Annual Report


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Document - I.20: Important Banking Indicators - Scheduled Commercial Banks () or PDF - I.20: Important Banking Indicators - Scheduled Commercial Banks ()
Date : Aug 29, 2005
I.20: Important Banking Indicators - Scheduled Commercial Banks

 

                   

(Amount in Rupees crore)

                           
         

Outstanding

     

Variations

     
         

as on

 

Financial year

   

April-June

 
         

March 18,

               
   

Item

   

2004-05

2003-04

2005-06 P

2004-05

         

2005

               
           

Absolute

Percent

Absolute

Percent

Absolute

Percent

Absolute

Percent

   

1

   

2

3

4

5

6

7

8

9

10

                           
 

1.

Gross Demand and Time Liabilites

20,29,530

2,97,873

17.2

2,46,013

16.6

63,696

3.1

61,680

3.6

   

(2+3+4+6)

                   
 

2.

Aggregate Deposits (a+b)

17,00,198

1,95,782

13.0

2,23,563

17.5

89,665

5.3

58,004

3.9

         

(16,96,629)

(1,92,213)

(12.8)

           
   

a.

Demand deposits

 

2,48,028

23,005

10.2

54,733

32.1

12,085

4.9

-12,155

-5.4

   

b.

Time deposits

 

14,52,171

1,72,777

13.5

1,68,830

15.2

77,581

5.3

70,159

5.5

         

(14,48,602)

(1,69,208)

(13.2)

           
 

3.

Other Borrowings #

 

69,523

44,853

181.8

12,032

95.2

643

0.9

5,409

21.9

 

4.

Other Demand and Time Liabilities

1,92,760

44,676

30.2

18,278

14.1

-39,180

-20.3

-4,470

-3.0

 

5.

Borrowings from the RBI

50

50

 

-79

-100.0

-50

-100.0

0

 
 

6.

Inter-bank Liabilities

 

67,049

12,562

23.1

-7,859

-12.6

12,568

18.7

2,738

5.0

 

7.

Bank Credit (a+b)

 

11,00,428

2,59,643

30.9

1,11,570

15.3

60,958

5.5

38,085

4.5

         

(10,67,746)

(2,26,961)

(27.0)

           
   

a.

Food Credit

 

41,121

5,159

14.3

-13,518

-27.3

3,683

9.0

7,100

19.7

   

b.

Non-food Credit

 

10,59,308

2,54,484

31.6

1,25,088

18.4

57,275

5.4

30,985

3.8

         

(10,26,626)

(2,21,802)

(27.6)

           
 

8.

Investments (a+b)

 

7,39,154

61,566

9.1

1,30,042

23.8

925

0.1

39,871

5.9

         

(7,26,961)

(49,373)

(7.3)

           
   

a.

Government Securities

7,18,982

64,224

9.8

1,31,341

25.1

-3,875

-0.5

40,056

6.1

         

(7,06,789)

(52,031)

(7.9)

           
   

b.

Other Approved Securities

20,172

-2,658

-11.6

-1,299

-5.4

4,800

23.8

-184

-0.8

 

9.

Cash in hand

 

8,472

574

7.3

331

4.4

1,258

14.9

1,001

12.7

 

10.

Balances with the RBI

 

88,105

19,108

27.7

10,662

18.3

7,881

8.9

9,391

13.6

 

11.

Inter-Bank Assets

 

51,297

3,118

6.5

-10,840

-18.4

6,439

12.6

1,581

3.3

 

12.

Credit-Deposit Ratio (per cent)

64.7

 

132.6

 

49.9

 

68.0

 

65.7

 

13.

Non-food Credit-Deposit Ratio (per cent)

62.3

 

130.0

 

56.0

 

63.9

 

53.4

 

14.

Investment-Deposit Ratio (per cent)

43.5

 

31.4

 

58.2

 

1.0

 

68.7

                           

P : Provisional.
#: Other than from the Reserve Bank/IDBI/NABARD/EXIM Bank.
Note : 1.Data are revised in line with the new accounting standards and are consistent with the methodology
suggested by the Working Group on Money Supply: Analytics and Methodoloy of Compilation (June 1998).
The revision is in respect of pension and provident funds with commercial banks which are classified as other
demand and time liabilities and includes those banks which have reported such changes so far.
2.Figures in parentheses exclude the impact of conversion of a non-banking entity into banking entity from
October 11, 2004.

 


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