.8 51.0 50.4 52.4 53.4
Goa - - - - - - - - -
Gujarat 56.8 48.8 46.4 48.9 45.5 46.4 50.2 54.1 55.1
Maharashtra 50.8 49.3 52.4 48.0 46.1 55.4 50.5 50.7 51.9
Dadra & Nagar Haveli - - - - - - - - -
Daman & Diu - - - - - - - - -
SOUTHERN REGION 75.9 78.1 77.5 78.5 80.2 91.5 94.9 97.0 98.4
Andhra Pradesh 64.4 66.4 65.7 70.2 71.8 86.1 89.4 87.6 95.6
Karnataka 81.0 81.9 83.5 83.4 84.2 91.7 94.0 97.9 94.5
Kerala 117.3 121.2 110.3 95.0 94.6 103.9 109.5 117.5 113.3
Tamil Nadu 59.5 63.4 70.3 76.3 85.6 98.9 100.9 106.6 103.0
Lakshadweep - - - - - - - - -
Puducherry - - - - - - - - -
Telengana - - - - - - - - -
ALL INDIA 40.9 41.6 41.9 44.4 46.8 53.0 55.9 58.7 60.2

TABLE 129: STATE-WISE CREDIT-DEPOSIT RATIO OF REGIONAL RURAL BANKS
(As at end-March) (Concld.)
(Per cent)
Regions/States/Union Territories 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018
NORTHERN REGION 59.4 65.5 65.7 66.8 67.3 68.6 70.4 71.8 65.6 68.3
Haryana 68.2 74.1 69.0 69.4 65.4 66.8 70.0 71.3 64.8 65.2
Himachal Pradesh 41.4 41.6 42.6 42.8 43.4 39.3 33.3 35.9 32.5 32.6
Jammu and Kashmir 33.7 35.2 35.5 38.8 39.6 43.6 45.2 47.9 42.4 43.5
Punjab 62.2 67.0 69.4 74.8 79.9 82.2 86.5 86.3 81.3 87.7
Rajasthan 61.4 68.1 71.8 72.3 74.7 75.9 77.1 79.0 71.4 75.5
Chandigarh - - - - - - - - - -
Delhi - - - - - - - - - -
NORTH-EASTERN REGION 44.5 44.1 45.1 46.8 49.4 49.2 47.4 49.4 45.4 43.8
Arunachal Pradesh 18.9 20.1 21.5 17.1 21.6 18.0 25.0 26.7 24.6 33.3
Assam 48.3 47.5 48.0 53.7 56.4 55.8 53.2 56.0 52.9 46.2
Manipur 41.7 36.6 34.7 27.1 34.6 38.5 50.0 41.9 39.3 33.3
Meghalaya 29.5 35.0 31.9 34.4 37.9 45.9 54.5 50.0 36.7 38.9
Mizoram 53.9 48.4 54.0 41.7 44.7 50.2 50.0 56.6 52.2 52.4
Nagaland 33.3 27.3 26.2 28.0 30.0 33.6 0.0 32.8 22.2 0.0
Tripura 41.3 41.0 44.0 42.4 44.4 40.7 39.0 38.5 37.0 40.7
EASTERN REGION 41.8 42.8 45.5 48.9 50.8 53.1 53.4 50.7 47.3 47.8
Bihar 39.3 41.6 43.5 46.7 49.1 54.4 55.2 50.7 50.4 52.1
Jharkhand 25.9 29.0 31.7 35.0 37.1 39.7 40.4 40.4 36.3 36.8
Odisha 52.5 51.2 54.4 58.2 61.1 59.8 59.8 56.2 49.6 48.1
Sikkim - - - - - - - - - -
West Bengal 41.7 41.6 45.2 48.3 49.1 50.0 50.0 49.6 44.5 45.0
Andaman & Nicobar Islands - - - - - - - - - -
CENTRAL REGION 46.2 46.7 46.7 50.6 51.6 54.9 56.5 57.5 53.0 52.8
Chhattisgarh 30.0 32.2 32.5 33.0 33.7 31.8 31.1 31.2 29.0 28.9
Madhya Pradesh 50.2 52.2 52.1 53.1 56.1 56.3 61.3 61.8 56.1 58.3
Uttar Pradesh 46.6 46.2 46.5 51.9 52.5 57.3 58.4 59.6 55.2 54.6
Uttarakhand 54.5 60.9 55.5 55.1 57.6 61.3 62.1 60.7 49.6 47.7
WESTERN REGION 49.7 49.0 48.7 52.9 60.6 62.0 62.4 65.8 63.0 59.3
Goa - - - - - - - - - -
Gujarat 49.1 46.6 44.3 46.2 52.2 53.7 54.3 56.3 53.9 59.5
Maharashtra 50.3 51.3 52.9 59.5 68.9 70.3 70.2 75.0 73.1 59.0
Dadra & Nagar Haveli - - - - - - - - - -
Daman & Diu - - - - - - - - - -
SOUTHERN REGION 91.6 95.0 96.6 102.9 105.8 104.8 98.8 92.3 87.2 96.4
Andhra Pradesh 92.9 96.4 100.4 109.8 118.1 116.4 100.7 90.8 86.7 93.5
Karnataka 84.8 84.4 81.3 87.0 85.5 85.0 85.8 81.4 76.9 87.4
Kerala 100.6 108.7 115.4 111.2 110.9 118.1 123.8 115.4 113.2 128.3
Tamil Nadu 100.8 115.1 120.9 128.8 133.5 123.0 106.9 96.6 86.9 93.0
Lakshadweep - - - - - - - - - -
Puducherry 66.7 107.3 106.5 120.0 117.6 110.0 100.0 95.6 85.2 80.5
Telengana - - - - - - 102.8 99.1 91.7 98.8
ALL INDIA 56.5 58.6 59.9 63.7 66.2 68.1 68.1 67.4 62.8 65.2
-: Nil/Not Applicable/Negligible.
Source: Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks, RBI, various issues.

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