Annual Report


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Document - I.22: Sectoral Deployment of Gross Bank Credit () or PDF - I.22: Sectoral Deployment of Gross Bank Credit ()
Date : Aug 29, 2005
I.22: Sectoral Deployment of Gross Bank Credit
             

(Amount in Rupees crore)

         

Outstanding as on

Variations

       

Sector

March 18,

March 19,

March 21,

   
         

2005

2004

2003

2004-05

2003-04

                   
       

1

2

3

4

5

6

                   

I.

Gross Bank Credit (1+2)

9,72,587

7,64,383

6,69,534

2,08,204

94,849

 

1.

Public Food Procurement Credit

41,121

35,961

49,479

5,160

-13,518

 

2.

Non-food Gross Bank Credit

9,31,466

7,28,422

6,20,055

2,03,044

1,08,367

               

(100.0)

(100.0)

   

A.

Priority Sectors #

3,45,627

2,63,834

2,11,609

81,793

52,225

               

(40.3)

(48.2)

     

i)

Agriculture

1,22,370

90,541

73,518

31,829

17,023

               

(15.7)

(15.7)

     

ii)

Small Scale Industries

76,114

65,855

60,394

10,259

5,461

               

(5.1)

(5.0)

     

iii)

Other Priority Sectors

1,47,143

1,07,438

77,697

39,705

29,741

               

(19.6)

(27.4)

   

B.

Industry (Medium and Large)

2,90,186

2,47,210

2,35,168

42,976

12,042

               

(21.2)

(11.1)

   

C.

Wholesale Trade (other than food procurement)

33,814

24,867

22,578

8,947

2,289

               

(4.4)

(2.1)

                   
   

D.

Other Sectors

2,61,839

1,92,511

1,50,700

69,328

41,811

               

(34.1)

(38.6)

     

of which :

         
     

i)

Housing

75,173

51,981

36,587

23,192

15,394

     

ii)

Consumer Durables

8,655

8,274

7,219

381

1,055

     

iii)

Non-Banking Financial Companies

18,610

16,802

14,127

1,808

2,675

     

iv)

Loans to Individuals against Shares

         
       

and Debentures/Bonds

2,390

2,020

2,001

370

19

     

v)

Real Estate Loans

10,612

5,577

5,894

5,035

-317

     

vi)

Other Non-Priority Sector Personal Loans

58,812

35,165

27,905

23,647

7,260

     

vii)

Advances against Fixed Deposits

29,310

26,346

22,708

2,964

3,638

     

viii)

Tourism and Tourism Related Hotels

3,455

3,269

2,428

186

841

                   

II.

Export Credit

 

65,914

57,687

49,202

8,227

8,485

 

[included under item I(2)]

     

(4.1)

(7.8)

                   

III.

Net Bank Credit

9,71,809

7,63,855

6,68,576

2,07,954

95,279

 

(including inter-bank participations)

         
                   

# : The data in this statement may not match with those quoted elsewhere in the report due to differences in the data source.
Note:
1. Data are provisional and relate to select scheduled commercial banks which account for about 90 per cent of
bank credit of all scheduled commercial banks.
2. Gross bank credit data include bills rediscounted with the Reserve Bank, IDBI, EXIM Bank, other approved
financial institutions and inter-bank participations.
3. Net bank credit data are exclusive of bills rediscounted with the Reserve Bank, IDBI, EXIM Bank and other
approved financial institutions
4. Figures in parentheses are proportions to incremental non-food gross bank credit.

 


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