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Annual Report


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Date : Aug 25, 2011
Sectoral Deployment of Gross Bank Credit

(Amount in ` crore)

Sector

Outstanding as on

Variation during

March 27, 2009

March 26, 2010

March 25, 2011

2009-10

2010-11

Absolute

Per cent

Absolute

Per cent

1

2

3

4

5

6

7

8

I Gross Bank Credit (II + III)

26,47,368

30,88,569

37,31,466

4,41,201

16.7

6,42,897

20.8

II Food Credit

45,544

48,562

64,111

3,018

6.6

15,549

32.0

III Non-food Credit (1 to 4)

26,01,825

30,40,007

36,67,354

4,38,182

16.8

6,27,347

20.6

1. Agriculture & Allied Activities

3,38,656

416,133

4,60,333

77,477

22.9

44,200

10.6

2. Industry (Micro & Small, Medium and Large)

10,54,390

13,11,451

16,20,849

2,57,061

24.4

3,09,398

23.6

3. Services

6,46,299

7,26,790

9,00,801

80,491

12.5

1,74,011

23.9

of which :

 

 

 

 

 

 

 

3.1 Transport Operators

39,302

52,516

65,463

13,214

33.6

12,947

24.7

3.2 Professional Services

44,257

43,401

60,271

-856

-1.9

16,870

38.9

3.3 Trade

1,44,377

1,64,497

1,86,286

20,120

13.9

21,789

13.2

3.4 Commercial Real Estate

92,421

92,128

1,11,836

-293

-0.3

19,708

21.4

3.5 Non-Banking Financial Companies (NBFCs)

98,853

1,13,441

1,75,577

14,588

14.8

62,136

54.8

4. Personal Loans

5,62,479

5,85,633

6,85,372

23,154

4.1

99,739

17.0

of which :

 

 

 

 

 

 

 

4.1 Consumer Durables

8,187

8,294

10,156

107

1.3

1,862

22.4

4.2 Housing @

2,79,365

3,00,929

3,46,110

21,564

7.7

45,181

15.0

4.3 Advances against Fixed Deposits (Including FCNR(B), NRNR Deposits etc.)

48,676

48,654

60,524

-22

0.0

11,870

24.4

4.4 Credit Card Outstanding

28,000

20,145

18,098

-7,855

-28.1

-2,047

-10.2

4.5 Education

28,579

36,863

43,710

8,284

29.0

6,847

18.6

Memo

5. Priority Sector

9,32,459

10,92,179

12,58,386

1,59,720

17.1

1,66,207

15.2

of which :

 

 

 

 

 

 

 

5.1 Housing #

1,97,110

2,17,877

2,30,686

20,767

10.5

12,809

5.9

@: Direct housing loans.
# : Direct as well as indirect housing loan.
Note : 1. Data are provisional and relate to select banks which cover 95 per cent of total non-food credit extended by all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, Exim Bank, other financial institutions and inter-bank participations.


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