AACS

-

Advanced Access Content System

AD

-

Authorised Dealer

ADB

-

Asian Development Bank

A.E.

-

Advance Estimates

AEs

-

Advanced Economies

ALM

-

Asset Liability Management

AMA

-

Advanced Measurement Approach

AML

-

Anti Money Laundering

ASEAN

-

Association of Southeast Asian Nations

ASSOCHAM

-

Associated Chambers of Commerce and Industry of India

ATBs

-

Auction Treasury Bills

ATM

-

Automated Teller Machine

BC

-

Business Correspondent

BCBS

-

Basel Committee on Banking Supervision

BCP

-

Business Continuity Planning

BCSBI

-

Banking Codes and Standards Board of India

BE

-

Budget Estimates

BFS

-

Board for Financial Supervision

BI

-

Business Intelligence

BIFR

-

Board for Industrial and Financial Reconstruction

BIS

-

Bank for International Settlements

BO

-

Banking Ombudsman

BPL

-

Below Poverty Line

BPLR

-

Benchmark Prime Lending Rate

bps

-

Basis Points

BPSS

-

Board of Payment and Settlement System

BRBNMPL

-

Bharatiya Reserve Bank Note Mudran Private Limited

BSE

-

Bombay Stock Exchange

BWA

-

Broadband Wireless Access

CAB

-

Current Account Balance

CACP

-

Commission for Agricultural Costs and Prices

CAD

-

Current Account Deficit

CAFL

-

Centre for Advanced Financial Learning

CAFRAL

-

Centre for Advanced Financial Research and Learning

CAS

-

Central Account Section

CBLO

-

Collateralized Borrowing and Lending Obligation

CBRC

-

China Banking Regulatory Commission

CBS

-

Core Banking Solutions

CCBs

-

Central Cooperative Banks

CCIL

-

Clearing Corporation of India Ltd.

CCP

-

Central Counter Parties

CCs

-

Currency Chests

CDBS

-

Currency Disintegration and Briquetting System

CDR

-

Corporate Debt Restructuring

CDs

-

Certificates of Deposit

CDS

-

Credit Default Swap

CGA

-

Controller General of Accounts

CIC

-

Core Investment Company

CII

-

Confederation of Indian Industry

CIP

-

Central Issue Price

CMBs

-

Cash Management Bills

CODs

-

Central Office Department

CoR

-

Certificate of Registration

CP

-

Commercial Paper

CPADS

-

Centralised Public Account Department Systems

CPI

-

Consumer Price Index

CPI-IW

-

Consumer Price Index for Industrial Workers

CPIO

-

Chief Public Information Officer

CPIOs

-

Central Public Information Officers

CPSS

-

Committee on Payment and Settlement Systems

CPSUs

-

Central Public Sector Undertakings

CRA

-

Credit Rating Agencies

CRAR

-

Capital to Risk-weighted Assets Ratio

CRCS

-

Central Registrar of Co-operative Societies

CRM

-

Customer Relationship Management

CRR

-

Cash Reserve Ratio

CSF

-

Consolidated Sinking Fund

CSO

-

Central Statistics Office

CTS

-

Cheque Truncation System

CVPS

-

Currency Verification and Processing System

DCCBs

-

District Central Co-operative Banks

DEPR

-

Department of Economic and Policy Research

DGA

-

Duration Gap Analysis

DGCI&S

-

Directorate General of Commercial Intelligence and Statistics

DICGC

-

Deposit Insurance and Credit Guarantee Corporation

DIF

-

Deposit Insurance Fund

DIT

-

Department of Information Technology

DR

-

Disaster Recovery

DRM

-

Dispute Resolution Mechanism

DSIM

-

Department of Statistics and Information Management

DSS

-

Decision Support Systems

DTC

-

Direct Tax Code

DTL

-

Demand and Time Liabilities

DWM

-

Dynamic Working Model

EBT

-

Electronic Benefit Transfer

ECB

-

External Commercial Borrowing

ECCS

-

Express Cheque Clearing System

ECS

-

Electronic Clearing Services

EKP

-

Enterprise Knowledge Portal

EMDEs

-

Emerging Market and Developing Economies

EMEs

-

Emerging Market Economies

EMS

-

Estate Management System

ERER

-

Equilibrium Real Exchange Rate

ETL

-

Extract Transform and Load

FAO

-

Food and Agriculture Organization

FC

-

Finance Commission

FCI

-

Food Corporation of India

FCMD

-

Financial Conglomerates Monitoring Division

FCNR(B)

-

Foreign Currency Non-Resident Accounts (Banks)

FDI

-

Foreign Direct Investment

FEMA

-

Foreign Exchange Management Act

FI

-

Financial Institutions

FICCI

-

Federation of Indian Chambers of Commerce and Industry

FIF

-

Financial Inclusion Fund

FITF

-

Financial Inclusion Technology Fund

FII

-

Financial Inclusion Index

FIIs

-

Foreign Institutional Investors

FIMMDA

-

Fixed Income Money Market and Derivatives Association of India

FLCCs

-

Financial Literacy and Credit Counseling Centres

FMC

-

Forwards Markets Commission

FMD

-

Financial Markets Department

FMI

-

Financial Market Infrastructures

FPS

-

Fair Price Shops

FRAs

-

Forward Rate Agreements

FRBM

-

Fiscal Responsibility and Budget Management

FRBs

-

Floating Rate Bonds

FRLs

-

Fiscal Responsibility Legislations

FSB

-

Financial Stability Board

FSDC

-

Fiscal Stability and Development Council

FSF

-

Financial Stability Forum

FST

-

Financial Sector Technology

GCC

-

General-purpose Credit Cards

GCF

-

Gross Capital Formation

GDP

-

Gross Domestic Product

GDS

-

Gross Domestic Savings

GFCE

-

Government Final Consumption Expenditure

GFCF

-

Gross Fixed Capital Formation

GFD

-

Gross Fiscal Deficit

GoI

-

Government of India

GPS

-

Global Positioning System

GRF

-

Guarantee Redemption Fund

G-sec

-

Government Securities

GST

-

Goods and Services Tax

HLCCFM

-

High Level Coordination Committee on Financial Markets

HTM

-

Held to Maturity

IADI

-

International Association of Deposit Insurance

IAS

-

Integrated Accounting System

IBA

-

Indian Banks Association

ICCL

-

Indian Clearing Corporation Limited

ICOR

-

Incremental Capital Output Ratio

ICT

-

Information and Communication Technology

IDRBT

-

Institute for Development and Research in Banking Technology

IES

-

Integrated Establishment System

IFCs

-

Infrastructure Finance Companies

IFRS

-

International Financial Reporting Standards

IFTP

-

Inter-bank Funds Transfer Processor

IGIDR

-

Indira Gandhi Institute of Development Research

IIBM

-

Indian Institute of Bank Management

IIFCL

-

India Infrastructure Finance Company Ltd.

IIM

-

Indian Institute of Management

IIP

-

Index of Industrial Production

IIT

-

Indian Institute of Technology

IMD

-

India Meteorological Department

IMF

-

International Monetary Fund

INFINET

-

Indian Financial Network

IOSCO

-

International Organisation of Securities Commissions

IPCs

-

Irrevocable Payment Commitments

IRDA

-

Insurance Regulatory and Development Authority

IRF

-

Interest Rate Futures

IRS

-

Interest Rate Swaps

ISMS

-

Information Security Management System

ISO

-

International Organisation for Standardisation

IT

-

Information Technology

ITBs

-

Intermediate Treasury Bills

ITeS

-

Information Technology enable Services

JLG

-

Joint Liability Group

JV/WOS

-

Joint Ventures/ Wholly Owned Subsidiaries

KCCs

-

Kisan Credit Cards

KVP

-

Kisan Vikas Patra

KYC

-

Know Your Customer

LABs

-

Local Area Banks

LAF

-

Liquidity Adjustment Facility

LAN

-

Local Area Network

LC

-

Letter of Credit

LCR

-

Liquidity Coverage Ratio

LTV

-

Loan to Value Ratio

M3

-

Broad Money

MCX

-

Multi Commodity Exchange

MCX-SX

-

MCX Stock Exchange

MENA

-

Middle East and North Africa

MFIs

-

Micro-Finance Institutions

MFs

-

Mutual Funds

MIBOR

-

Mumbai Inter-bank Offered Rate

MICR

-

Magnetic Ink Character Recognition

MIS

-

Management Information System

MMS

-

Mail Messaging Solution

MoF

-

Ministry of Finance

MoU

-

Memorandum of Understanding

MPLS

-

Multi Protocol Label Switching

MQRs

-

Mid Quarter Reviews

MSE

-

Micro and Small Enterprises

MSF

-

Marginal Standing Facility

MSME

-

Micro, Small and Medium Enterprises

MSP

-

Minimum Support Prices

MSS

-

Market Stabilisation Scheme

MURI

-

Minimum Unemployment Rate of Inflation

NAB

-

New Agreements to Borrow

NABARD

-

National Bank for Agriculture and Rural Development

NAIRU

-

Non-Accelerating Inflation Rate of Unemployment

NASSCOM

-

National Association of Software and Services Company

NBFCs

-

Non-Banking Financial Companies

NBS

-

Nutrient Based Subsidy

NCAF

-

Net Capital Adequacy Framework

NCD

-

Non-Convertible Debenture

NDF

-

Non-Deliverable Forwards

NDTL

-

Net Demand and Time Liabilities

NECS

-

National Electronic Clearing Service

NEFT

-

National Electronic Funds Transfer

NEL

-

Net External Liabilities

NFA

-

Net Foreign Currency Assets

NFSB

-

National Food Security Bill

NHB

-

National Housing Bank

NIBM

-

National Institute of Bank Management

NIM

-

Net Interest Margin

NOC

-

No Objection Certificate

NOF

-

Net Owned Fund

NPAs

-

Non-Performing Assets

NPS

-

New Pension Scheme

NR(E)RA

-

Non-Resident (External) Rupee Account

NREGA

-

National Rural Employment Guarantee Act

NRIs

-

Non Resident Indians

NSC

-

National Savings Certificate

NSCCL

-

National Security Clearing Co-operation Limited

NSE

-

National Stock Exchange

NSFR

-

Net Stable Funding Ratio

NSM

-

Note Sorting Machines

NSSF

-

National Small Savings Fund

NSSO

-

National Sample Survey Office

OBCs

-

Other Backward Classes

OD

-

Over Draft

OIS

-

Overnight Index Swap

OLS

-

Ordinary Least Square

OMO

-

Open Market Operation

ORFS

-

Online Return Filing System

OTC

-

Over-the-Counter

OTS

-

One Time Settlement

PACS

-

Primary Agricultural Credit Societies

PAD

-

Public Account Department

PAR

-

Performance Appraisal Reports

PCR

-

Provisional Coverage Ratio

PDO-NDS

-

Public Debt Office- Negotiated Dealing System

PDS

-

Public Distribution System

PFCE

-

Private Final Consumption Expenditure

PGPBF

-

Post Graduate Programme in Banking and Finance

PI

-

Participant Interface

PIOs

-

Persons of Indian Origin

PNs

-

Participatory Notes

POS

-

Points of Sale

PPP

-

Public-Private Partnership

PSS

-

Payment and Settlement System

Q.E.

-

Quick Estimates

QIS

-

Quantitative Impact Study

RBI

-

Reserve Bank of India

RBSC

-

Reserve Bank Staff College

RCCP

-

Recommendations for Central Counterparties

RCS

-

Registrar of Co-operative Societies

RD

-

Revenue Deficit

RE

-

Revised Estimates

RECS

-

Regional Electronic Clearing Service

REER

-

Real Effective Exchange Rate

RIA

-

Right to Information Act

RIDF

-

Rural Infrastructure Development Fund

RNBCs

-

Residuary Non-Banking Companies

ROs

-

Regional Offices

RoA

-

Return on Assets

RoE

-

Return on Equity

RR

-

Revenue Rules

RRBs

-

Regional Rural Banks

RSSS

-

Recommendations for Securities Settlement Systems

RTGS

-

Real Time Gross Settlement

RTI

-

Right to Information

SACP

-

Special Agricultural Credit Plan

SCBs

-

Scheduled Commercial Banks

SCEPR

-

Steering Committee on Economic and Policy Research

SCs

-

Scheduled Castes

SCSS

-

Senior Citizens' Saving Scheme

SDL

-

State Development Loan

SEBI

-

Securities and Exchange Board of India

SEZ

-

Special Economic Zone

SGL

-

Subsidiary General Loan

SHG

-

Self-Help Group

SIDBI

-

Small Industries Development Bank of India

SIFI

-

Systemically Important Financial Institutions

SLAF

-

Second Liquidity Adjustment Facility

SLBC

-

State Level Bankers Committees

SLR

-

Statutory Liquidity Ratio

SMEs

-

Small and Medium Enterprises

SPMCIL

-

Security Printing and Minting Corporation of India

SPVs

-

Special Purpose Vehicles

ST CCS

-

Short-term Rural Cooperative Credit Societies

STC

-

Short-term Trade Credit

StCBs

-

State Co-operative Banks

STCRC

-

Short-term Co-operative Rural Credit

STOs

-

Sub Treasury Officers

STs

-

Scheduled Tribes

TAC

-

Technical Advisory Committee

TAFCUBs

-

Task Force for Cooperative Urban Banks

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

ZTCS

-

Zonal Training Centres