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Annual Report


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Date : Aug 23, 2012
Sectoral Deployment of Gross Bank Credit

(Amount in ` billion)

Sector

Outstanding as on

Variation during

Mar 26, 2010

Mar 25, 2011

Mar 23, 2012

2010-11

2011-12

Absolute

Per cent

Absolute

Per cent

1

2

3

4

5

6

7

8

I

Gross Bank Credit (II + III)

30,885.7

37,314.7

43,713.5

6,429.0

20.8

6,398.9

17.1

II

Food Credit

485.6

641.1

816.1

155.5

32.0

175.0

27.3

III

Non-food Credit (1 to 4)

30,400.1

36,673.5

42,897.4

6,273.5

20.6

6,223.9

17.0

1

Agriculture & Allied Activities

4,161.3

4,603.3

5,225.3

442.0

10.6

622.0

13.5

2

Industry (Micro & Small, Medium and Large )

13,114.5

16,208.5

19,659.8

3,094.0

23.6

3,451.3

21.3

3

Services

7,267.9

9,008.0

10,329.3

1,740.1

23.9

1,321.3

14.7

 

of which:

 

 

 

 

 

 

 

 

3.1 Transport Operators

525.2

654.6

728.1

129.5

24.7

73.5

11.2

 

3.2 Professional Services

434.0

602.7

638.9

168.7

38.9

36.1

6.0

 

3.3 Trade

1,645.0

1,862.9

2,208.8

217.9

13.2

345.9

18.6

 

3.4 Commercial Real Estate

921.3

1,118.4

1,205.2

197.1

21.4

86.8

7.8

 

3.5 Non-Banking Financial Companies (NBFCs)

1,134.4

1,755.8

2,218.1

621.4

54.8

462.4

26.3

4

Personal Loans

5,856.3

6,853.7

7,683.1

997.4

17.0

829.4

12.1

 

of which:

 

 

 

 

 

 

 

 

4.1 Consumer Durables

82.9

101.6

88.0

18.6

22.4

-13.6

-13.4

 

4.2 Housing (Including Priority Sector Housing)

3,009.3

3,461.1

3,880.2

451.8

15.0

419.1

12.1

 

4.3 Advances against Fixed Deposits (Including FCNR (B), NRNR Deposits etc.)

486.5

605.2

684.9

118.7

24.4

79.7

13.2

 

4.4 Credit Card Outstanding

201.5

181.0

204.4

-20.5

-10.2

23.4

12.9

 

4.5 Education

368.6

437.1

501.9

68.5

18.6

64.8

14.8

Memo

5 Priority Sector

10,921.8

12,393.9

13,992.5

1,472.1

13.5

1,598.6

12.9

of which:

 

 

 

 

 

 

 

5.1 Housing

2,178.8

2,306.9

2,524.6

128.1

5.9

217.7

9.4

Note : 1. Data are provisional and relate to select banks which cover 95 per cent of total non-food credit extended by all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with Reserve Bank, Exim Bank, other financial institutions and inter-bank participations.


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