(Per cent per annum)
Year
Call/Notice
Commercial bank rates
money
Deposit rates (ii)
Lending rates
rates (i)
1 to 3 yrs.
Over 3 yrs. &
Above 5 yrs.
SBI
Key lending rates as prescribed by RBI
upto 5 yrs.
advance
(All commercial banks including SBI)
rate (iii)
Ceiling rate
Minimum
Minimum rate
general
rate
selective
general (iv)
credit control
1
2
3
4
5
6
7
8
9
1970-71
6.38
6.00-6.50
7.00
7.25
7.00-8.50
–
1971-72
5.16
6.00
6.50
8.50
12.00
1972-73
4.15
1973-74
7.83
8.50-9.00
10.00-11.00
12.00-13.00
1974-75
12.82
6.75-8.00
7.75-9.00
8.00-10.00
9.00-13.50
11.00-13.00
14.00-15.00
1975-76
10.55
8.00
9.00
10.00
14.00
16.50
12.50
1976-77
10.84
1977-78
9.28
13.00
15.00
1978-79
7.57
7.50
1979-80
8.47
18.00
15.50-18.00
1980-81
7.12
7.50-8.50
19.40-19.50
13.50
16.70-19.50
1981-82
8.96
8.00-9.00
19.50
17.50-19.50
1982-83
8.78
11.00
1983-84
8.63
16.50-18.00
1984-85
9.95
1985-86
17.50
16.50-17.50
1986-87
9.99
1987-88
9.88
9.00-10.00
1988-89
9.77
16.00
1989-90
11.49
1990-91
15.85
1991-92
19.57
19.00
1992-93
14.42
17.00
1993-94
6.99
1994-95
9.40
15.00 @
Free
1995-96
17.73
13.00 ##
##
16.50 @
1996-97
7.84
11.00-12.00 ##
12.00-13.00 ##
12.50-13.00
14.50
14.50-15.00 @
1997-98
8.69
10.50-11.00 ##
11.50-12.00 ##
11.50-12.00
14.00 @
1998-99
9.00-11.00 ##
10.50-11.50 ##
10.50-11.50
12.00-14.00
12.00-13.00 @
1999-00
8.87
8.50-9.50 ##
10.00-10.50 ##
10.00-10.50
12.00-12.50 @
2000-01
9.15
8.50-9.00 ##
9.50-10.00 ##
9.50-10.00
11.50
11.00- 12.00 @
2001-02
7.16
7.50-8.50 ##
8.00-8.50 ##
8.00-8.50
11.00-12.00 @
2002-03
5.89
4.25-6.00 ##
5.50-6.25 ##
5.50-6.25
10.75
10.75-11.50 @
2003-04
4.33
4.00-5.25 ##
5.25-5.50 ##
5.25-5.50
10.25
10.25-11.00 @
2004-05
4.55
5.75-6.25 ##
5.75-6.25
10.25-10.75 @
2005-06
5.36 ^^
5.75-6.25 ^
6.25-6.50 ^
6.25-6.50
^