Annual Report


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Document - I.21: Commercial Bank Survey () or PDF - I.21: Commercial Bank Survey ()
Date : Aug 29, 2005
I.21: Commercial Bank Survey

 

                 
                 

(Amount in Rupees crore)

                         
       

Outstanding

     

Variations

     
       

as on

               
           

Financial year

   

April-June

 
       

March 18,

               
   

Item

   

2004-05

2003-04

2005-06

 

2004-05

       

2005

               
         

Absolute

Percent

Absolute

Percent

Absolute

Percent

Absolute

Percent

   

1

 

2

3

4

5

6

7

8

9

10

Components

                   

C.I

Aggregate Deposits of Residents (C.I.1+C.I.2)

 

16,23,793

1,94,980

13.6

2,40,465

20.2

90,159

5.6

57,050

4.0

 

C.I.1

Demand Deposits

 

2,48,028

23,005

10.2

54,733

32.1

12,085

4.9

-12,155

-5.4

 

C.I.2

Time Deposits of Residents

 

13,75,766

1,71,975

14.3

1,85,732

18.2

78,074

5.7

69,206

5.7

   

(C.I.2.1+C.I.2.2 )

 

(13,72,197)

(1,68,406)

(14.0)

           
   

C.I.2.1 Short-term Time Deposits

 

6,19,095

77,389

14.3

83,579

18.2

35,133

5.7

31,142

5.7

   

C.I.2.1.1 Certificates of Deposits (CDs)

13,112

6,201

 

6,177

 

5,756

 

-937

 
   

C.I.2.2 Long-term Time Deposits

 

7,56,671

94,586

14.3

1,02,153

18.2

42,941

5.7

38,063

5.7

C.II

Call/Term Funding from Financial Institutions

 

69,523

44,853

181.8

12,032

95.2

643

0.9

5,409

21.9

       

(34,348)

(9,678)

(39.2)

           

Sources

                     

S.I

Domestic Credit (S.I.1+S.I.2)

 

19,87,406

3,26,410

19.7

2,46,995

17.5

64,348

3.2

72,940

4.4

 

S.I.1

Credit to the Government

 

7,18,982

64,224

9.8

1,31,341

25.1

-3,875

-0.5

40,056

6.1

       

(7,06,789)

(52,031)

(7.9)

           
 

S.I.2

Credit to the Commercial Sector

 

12,68,425

2,62,186

26.1

1,15,654

13.0

68,223

5.4

32,884

3.3

   

(S.I.2.1+S.I.2.2+S.I.2.3+S.I.2.4)

 

(12,35,743)

(2,29,504)

(22.8)

           
   

S.I.2.1 Bank Credit

 

11,00,428

2,59,643

30.9

1,11,570

15.3

60,958

5.5

38,085

4.5

   

S.I.2.2 Net Credit to Primary Dealers

 

1,447

-499

 

-3,219

 

7,466

 

-678

 
   

S.I.2.3 Investments in Other Approved Securities

20,172

-2,658

-11.6

-1,299

-5.4

4,800

23.8

-184

-0.8

   

S.I.2.4 Other Investments (in non-SLR Securities)

1,46,377

5,699

4.1

8,602

6.5

-5,000

-3.4

-4,339

-3.1

S.II

Net Foreign Currency Assets of Commercial Banks

(S.II.1-S.II.2-S.II.3)

-75,980

-17,626

 

10,366

 

-2,060

 

-6,706

 
 

S.II.1

Foreign Currency Assets

 

26,091

-8,295

-24.1

3,247

10.4

-766

-2.9

-2,741

-8.0

 

S.II.2

Non-resident Foreign Currency Repatriable Fixed Deposits

76,405

802

1.1

-16,902

-18.3

-494

-0.6

953

1.3

 

S.II.3

Overseas Foreign Currency Borrowings

 

25,666

8,529

49.8

9,784

133.1

1,788

7.0

3,012

17.6

S.III

Net Bank Reserves (S.III.1+S.III.2-S.III.3)

 

96,527

19,632

25.5

11,072

16.8

9,189

9.5

10,392

13.5

 

S.III.1

Balances with the RBI

 

88,105

19,108

27.7

10,662

18.3

7,881

8.9

9,391

13.6

 

S.III.2

Cash in Hand

 

8,472

574

7.3

331

4.4

1,258

14.9

1,001

12.7

 

S.III.3

Loans and Advances from the RBI

 

50

50

 

-79

-100.0

-50

-100.0

0

 

S.IV

Capital Account

 

1,33,688

29,135

27.9

16,723

19.0

22,440

16.8

14,884

14.2

S.V.

Other items (net) (S.I+S.II+S.III-S.IV-C.I-C.II)

 

1,80,949

59,448

48.9

-787

-0.6

-41,765

-23.1

-717

-0.6

 

S.V.1

Other Demand & Time Liabilities (net of S.II.3)

1,67,094

36,146

27.6

8,494

6.9

-40,968

-24.5

-7,482

-5.7

 

S.V.2

Net Inter-Bank Liabilities (other than to PDs)

 

17,199

8,945

108.4

-238

-2.8

13,594

79.0

479

5.8

Note1.Data provisional.
2.Time deposits and broad money include India Millenniun Deposits (IMDs) worth Rs.25,662 crore since November 17, 2000 and the impact
of redemption of Resurgent India Bonds (RIBs) of Rs. 22,693 crore since October 1, 2003.
3.Figures in parentheses exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.

 


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