| AA | Account Aggregator |
| ACC | Asian Consultative Council |
| ACU | Asian Currency Union |
| AD | Authorised Dealer/Additional Director |
| AD Cat-I | Authorised Dealer Category-I |
| ADF | Asset Development Fund |
| AED | (United) Arab Emirates Dirham |
| AEs | Advanced Economies |
| AePS | Aadhaar Enabled Payment System |
| AFA | Additional Factor of Authentication |
| AFS | Available for Sale |
| AI | Artificial Intelligence |
| AIFs | Alternative Investment Funds |
| AIFIs | All India Financial Institutions |
| AMFI | Association of Mutual Funds in India |
| AML | Anti-Money Laundering |
| AML-CFT | Anti-Money Laundering-Combating the Financing of Terrorism |
| AMRMS | Audit Management and Risk Monitoring System |
| AMS | Audit Management System |
| ANBC | Adjusted Net Bank Credit |
| AO | Auditee Office |
| AP | Authorised Person |
| APBS | Aadhaar Payment Bridge System |
| API | Application Programming Interface |
| ARCs | Asset Reconstruction Companies |
| AREAER | Annual Report on Exchange Arrangements and Exchange Restrictions |
| ARMS | Audit and Risk Management Sub-Committee |
| ASISO | Automated Sweep-in and Sweep-out |
| ASTRA | Advanced Security Threat and Risk Assessment |
| ATBs | Auction Treasury Bills |
| ATM | Automated Teller Machine |
| AUM | Assets Under Management |
| BBAs | Bilateral Borrowing Agreements |
| BBPOUs | Bharat Bill Payment Operating Units |
| BBPS | Bharat Bill Payment System |
| BCs | Business Correspondents |
| BCBS | Basel Committee on Banking Supervision |
| BC-ICT | Business Correspondents -Information and Communication Technology |
| BCM | Business Continuity Management |
| BCP | Business Continuity Plan |
| BE | Budget Estimates |
| BESS | Battery Energy Storage Systems |
| BFS | Board for Financial Supervision |
| BFSI | Banking, Financial Services and Insurance |
| BG | Bank Guarantee |
| BHIM | Bharat Interface for Money |
| BIC | Business Indicator Component |
| BIS | Bank for International Settlements/Bureau of Indian Standards |
| BoE | Bank of England |
| BoG | Board of Governors |
| BoJ | Bank of Japan |
| BoP | Balance of Payments |
| bps | Basis Points |
| BPSS | Board for Regulation and Supervision of Payment and Settlement Systems |
| BQR | Bharat Quick Response |
| BRBNMPL | Bharatiya Reserve Bank Note Mudran Private Limited |
| BRICS | Brazil, Russia, India, China and South Africa |
| BSBDA | Basic Savings Bank Deposit Account |
| B-SC | Building Sub-Committee |
| BSR | Basic Statistical Return |
| CA | Concurrent Audit |
| CAB | College of Agricultural Banking |
| CAD | Current Account Deficit |
| CAFRAL | Centre for Advanced Financial Research and Learning |
| CaMS | Case Management System |
| CBDC | Central Bank Digital Currency |
| CBDC-R | Central Bank Digital Currency-Retail |
| CBDC-W | Central Bank Digital Currency-Wholesale |
| CBGN | Central Bank Governance Network |
| CBIA | Central Banks’ Internal Auditors |
| CBP | Capacity Building Programme |
| CBSL | Central Bank of Sri Lanka |
| CBUAE | Central Bank of the United Arab Emirates |
| CCB | Committee of the Central Board |
| CCIL | Clearing Corporation of India Limited |
| CCIR | Comprehensive Credit Information Repository |
| CCP | Central Counterparty |
| CCPI | Climate Change Performance Index |
| CCS | Consumer Confidence Survey |
| CCTS | Carbon Credit and Trading Scheme |
| CDBMS | Centralised Database Management System |
| CDs | Certificates of Deposit |
| CD | Credit to Deposit |
| CEO | Chief Executive Officer |
| CEOBE | Credit Equivalent of Off-Balance Sheet Exposure |
| CEPD | Consumer Education and Protection Department |
| CERT-IN | Computer Emergency Response Team - India |
| CFLs | Centres for Financial Literacy |
| CGFS | Committee on the Global Financial System |
| CGTMSE | Credit Guarantee Fund Trust for Micro and Small Enterprises |
| CiC | Currency in Circulation |
| CICs | Credit Information Companies |
| CII | Critical Information Infrastructure |
| CIMS | Centralised Information Management System |
| CIs | Credit Institutions |
| CMBs | Cash Management Bills |
| CMIE | Centre for Monitoring Indian Economy |
| CMS | Complaint Management System |
| CODs | Central Office Departments |
| CoFT | Card-on-File Tokenisation |
| COR | Certificate of Registration |
| CoS | College of Supervisors |
| COSO | Committee of Sponsoring Organisations |
| CPF | Counter Proliferation Financing |
| CPFIR | Central Payments Fraud Information Registry |
| CPHS | Consumer Pyramids Household Survey |
| CPI | Consumer Price Index |
| CPI-AL | CPI for Agricultural Labourers |
| CPI-IW | CPI for Industrial Workers |
| CPI-RL | CPI for Rural Labourers |
| CPs | Commercial Papers |
| CPS | Centralised Payment System |
| CRA | Contingent Reserve Arrangement |
| CRAR | Capital to Risk-Weighted Assets Ratio |
| CRDC | Currency Research and Development Centre |
| CRILC | Central Repository of Information on Large Credits |
| CRR | Cash Reserve Ratio |
| CSAA | Control Self-Assessment Audit |
| CSAP | Cyber Security Augmentation Plan |
| CSBD | Corporate Strategy and Budget Department |
| CSF | Consolidated Sinking Fund |
| CSGL | Constituent Subsidiary General Ledger |
| CSP | Cloud Service Provider |
| CSS | Centrally Sponsored Scheme |
| CTS | Cheque Truncation System |
| CU | Capacity Utilisation |
| CUG | Closed User Group |
| CVO | Chief Vigilance Officer |
| CwP | Currency with the Public |
| DAP | Diammonium Phosphate |
| DBIE | Database on Indian Economy |
| DCCBs | District Central Cooperative Banks |
| DCW | Development Centre Workshop |
| DDs | Demand Drafts |
| DEAF | Depositor Education Awareness Fund |
| DEIO | Department of External Investments and Operations |
| DEPR | Department of Economic and Policy Research |
| DevSecOps | Development, Security and Operations |
| DGBA | Department of Government and Bank Accounts |
| DGF | Data Governance Framework |
| DGFT | Directorate General of Foreign Trade |
| DICGC | Deposit Insurance and Credit Guarantee Corporation |
| DIF | Deposit Insurance Fund |
| DIS | Deposit Insurance System |
| DISCOM | Distribution Companies |
| DIT | Department of Information Technology |
| DLG | Default Loss Guarantee |
| DLT | Distributed Ledger Technology |
| DoC | Department of Communication |
| DoR | Department of Regulation |
| DoS | Department of Supervision |
| DPI | Digital Payments Index/Digital Public Infrastructure |
| DPSS | Department of Payment and Settlement Systems |
| DQE | Data Query Engine |
| DQI | Data Quality Index |
| DR | Disaster Recovery |
| DRaaS | Data Recovery as a Service |
| DSIM | Department of Statistics and Information Management |
| e-BAAT | Electronic Banking Awareness and Training |
| EBITDA | Earnings Before Interest, Taxes, Depreciation and Amortisation |
| EBLR | External Benchmark-based Lending Rate |
| EBR | Element Based Repository |
| ECB | European Central Bank |
| ECBs | External Commercial Borrowings |
| ECCTI | Enterprise Computing and Cybersecurity Training Institute |
| ECL | Expected Credit Loss |
| ECLGS | Emergency Credit Line Guarantee Scheme |
| ECS | Electronic Clearing Service |
| EDC | Executive Directors’ Committee |
| EDDPE | Expanding and Deepening of Digital Payment Ecosystem |
| EFD | Enforcement Department |
| EFI | External Funded Institutions |
| EGRC | Enterprise Governance Risk and Compliance |
| EI | Emotional Intelligence |
| EKP | Enterprise Knowledge Portal |
| EMDEs | Emerging Market and Developing Economies |
| EMEs | Emerging Market Economies |
| EMIs | Equated Monthly Instalments |
| EoI | Expression of Interest |
| ERM | Enterprise-wide Risk Management |
| e₹ | Digital Rupee |
| e₹-R | Digital Rupee - Retail |
| e₹-W | Digital Rupee - Wholesale |
| ESG | Environmental, Social and Governance |
| ETCD | Exchange Traded Currency Derivatives |
| ETP | Electronic Trading Platform |
| EU | European Union |
| EWS | Early Warning Signals/ Economically Weaker Section |
| FACT | Financial Awareness and Consumer Training |
| FAE | First Advance Estimates |
| FAR | Fully Accessible Route |
| FATF | Financial Action Task Force |
| FBIL | Financial Benchmarks India Private Limited |
| FBs | Foreign Banks |
| FC | Finance Commission/Financial Conglomerate |
| FCA | Foreign Currency Assets |
| FCB | Foreign Central Banks |
| FCNR(B) | Foreign Currency Non-Resident Account (Bank) |
| FCRA | Foreign Currency (Regulation) Act |
| FCY | Foreign Currency |
| FDI | Foreign Direct Investment |
| FE | Final Estimates |
| FED | Foreign Exchange Department |
| FEMA | Foreign Exchange Management Act |
| FEPA | Financial Education Programme for Adults |
| FER | Foreign Exchange Reserves |
| FETP | Financial Education Training Programme |
| FFMCs | Full-Fledged Money Changers |
| FI | Financial Information |
| FIAP | Financial Inclusion Action Plan |
| FICNs | Fake Indian Currency Notes |
| FIDD | Financial Inclusion and Development Department |
| FIF | Financial Inclusion Fund |
| FI-Index | Financial Inclusion Index |
| FIMMDA | Fixed Income Money Market and Derivatives Association of India |
| FinTech | Financial Technology |
| FIP | Financial Inclusion Plan/ Financial Information Provider |
| FIs | Financial Intermediaries/ Financial Institutions |
| FIRRI | Framework for Identification and Reporting of Risk Incidents |
| FLW | Financial Literacy Week |
| FMCBG | Finance Ministers and Central Bank Governors |
| FMOD | Financial Markets Operations Department |
| FMRD | Financial Markets Regulation Department |
| Forex/FX | Foreign Exchange |
| FPI | Foreign Portfolio Investment |
| FPOs | Follow-on Public Offers |
| FPS | Fast Payment Systems |
| FRMS | Fraud Risk Management System |
| FRRR | Fixed Rate Reverse Repo |
| FRSB | Floating Rate Savings Bond |
| FSAP | Financial Sector Assessment Programme |
| FSB | Financial Stability Board |
| FSD | Financial Stability Department |
| FSDC | Financial Stability and Development Council |
| FSDC-SC | Financial Stability and Development Council - Sub-Committee |
| FSI | Financial Sector Issues |
| FSR | Financial Stability Report |
| FSRs | Financial Sector Regulators |
| FSWM | Financially Sound and Well Managed |
| FUs | Factoring Units |
| FVTPL | Fair Value through Profit and Loss Account |
| FWG | Framework Working Group |
| G20 | Group of Twenty |
| GCCs | General Credit Cards |
| GCF | Gross Capital Formation |
| GCM | Governance and Compliance Manager |
| GDP | Gross Domestic Product |
| GeM | Government e-Marketplace |
| GFCE | Government Final Consumption Expenditure |
| GFCF | Gross Fixed Capital Formation |
| GFD | Gross Fiscal Deficit |
| GFIN | Global Financial Innovation Network |
| GFSN | Global Financial Safety Net |
| GIFT-City | Gujarat International Finance Tec-City |
| GNDI | Gross National Disposable Income |
| GNPA | Gross Non-Performing Asset |
| GoI | Government of India |
| GPFI | Global Partnership for Financial Inclusion |
| GREEN | Generation of Renewable Energy, Energy Conservation and Neer Conservation |
| GRF | Guarantee Redemption Fund |
| GRIHA | Green Rating for Integrated Habitat Assessment |
| GRQ | General Review of Quotas |
| GSCPI | Global Supply Chain Pressure Index |
| GSDP | Gross State Domestic Product |
| G-secs | Government Securities |
| GST | Goods and Services Taxes |
| GVA | Gross Value Added |
| GVCs | Global Value Chains |
| GW | Gigawatt |
| HFCs | Housing Finance Companies |
| HFIs | High Frequency Indicators |
| HFT | Held for Trading |
| HI | Hearing Impaired |
| HRMD | Human Resource Management Department |
| HRM-SC | Human Resource Management Sub-Committee |
| HS | Harmonised System |
| HTM | Held to Maturity |
| IA | Internal Audit |
| IaaS | Infrastructure as a Service |
| IAM | Identity and Access Management |
| IBA | Indian Banks’ Association |
| IBCC | Indian Banking Community Cloud |
| IBU | IFSC Banking Unit |
| ICC | International Cricket Council |
| ICRIER | Indian Council for Research on International Economic Relations |
| ICT | Information and Communication Technology |
| I-CRR | Incremental Cash Reserve Ratio |
| ID | International Department |
| IDF | Infrastructure Debt Fund |
| IDG | Inter Departmental Group |
| IDMD | Internal Debt Management Department |
| IDR | Indonesian Rupiah |
| IFA | International Financial Architecture |
| IFA WG | International Financial Architecture Working Group |
| IFMIS | Integrated Financial Management and Information System |
| IFR | Investment Fluctuation Reserve |
| IFSC | Indian Financial System Code |
| IFSCA | International Financial Services Centres Authority |
| IFTAS | Indian Financial Technology and Allied Services |
| IGAS | Indian Government Accounting Standards |
| IGBs | Indian Government Bonds |
| IGBC | Indian Green Building Council |
| IGIDR | Indira Gandhi Institute of Development Research |
| IGR | Internal Grievance Redress |
| IIBM | Indian Institute of Bank Management |
| IIBX | India International Bullion Exchange |
| IIP | Index of Industrial Production |
| ILM | Internal Loss Multiplier |
| IMD | India Meteorological Department |
| IMEs | Informal Micro Enterprises |
| IMF | International Monetary Fund |
| IMFC | International Monetary and Financial Committee |
| IMPS | Immediate Payment Service |
| IMT | Instant Money Transfer |
| INB | Internet Banking |
| InFiNet | Indian Financial Network |
| INR | Indian Rupee |
| IO | Internal Ombudsman |
| IOs | International Organisations |
| IoRS | Inter-Operable Regulatory Sandbox |
| IPCs | Irrevocable Payment Commitments |
| IPO | Initial Public Offering |
| IPP | Instant Payment Platform |
| IRA | Investment Revaluation Accounts |
| IRACP | Income Recognition, Asset Classification and Provisioning |
| IRD | Interest Rate Derivatives |
| IRF | Inter-Regulatory Forum |
| IRS | Interest Rate Swap |
| IS | Information Systems |
| ISPI | Index of Supply Chain Pressures for India |
| IT | Information Technology |
| ITeS | IT-enabled Services |
| IT-SC | Information Technology Sub-Committee |
| ITBs | Intermediate Treasury Bills |
| ITC | Indian Trade Classification |
| IWG | Internal Working Group |
| JTCC | Joint Technical Coordination Committee |
| KCC | Kisan Credit Card |
| KLEMS | Capital(K), Labour(L), Energy(E), Material(M) and Services(S) |
| KRIs | Key Risk Indicators |
| kWp | Kilowatt Peak |
| KYC | Know Your Customer |
| LABs | Local Area Banks |
| LAES | Liquidity Adjusted Expected Shortfall |
| LAF | Liquidity Adjustment Facility |
| LC | Letter of Credit |
| LCR | Liquidity Coverage Ratio |
| LCS | Local Currency Settlement |
| LCSS | Local Currency Settlement System |
| LEI | Legal Entity Identifier |
| LFPR | Labour Force Participation Rate |
| LIBOR | London Inter-Bank Offered Rate |
| LPA | Long Period Average |
| LPG | Liquefied Petroleum Gas |
| LSF | Late Submission Fee |
| LSP | Lending Service Provider |
| M3 | Money Supply |
| MANI | Mobile Aided Note Identifier |
| MAS | Monetary Authority of Singapore |
| MCA | Ministry of Corporate Affairs |
| MCLR | Marginal Cost of Funds-based Lending Rate |
| MCV | Mobile Coin Van |
| MD | Master Direction/Managing Director |
| MDM | Mobile Device Management |
| MGNREGS | Mahatma Gandhi National Rural Employment Guarantee Scheme |
| MIBOR | Mumbai Interbank Offered Rate |
| MIFOR | Mumbai Interbank Forward Outright Rate |
| MMIFOR | Modified MIFOR |
| MIS | Management Information System |
| ML | Machine Learning |
| MM | Money Multiplier |
| MNBCs | Miscellaneous Non-Banking Companies |
| MoE | Memorandum of Error |
| MoF | Ministry of Finance |
| MoSPI | Ministry of Statistics and Programme Implementation |
| MoU | Memorandum of Understanding |
| MPC | Monetary Policy Committee |
| MSF | Marginal Standing Facility |
| MSMEs | Micro, Small and Medium Enterprises |
| MSP | Minimum Support Price |
| MTF | Medium Term Framework |
| MTSS | Money Transfer Service Scheme |
| NAB | New Agreements to Borrow |
| NABARD | National Bank for Agriculture and Rural Development |
| NACH | National Automated Clearing House |
| NAMCABS | National Mission for Capacity Building of Bankers for Financing MSME Sector |
| NBBL | NPCI Bharat BillPay Limited |
| NBFC | Non-Banking Financial Company |
| NBFIs | Non-Banking Financial Institutions |
| NCCDs | Non-Centrally Cleared Derivatives |
| NCDs | Non-Convertible Debentures |
| NCFE | National Centre for Financial Education |
| NCIIPC | National Critical Information Infrastructure Protection Centre |
| NDA | Net Domestic Assets |
| NDDC | Non-Deliverable Derivative Contract |
| NDI | Non-Debt Instrument |
| NDLD | New Delhi Leaders’ Declaration |
| NDTL | Net Demand and Time Liabilities |
| NER | North Eastern Region |
| NEER | Nominal Effective Exchange Rate |
| NEFT | National Electronic Funds Transfer |
| NETC | National Electronic Toll Collection |
| NFA | Net Foreign Assets |
| NFC | Non-Food Credit/Near Field Communication |
| NGCH | National Grid Clearing House |
| NGSOC | Next Generation Security Operation Centre |
| NGTA | Next Generation Treasury Application |
| NHB | National Housing Bank |
| NIAP | Nationwide Intensive Awareness Programme |
| NIBM | National Institute of Bank Management |
| NIM | Net Interest Margin |
| NIPL | NPCI International Private Limited |
| NIST | National Institute of Standards and Technology |
| NLP | Natural Language Processing |
| NNML | Net Non-Monetary Liabilities |
| NPA | Non-Performing Assets |
| NPCI | National Payments Corporation of India |
| NPI | National Payments Interface |
| NQM | National Quantum Mission |
| NRB | Nepal Rastra Bank |
| NRC | Nomination and Remuneration Committee |
| NRE | Non-Resident (External) |
| NRF | National Research Foundation |
| NRIs | Non-Resident Indians |
| NRO | Non-Resident Ordinary |
| NSDL | National Securities Depository Limited |
| NSFE | National Strategy for Financial Education |
| NSFI | National Strategy for Financial Inclusion |
| NSMs | Note Sorting Machines |
| NSO | National Statistical Office |
| NSSF | National Small Savings Fund |
| NUCFDC | National Urban Cooperative Finance and Development Corporation Limited |
| OBC | Other Backward Classes |
| OBICUS | Order Books, Inventories and Capacity Utilisation Survey |
| OD | Overdraft |
| OECD | Organisation for Economic Co-operation and Development |
| OH | Orthopedically Handicapped |
| OI | Overseas Investment |
| OID | Overseas Investment Division |
| OIS | Overnight Index Swap |
| OLTAS | Online Tax Accounting System |
| OMO | Open Market Operation |
| OoH | Out-of-Home |
| OPEC | Organisation of Petroleum Exporting Countries |
| ORBIOs | Offices of the Reserve Bank of India Ombudsmen |
| OTC | Over the Counter |
| OTP | One-time Password |
| PAs | Payment Aggregators |
| PaaS | Platform as a Service |
| PACs | Public Awareness Campaigns |
| PADO | Public Administration, Defence and Other Services |
| PAN | Permanent Account Number |
| PBs | Payments Banks |
| PCA | Prompt Corrective Action |
| PDs | Primary Dealers |
| PDS | Public Distribution System |
| PFCE | Private Final Consumption Expenditure |
| PFMIs | Principles for Financial Market Infrastructure |
| PFMS | Public Financial Management System |
| PIDF | Payments Infrastructure Development Fund |
| PLFS | Periodic Labour Force Survey |
| PLI | Production-Linked Incentive |
| PMGKAY | Pradhan Mantri Garib Kalyan Anna Yojana |
| PML | Prevention of Money Laundering |
| PMUY | Pradhan Mantri Ujjwala Yojana |
| POL | Petroleum, Oil and Lubricants |
| POs | Payment Orders |
| PoS | Point of Sale |
| PPAC | Petroleum Planning and Analysis Cell |
| PPIs | Prepaid Payment Instruments |
| PPP | Public Private Partnership |
| PRAVAAH | Platform for Regulatory Application, Validation and AutHorisation |
| PROI | Persons Resident Outside India |
| PSBs | Public Sector Banks |
| PSL | Priority Sector Lending |
| PSLCs | Priority Sector Lending Certificates |
| PSOs | Payment System Operators |
| PSS | Payment and Settlement Systems |
| PSUs | Public Sector Undertakings |
| PTPFC | Public Tech Platform for Frictionless Credit |
| P2M | Person-to-Merchant |
| P2P | Person-to-Person |
| PVBs | Private Banks |
| PwBD | Persons with Benchmark Disabilities |
| QIP | Qualified Institutional Placement |
| QR | Quick Response |
| QT | Quantum Technology |
| RASCI | Responsible, Accountable, Supporting, Consulted and Informed |
| RBI | Reserve Bank of India |
| RBIA | Risk-Based Internal Audit |
| RBI EPF | Reserve Bank of India Employees’ Provident Fund |
| RBIH | Reserve Bank Innovation Hub |
| RB-IOS | Reserve Bank-Integrated Ombudsman Scheme |
| RBSC | Reserve Bank Staff College |
| RCA | Root Cause Analysis |
| RCCS | Rural Consumer Confidence Survey |
| R&D | Research and Development |
| RDA | Rupee Drawing Arrangement |
| RDBs | Rupee Denominated Bonds |
| ReBIT | Reserve Bank Information Technology Private Limited |
| RE | Revised Estimates |
| REs | Regulated Entities |
| REEs | Rare Earth Elements |
| RFA | Red Flagging of Accounts |
| RFID | Radio Frequency Identification |
| RFP | Request for Proposal |
| RM | Reserve Money |
| RMAB | Royal Monetary Authority of Bhutan |
| RMC | Risk Monitoring Committee |
| RMD | Risk Monitoring Department |
| ROs | Regional Offices |
| RoA | Return on Assets |
| RoE | Return on Equity |
| RPO | Recovery Point Objective |
| RR | Risk Register |
| RRBs | Regional Rural Banks |
| RS | Regulatory Sandbox |
| RTGS | Real Time Gross Settlement |
| RTI | Right to Information |
| RTL | Risk Tolerance Limits |
| RTO | Recovery Time Objective |
| SAF | Supervisory Action Framework |
| SAKAR | Supervisory Assessment of KYC/ AML Risks |
| SAs | Statutory Auditors |
| SAS | Statistical Analytics System |
| SAAR | Seasonally Adjusted Annualised (Growth) Rate |
| SAARC | South Asian Association of Regional Cooperation |
| SAMWAD | Secure Audio-video Meetings with Advanced Devices |
| SARFAESI | Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest |
| SATARC | Security Automation, Threat Analysis and Response Centre |
| SBE | Scale-Based Enforcement |
| SBS | Shredding and Briquetting Systems |
| SCBs | Scheduled Commercial Banks |
| SDF | Special Drawing Facility/ Standing Deposit Facility |
| SDMX | Statistical Data and Metadata Exchange |
| SDRs | Special Drawing Rights |
| SD-WAN | Software Defined-Wide Area Network |
| SEs | Supervised Entities |
| SEACEN | South East Asian Central Banks |
| SFBs | Small Finance Banks |
| SFDB | SAARCFINANCE Database |
| SFMS | Structured Financial Messaging System |
| SFMS MI | SFMS Member Interface |
| SFTP | Secure File Transfer Protocol |
| SFWG | Sustainable Finance Working Group |
| SGB | Sovereign Gold Bond |
| SGL | Subsidiary General Ledger |
| SGrBs | Sovereign Green Bonds |
| SGSs | State Government Securities |
| SHGs | Self-Help Groups |
| SIP | Systematic Investment Plan |
| SLBC | State Level Bankers’ Committee |
| SLCC | State Level Coordination Committee |
| SLR | Statutory Liquidity Ratio/Sri Lankan Rupee |
| SLS | State Linked Schemes |
| SMCC | Social Media Command Centre |
| SMEs | Small and Medium Enterprises |
| SMS | Short Messaging Service |
| SNA | Single Nodal Agency |
| SNA-SPARSH | Single Nodal Agency -Samayochit Pranali Akikrut Sheeghra Hastantaran |
| SNRR | Special Non-Resident Rupee |
| SOC | Security Operations Centre |
| SOP | Standard Operating Procedure |
| SPDs | Standalone Primary Dealers |
| SPECTRA | Software Platform for External Commercial Borrowings and Trade Credits Reporting and Approval |
| SPMCIL | Security Printing and Minting Corporation of India Limited |
| SRO | Self-Regulatory Organisation |
| SRVA | Special Rupee Vostro Account |
| S-SC | Strategy Sub-Committee |
| SSO | Single Sign-On |
| S-SOC | Sectoral Security Operations Centre |
| SSCI | Services Sector Composite Index |
| ST | Scheduled Tribe |
| STC | Short-term Trade Credit |
| StCBs | State Cooperative Banks |
| SWIFT | Society for Worldwide Interbank Financial Telecommunication |
| SWM | South-West Monsoon |
| TAT | Turn-Around Time |
| T-Bills | Treasury Bills |
| TEs | Training Establishments |
| TGFIFL | Technical Group on Financial Inclusion and Financial Literacy |
| TIN | Tax Information Network |
| TOT | Toll-Operate-Transfer |
| TPS | Transactions Per Second |
| TRs | Trade Repositories |
| TReDS | Trade Receivables Discounting System |
| TSCAs | Time-Sensitive Critical Activities |
| UAP | Udyam Assist Platform |
| UCBs | Urban Cooperative Banks |
| UDAY | Ujjwal DISCOM Assurance Yojana |
| UDCH | User Defined Customer Hierarchy |
| UI/UX | User Interface/User Experience |
| UK | United Kingdom |
| UN | United Nations |
| UO | Umbrella Organisation |
| UPI | Unified Payment Interface |
| URC | Udyam Registration Certificate |
| USA | United States of America |
| USD | US Dollar |
| UTs | Union Territories |
| UTI | Unique Transaction Identifier |
| UTLBCs | Union Territory Level Bankers’ Committees |
| VAPT | Vulnerability Assessment and Penetration Testing |
| VAaaS | Vulnerability Assessment as a Service |
| VC | Video Conferencing |
| VFT | Value Free Transfers |
| VGF | Viability Gap Funding |
| VOICE | Voicing Opinion to Inspire, Contribute, and Excel |
| VRR | Variable Rate Repo/Voluntary Retention Route |
| VRRR | Variable Rate Reverse Repo |
| WACR | Weighted Average Call Rate |
| WADTDR | Weighted Average Domestic Term Deposit Rate |
| WAFaaS | Web Application Firewall as a Service |
| WALR | Weighted Average Lending Rate |
| WAM | Weighted Average Maturity |
| WAS | Weighted Average Spread |
| WAY | Weighted Average Yield |
| WB | World Bank |
| WEO | World Economic Outlook |
| WG | Working Group |
| WLA | White Label ATM |
| WLAOs | White Label ATM Operators |
| WMA | Ways and Means Advances |
| WPI | Wholesale Price Index |
| WPR | Worker Population Ratio |
| WTO | World Trade Organisation |
| XBRL | eXtensible Business Reporting Language |
| XML | eXtensible Markup Language |
| ZIs | Zonal Inspectorates |
| ZTCs | Zonal Training Centres |