| (Amount in ₹ Crore) |
| Year (end-March) | Advances | Non-Performing Assets (NPAs) |
| Gross | Net | Gross | Net |
| Amount | As Percentage of Gross Advances | As Percentage of Total Assets | Amount | As Percentage of Net Advances | As Percentage of Total Assets |
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
| Scheduled Commercial Banks |
| 2012-13 | 5988277 | 5879773 | 194053 | 3.2 | 2.0 | 98693 | 1.7 | 1.0 |
| 2013-14 | 6875748 | 6735213 | 263362 | 3.8 | 2.4 | 142421 | 2.1 | 1.3 |
| 2014-15 | 7559760 | 7388160 | 323335 | 4.3 | 2.7 | 175841 | 2.4 | 1.5 |
| 2015-16 | 8173121 | 7896467 | 611947 | 7.5 | 4.7 | 349814 | 4.4 | 2.7 |
| 2016-17 | 8492565 | 8116109 | 791791 | 9.3 | 5.6 | 433121 | 5.3 | 3.1 |
| 2017-18 | 9266210 | 8745997 | 1039679 | 11.2 | 6.8 | 520838 | 6.0 | 3.4 |
| 2018-19 | 10294463 | 9676183 | 936474 | 9.1 | 5.6 | 355068 | 3.7 | 2.1 |
| 2019-20 | 10918918 | 10301897 | 899803 | 8.2 | 5.0 | 289370 | 2.8 | 1.6 |
| 2020-21 | 11399608 | 10806381 | 835138 | 7.3 | 4.3 | 258050 | 2.4 | 1.3 |
| 2021-22 | 12750006 | 12198767 | 743640 | 5.8 | 3.4 | 204231 | 1.7 | 0.9 |
| 2022-23 | 14756637 | 14319352 | 571546 | 3.9 | 2.4 | 135320 | 0.9 | 0.6 |
| 2023-24 | 17508590 | 17142340 | 480818 | 2.7 | 1.7 | 106732 | 0.6 | 0.4 |
| Public Sector Banks |
| 2012-13 | 4560169 | 4472845 | 165006 | 3.6 | 2.4 | 90037 | 2.0 | 1.3 |
| 2013-14 | 5215920 | 5101137 | 227264 | 4.4 | 2.9 | 130394 | 2.6 | 1.6 |
| 2014-15 | 5615793 | 5476250 | 278468 | 5.0 | 3.2 | 159951 | 2.9 | 1.8 |
| 2015-16 | 5823907 | 5593577 | 539956 | 9.3 | 5.9 | 320376 | 5.7 | 3.5 |
| 2016-17 | 5874849 | 5557232 | 684732 | 11.7 | 7.0 | 383089 | 6.9 | 3.9 |
| 2017-18 | 6141698 | 5697350 | 895601 | 14.6 | 8.9 | 454473 | 8.0 | 4.5 |
| 2018-19 | 6382461 | 5892667 | 739541 | 11.6 | 7.3 | 285122 | 4.8 | 2.8 |
| 2019-20 | 6615112 | 6158112 | 678317 | 10.3 | 6.3 | 230918 | 3.7 | 2.1 |
| 2020-21 | 6770363 | 6347417 | 616616 | 9.1 | 5.3 | 196451 | 3.1 | 1.7 |
| 2021-22 | 7433006 | 7043940 | 542174 | 7.3 | 4.3 | 154745 | 2.2 | 1.2 |
| 2022-23 | 8610115 | 8283763 | 428197 | 5.0 | 3.1 | 102532 | 1.2 | 0.7 |
| 2023-24 | 9773488 | 9506329 | 339541 | 3.5 | 2.2 | 72544 | 0.8 | 0.5 |
| Old Private Sector Banks |
| 2012-13 | 273120 | 269937 | 5210 | 1.9 | 1.2 | 2000 | 0.7 | 0.4 |
| Private Sector Banks |
| 2012-13 | 886023 | 873252 | 15800 | 1.8 | 1.0 | 3900 | 0.4 | 0.3 |
| 2013-14 | 1360253 | 1342935 | 24542 | 1.8 | 1.1 | 8862 | 0.7 | 0.4 |
| 2014-15 | 1607329 | 1584312 | 34106 | 2.1 | 1.3 | 14128 | 0.9 | 0.5 |
| 2015-16 | 1972608 | 1939339 | 56186 | 2.8 | 1.8 | 26677 | 1.4 | 0.8 |
| 2016-17 | 2266721 | 2219475 | 93209 | 4.1 | 2.6 | 47780 | 2.2 | 1.3 |
| 2017-18 | 2725891 | 2662753 | 129335 | 4.7 | 3.0 | 64380 | 2.4 | 1.5 |
| 2018-19 | 3442347 | 3327328 | 183604 | 5.3 | 3.5 | 67309 | 2.0 | 1.3 |
| 2019-20 | 3776231 | 3625154 | 209568 | 5.5 | 3.6 | 55683 | 1.5 | 1.0 |
| 2020-21 | 4097040 | 3929572 | 197508 | 4.8 | 3.1 | 55377 | 1.4 | 0.9 |
| 2021-22 | 4700912 | 4553541 | 180769 | 3.8 | 2.5 | 43738 | 1.0 | 0.6 |
| 2022-23 | 5462976 | 5366673 | 125214 | 2.3 | 1.5 | 29510 | 0.5 | 0.3 |
| 2023-24 | 6959146 | 6861388 | 129164 | 1.9 | 1.2 | 31594 | 0.5 | 0.3 |
| Foreign Banks In India |
| 2012-13 | 268966 | 263680 | 7977 | 3.0 | 1.3 | 2663 | 1.0 | 0.4 |
| 2013-14 | 299575 | 291142 | 11565 | 3.9 | 1.5 | 3160 | 1.1 | 0.4 |
| 2014-15 | 336638 | 327599 | 10761 | 3.2 | 1.4 | 1762 | 0.5 | 0.2 |
| 2015-16 | 376607 | 363551 | 15805 | 4.2 | 1.9 | 2762 | 0.8 | 0.3 |
| 2016-17 | 343822 | 332335 | 13629 | 4.0 | 1.7 | 2137 | 0.6 | 0.3 |
| 2017-18 | 363305 | 351016 | 13849 | 3.8 | 1.6 | 1548 | 0.4 | 0.2 |
| 2018-19 | 406881 | 396726 | 12242 | 3.0 | 1.2 | 2051 | 0.5 | 0.2 |
| 2019-20 | 436066 | 428076 | 10208 | 2.3 | 0.8 | 2005 | 0.5 | 0.2 |
| 2020-21 | 420617 | 420780 | 15044 | 3.6 | 1.2 | 3241 | 0.8 | 0.3 |
| 2021-22 | 476085 | 465484 | 13786 | 2.9 | 1.0 | 3023 | 0.6 | 0.2 |
| 2022-23 | 498738 | 491029 | 9526 | 1.9 | 0.6 | 1656 | 0.3 | 0.1 |
| 2023-24 | 546121 | 548474 | 6523 | 1.2 | 0.4 | 799 | 0.1 | 0.0 |
| Small Finance Bank |
| 2018-19 | 62775 | 59461 | 1087 | 1.7 | 1.3 | 586 | 1.0 | 0.7 |
| 2019-20 | 91509 | 90554 | 1709 | 1.9 | 1.3 | 765 | 0.8 | 0.6 |
| 2020-21 | 111589 | 108613 | 5971 | 5.4 | 3.7 | 2981 | 2.7 | 1.8 |
| 2021-22 | 140003 | 135802 | 6911 | 4.9 | 3.4 | 2725 | 2.0 | 1.3 |
| 2022-23 | 184808 | 177887 | 8608 | 4.7 | 3.2 | 1622 | 0.9 | 0.6 |
| 2023-24 | 229835 | 226148 | 5590 | 2.4 | 1.7 | 1796 | 0.8 | 0.5 |
Notes : 1. Data for 2023-24 are provisional.
2. Data for 2013-14 onwards pertains to all Private Sector Banks.
3. Data include the impact of the merger of a non-bank with a bank w.e.f. July 1, 2023.
Source : Annual accounts of banks, and Off-site returns |