| AD |
Authorised Dealer |
| ADF |
Asset Development Fund |
| ADWDR |
Agricultural Debt Waiver and Debt Relief |
| AEs |
Advanced Economies |
| AIFIs |
All India Financial Institutions |
| AMCs |
Asset Management Companies |
| AMRMS |
Audit Management and Risk Monitoring System |
| APMC |
Agricultural Produce Market Committee |
| AQR |
Asset Quality Review |
| ARCs |
Asset Reconstruction Companies |
| ATMs |
Automated Teller Machines |
| BC |
Business Correspondent |
| BCM |
Business Continuity Management |
| BE |
Budget Estimates |
| BEST |
Brihanmumbai Electric Supply and
Transport Undertaking |
| BFS |
Board for Financial Supervision |
| BIA |
Basic Indicator Approach |
| BIS |
Bank for International Settlements |
| BO |
Banking Ombudsman |
| BoP |
Balance of Payment |
| BPSS |
Board for Payment and Settlement System |
| BRBNMPL |
Bharatiya Reserve Bank Note Mudran Private Limited |
| BRICS |
Brazil, Russia, India, China and South Africa |
| BSE |
Bombay Stock Exchange |
| BSR |
Basic Statistical Returns |
| CA |
Current Account |
| CAB |
College of Agricultural Banking |
| CAD |
Current Account Deficit |
| CAFRAL |
Centre for Advanced Financial Research and Learning |
| CASA |
Current Account and Saving Account |
| CART |
Classification and Regression Tree Approach |
| CBRMC |
Central Bank Risk Managers' Conference |
| CBS |
Core Banking Solution |
| CCB |
Committee of the Central Board |
| CCC |
Certified Credit Counsellors |
| CCIL |
Clearing Corporation of India Limited |
| CCM |
Committee on Currency Movement |
| CD |
Certificate of Deposit |
| CDES |
Currency Distribution and Exchange Scheme |
| CDSL |
Central Depository Services Limited |
| CEPD |
Consumer Education and Protection Department |
| CF |
Contingency Fund |
| CFLs |
Centres for Financial Literacy |
| CGRA |
Currency and Gold Revaluation Account |
| CIC |
Currency in Circulation |
| CMBs |
Cash Management Bills |
| CPC |
Central Pay Commission |
| CPI |
Consumer Price Index |
| CPI-ALs |
Consumer Price Index-Agricultural Labourers |
| CPI-IWs |
Consumer Price Index-Industrial Workers |
| CPI-RLs |
Consumer Price Index-Rural Labourers |
| CPMI-IOSCO |
Committee on Payments and
Market Infrastructures-International Organisation of Securities Commissions |
| CPs |
Commercial Papers |
| CRAR |
Capital to Risk-Weighted Assets Ratio |
| CRILCs |
Central Repository of Information on Large Credits |
| CRR |
Cash Reserve Ratio |
| CSBD |
Corporate Strategy and Budget Department |
| CSF |
Consolidated Sinking Fund |
| CSO |
Central Statistics Office |
| DBR |
Department of Banking Regulation |
| DBS |
Department of Banking Supervision |
| DCBS |
Department of Cooperative Bank Supervision |
| DCCBs |
District Central Cooperative Banks |
| DCS |
Department of Corporate Services |
| DDs |
Demand Drafts |
| DEA |
Depositors' Education and Awareness Fund |
| DEIO |
Department of External Investments and Operations |
| DGBA |
Department of Government and Bank Accounts |
| DICGC |
Deposit Insurance and Credit Guarantee Corporation |
| DISCOMs |
Electricity Distribution Companies |
| DNBS |
Department of Non-Banking Supervision |
| DPSS |
Department of Payment and Settlement Systems |
| DSGE |
Dynamic Stochastic General Equilibrium |
| DSIM |
Department of Statistics and Information Management |
| ECB |
External Commercial Borrowings |
| EDMS |
Electronic Document Management System |
| EFD |
Enforcement Department |
| EMDEs |
Emerging Markets and Developing Economies |
| EMEs |
Emerging Market Economies |
| EMS |
Enterprise Management System |
| ERM |
Enterprise-Wide Risk Management |
| ETCD |
Exchange Traded Currency Derivatives |
| EXIM Bank |
Export Import Bank |
| FAQs |
Frequently Asked Questions |
| FCA |
Foreign Currency Assets |
| FCCB |
Foreign Currency Convertible Bond |
| FCNR(B) |
Foreign Currency Non-Resident (Bank) Account Deposits |
| FCVA |
Foreign Exchange Forward Contracts Valuation Account |
| FDI |
Foreign Direct Investment |
| FED |
Foreign Exchange Department |
| FEMA |
Foreign Exchange Management Act |
| FER |
Foreign Exchange Reserves |
| FIAC |
Financial Inclusion Advisory Committee |
| FIP |
Financial Inclusion Plan |
| FMCG |
Fast-moving Consumer Goods |
| FMOD |
Financial Markets Operations Department |
| FMRD |
Financial Markets Regulation Department |
| FOMC |
Federal Open Market Committee |
| FPI |
Foreign Portfolio Investment |
| FRBM |
Fiscal Responsibility and Budget Management |
| FSAP |
Financial Sector Assessment
Programme |
| FSB |
Financial Stability Board |
| FSDC |
Financial Stability and Development Council |
| FSR |
Financial Stability Report |
| FSU |
Financial Stability Unit |
| FVCIs |
Foreign Venture Capital Investors |
| FWG |
Framework Working Group |
| G-20 |
Group of Twenty |
| GDP |
Gross Domestic Product |
| GFC |
Global Financial Crisis |
| GFCF |
Gross Fixed Capital Formation |
| GFD |
Gross Fiscal Deficit |
| GMM |
Generalised Method of Moments |
| GNDI |
Gross National Disposable Income |
| GoI |
Government of India |
| GRF |
Guarantee Redemption Funds |
| GSDP |
Gross State Domestic Product |
| G-secs |
Government Securities |
| GST |
Goods and Services Tax |
| GVA |
Gross Value Added |
| HLCCSM |
High Level Committee on Currency Storage and Movement |
| HRA |
House Rent Allowance |
| HRMD |
Human Resource Management Department |
| HTM |
Held to Maturity |
| IAC |
Internal Advisory Committee |
| IBA |
Indian Banks' Association |
| IBBI |
Insolvency and Bankruptcy Board of India |
| IBC |
Insolvency and Bankruptcy Code |
| ICCR |
Incremental Cash Reserve Ratio |
| IDPMS |
Import Data Processing and Monitoring System |
| IDS |
Income Declaration Scheme |
| IFA |
International Financial Architecture |
| IFSC |
International Financial Service Centre |
| IGBC |
Indian Green Building Council |
| IGIDR |
Indira Gandhi Institute of Development Research |
| IIP |
Index of Industrial Production |
| IIP |
International Investment Position |
| IMD |
India Meteorological Department |
| IMF |
International Monetary Fund |
| INR |
Indian Rupee |
| IPDS |
Integrated Power Development Scheme |
| IRA-FS |
Investment Revaluation Account-Foreign Securities |
| IRA-RS |
Investment Revaluation Account-Rupee Securities |
| IPOs |
Initial Public Offerings |
| IT |
Information Technology |
| ITES |
Information Technology Enabled Services |
| KYC |
Know Your Customer |
| LAF |
Liquidity Adjustment Facility |
| LEI |
Legal Entity Identifier |
| LPA |
Long Period Average |
| LPG |
Liquefied Petroleum Gas |
| M3 |
Money Supply |
| MA-SAAR |
Moving Averages of Seasonally Adjusted Annualised Growth |
| MCLR |
Marginal Cost of Funds Based Lending Rate |
| MGNREGA |
Mahatma Gandhi National Rural Employment Guarantee Act |
| MoSPI |
Ministry of Statistics and Programme Implementation |
| MPC |
Monetary Policy Committee |
| MSEs |
Micro and Small Enterprises |
| MSF |
Marginal Standing Facility |
| MSMEs |
Micro, Small and Medium Enterprises |
| MSPs |
Minimum Support Prices |
| MSS |
Market Stabilisation Scheme |
| NABARD |
National Bank for Agriculture and Rural Development |
| NAMCABS |
National Mission for Capacity Building of Bankers for financing the MSME sector |
| NBFCs |
Non-Banking Financial Companies |
| NCDs |
Non-Convertible Debentures |
| NDA |
Net Domestic Assets |
| NDS-OM |
Negotiated Dealing System-Order Matching |
| NDTL |
Net Demand and Time Liabilities |
| NEFT |
National Electronic Funds Transfer |
| NEM |
North-East Monsoon |
| NFA |
Net Foreign Assets |
| NHB |
National Housing Bank |
| NIBM |
National Institute of Bank Management |
| NIC |
National Industrial Classification |
| NiC |
Notes in Circulation |
| NIIP |
Net International Investment Position |
| NPAs |
Non-Performing Assets |
| NPS |
National Pension System |
| NRE |
Non-Resident (External) Rupee Accounts |
| NRO |
Non-Resident Ordinary Accounts |
| NRLM |
National Rural Livelihood Mission |
| NSE |
National Stock Exchange |
| NSDL |
National Securities Depository Limited |
| NSFI |
National Strategy for Financial Inclusion |
| NSFR |
Net Stable Funding Ratio |
| OFCBs |
Overseas Foreign Currency Borrowings |
| OM |
Original Maturity |
| OMO |
Open Market Operations |
| OPEC |
Organisation of Petroleum Exporting Countries |
| OROP |
One Rank One Pension |
| OSMOS |
Off-Site Monitoring and Surveillance System |
| OTC |
Over the Counter |
| PAs |
Provisional Accounts |
| PACS |
Primary Agricultural Credit Societies |
| PADO |
Public Administration, Defence and Other Services |
| PCA |
Prompt Corrective Action |
| PCR |
Public Credit Register |
| PDs |
Primary Dealers |
| PFCVA |
Provision for Forward Contracts Valuation Account |
| PLF |
Plant Load Factor |
| PMGKDS |
Pradhan Mantri Garib Kalyan Deposit Scheme |
| POs |
Payment Orders |
| PPAs |
Power Purchase Agreements |
| PPI |
Producer Price Index |
| PPIs |
Prepaid Payment Instruments |
| PSBs |
Public Sector Banks |
| PSUs |
Public Sector Undertakings |
| PSLCs |
Priority Sector Lending Certificates |
| QIPs |
Qualified Institutional Placements |
| RBI |
Reserve Bank of India |
| RBIA |
Risk Based Internal Audit |
| RBSC |
Reserve Bank Staff College |
| RCS |
Regional Connectivity Scheme |
| RD |
Revenue Deficit |
| RDBs |
Rupee Denominated Bonds |
| ReBIT |
Reserve Bank Information Technology Private Limited |
| REER |
Real Effective Exchange Rate |
| RERA |
Real Estate (Regulation and Development) Act |
| RFCA |
Revaluation of Forward Contracts Account |
| RM |
Reserve Money |
| RMD |
Risk Monitoring Department |
| RRBs |
Regional Rural Banks |
| RTF |
Risk Tolerance Framework |
| RTGS |
Real Time Gross Settlement System |
| RTI |
Right to Information Act |
| RTP |
Reserve Tranche Position |
| S4A |
Scheme for Sustainable Structuring of Stressed Assets |
| SAA |
Swap Amortisation Account |
| SAARC |
South Asian Association for Regional Cooperation |
| SARFAESI |
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
| SBNs |
Specified Bank Notes |
| SCBs |
Scheduled Commercial Banks |
| SDF |
Special Drawing Facility |
| SDL |
State Development Loans |
| SDR |
Special Drawing Rights |
| SEBI |
Securities and Exchange Board of India |
| SGBs |
Sovereign Gold Bonds |
| SGL |
Subsidiary General Ledger |
| SHGs |
Self Help Groups |
| SLR |
Statutory Liquidity Ratio |
| SMS |
Short Message Service |
| SPARC |
Supervisory Programme for Assessment of Risk and Capital |
| SPMCIL |
Security Printing and Minting Corporation of India Limited |
| SPSEs |
State Public Sector Enterprises |
| SRU |
Strategic Research Unit |
| StCBs |
State Cooperative Banks |
| SWM |
South-West Monsoon |
| T-Bills |
Treasury Bills |
| UCBs |
Urban Cooperative Banks |
| UDAY |
Ujwal DISCOM Assurance Yojana |
| UMPP |
Ultra Mega Thermal Power Projects |
| UNCTAD |
United Nations Conference on Trade and Development |
| USSD |
Unstructured Supplementary Service Data |
| WACR |
Weighted Average Call Rate |
| WADR |
Weighted Average Discount Rate |
| WADTDR |
Weighted Average Domestic Term Deposit Rate |
| WAEIR |
Weighted Average Effective Interest Rate |
| WALR |
Weighted Average Lending Rate |
| WAY |
Weighted Average Yield |
| WDV |
Written Down Value |
| WMA |
Ways and Means Advances |
| WPI |
Whole Sale Price Index |
| XBRL |
extensible Business Reporting Language |
| y-o-y |
Year-on-Year |