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PDF - I.2: Interest Rate Structure of Scheduled Commercial Banks

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Date : Aug 29, 2005

I.2: Interest Rate Structure of Scheduled Commercial Banks

																				(Per cent per annum)
													Rates as on
		Item	Jan. 28	Jan. 21	Jan. 14			Jan. 07	Dec.03,		Nov.05,		Oct.01,		Sept 03,		August 06,		July 02,		June 4,		May 07,		April 09,
			2005	2005		2005		2005		2004		2004		2004		2004		2004		2004		2004		2004		2004

1			2	3		4		5		6		7		8		9		10		11		12		13		14

A.	Lending Rates
		Size of Credit Limit

		1.Up to Rs. 2 lakh	< BPLR	< BPLR	<	BPLR	<	BPLR	<	BPLR	<	BPLR	<	BPLR	<	BPLR	<	BPLR	<	BPLR	<	BPLR	<	BPLR	<	BPLR

	2. Over Rs. 2 lakh:
		(Benchmark Prime	10.25-10.75	10.25-10.75	10.25-10.75		10.25-10.75		10.25-10.75		10.25-10.75		10.25-10.75		10.25-11.00		10.25-11.00		10.25-11.00		10.25-11.00		10.25-11.00		10.25-11.00
		Lending Rate)*

B.	Deposit Rates
	Category of Account

	1. Current		Nil	Nil		Nil		Nil		Nil		Nil		Nil		Nil		Nil		Nil		Nil		Nil		Nil
	2. Savings		3.50	3.50		3.50		3.50		3.50		3.50		3.50		3.50		3.50		3.50		3.50		3.50		3.50
	3. Term Deposits*
		a) Up to and including
		one year	3.00-5.00	3.00-5.00	3.00-5.00		3.00-5.00		3.00-5.00		3.75-4.75		3.75-4.75		3.75-4.75		4.00-4.75		4.00-4.75		4.00-4.75		4.00-4.75		4.00-4.75
		b) 1-2 years	5.25-5.50	5.25-5.50	5.25-5.50		5.25-5.50		5.25-5.50			5.00		5.00		5.00		5.00		5.00		5.00		5.00		5.00
		c) 2-3 years	5.50	5.50		5.50		5.50		5.50	5.00-5.25		5.00-5.25		5.00-5.25		5.00-5.25		5.00-5.25		5.00-5.25		5.00-5.25		5.00-5.25
		d) > 3 years	5.75-6.25	5.75-6.25	5.75-6.25		5.75-6.25		5.75-6.25		5.00-5.50		5.00-5.50		5.00-5.50		5.25-5.50		5.25-5.50		5.25-5.50		5.25-5.50		5.25-5.50
Memo Item :

Bank Rate			6.00	6.00		6.00		6.00		6.00		6.00		6.00		6.00		6.00		6.00		6.00		6.00		6.00
*:Data relate to major public sector banks. <:Not Exceeding

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