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Selected Banking Indicators

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Date : Oct 12, 1998
SELECTED BANKING INDICATORS 1947-1997 - TABLE 2: LIABILITIES AND ASSETS OF COMMERCIAL BANKS IN INDIA - 1947-1997 (Part 1 of 2)
            (Amount in Rs. lakh)
  As on 31st December
Year 1947 1948 1949 1950 1951 1952 1953
No. of reporting banks 625 619 585 499 466 471 492
               
Liabilities              
               
1. Capital 4554 4616 4613 4528 4137 4185 4128
               
2. Reserve fund & other reserves     2500 2925 3008 2978 2960 2960 3084
                   
3. Deposits and other accounts     98977 95085 82954 99836 97383 94891 97274
  (i)  Fixed   26862 22643 20826 26053 26350 28511 31069
  (ii)  Savings   14825 14803 14237 15452 15070 15373 15849
  (iii)  Current &
  contingency
  accounts		   49232 49828 43019 57018 54615 50047 48790
  (iv)  Others   8058 7811 4872 1313 1348 960 1566
               
4. Borrowings from other banks,                  
agents, etc.       3792 5052 4010 2345
               
5. Bills Payable       1738 1931 1646 1522
               
6. Bills for collection being bills                  
receivable per contra - - - 4344 6232 5571 6317
               
7. Other liabilities 9023 10723 9043 3328 7969 3696 3717
               
8. Acceptances, endorsements and     - - - 4877 6830 3261 4178
other obligations per contra                  
                   
9. Profit carried to next year’s account       402 367 338 352
10. Total liabilities 115054 113349 99618 125823 132861 120558 122917
Note: For the years 1947-1949, a) other liabilities include borrowings, bills payable and profit carried to next year
  account
                 
TABLE 2: LIABILITIES AND ASSETS OF COMMERCIAL BANKS IN INDIA - 1947-1997 (Contd.)
               
            (Amount in Rs. lakh)
  As on 31st December
Year 1947 1948 1949 1950 1951 1952 1953
Assets              
               
11. Cash 18164 17213 17136 15248 14979 13690 12592
(i) In hand and with RBI and SBI 7545 6965 6879 11296 11899 10870 10270
(ii) Balances with other banks 10619 10248 10257 3568 2912 2482 2176
(iii) Balances with other banks in              
  Savings and fixed deposit accounts       384 168 338 146
               
12. Money at call and short notice       1327 1275 1603 1404
                   
13. Investments 47535 46496 37094 43304 36188 38327 39668
(i) Securities of Central and State              
  Governments and Trustee Securities 42849 41477 32674 38189 31205 34715 36108
(ii) Shares       2079 1691 931 903
(iii) Debentures and bonds       912 917 555 560
(iv) Others @ 4686 5019 4420 2124 2375 2126 2097
               
14. Advances 43293 42828 39311 53539 64155 55011 55629
(i) Loans & advances, Cash Credit              
  and overdrafts 39046 38694 36045 46757 56382 48953 47228
(ii) Bills purchased and discounted 4247 4134 3266 6782 7773 6058 8401
               
15. Fixed Assets       1277 1181 1210 1261
               
16. Other Assets 6062 6812 6077 1763 1894 1775 1800
               
17. Loss       138 121 114 68
Total Assets 115054 113349 99618 125823 132861 120558 122917

Notes: 1: For the years 1947-1949, a) other liabilities include borrowings, bills payable and profit carried to next year
    account. b) 11.(i) gives "Cash in hand" only and 11.(ii) gives cash at banks including money at call and
    short notice. c) "Other investments" include investments in shares and debentures and "other assets" include
    fixed assets and loss
  2. @ including gold.
  3. Total assets are inclusive of contra items
  4. See item-wise explanation of the tables.

                 
TABLE 2: LIABILITIES AND ASSETS OF COMMERCIAL BANKS IN INDIA - 1947-1997 (Contd.)
               
            (Amount in Rs. lakh)
  As on 31st December
Year 1954 1955 1956 1957 1958 1959 1960
No. of reporting banks 452 456 421 387 368 355 339
               
Liabilities              
1. Capital 4077 4108 4068 4112 4102 4116 4132
               
2. Reserve fund & other reserves     3053 3108 3131 3272 3456 3430 3404
                   
3. Deposits and other accounts     106635 115923 124553 149967 171865 200054 202184
  (i) Fixed   34848 39189 42445 61941 81748 105017 102805
  (ii) Savings   16766 18507 20830 22171 24127 27437 29182
  (iii)Current &
  contingency
  accounts		   53657 56717 60033 64469 64463 66685 68853
  (iv) Others   1364 1510 1245 1386 1527 915 1344
               
4. Borrowings from other                  
banks, agents, etc. 2398 5021 10874 8657 7439 6156 9847
               
5. Bills Payable 1806 2628 2683 2614 2759 3355 3170
               
6. Bills for collection being bills                  
receivable per contra 7632 9858 11211 11843 10918 12278 14005
               
7. Other liabilities 4775 5534 5223 3339 3656 4351 5947
               
8. Acceptances, endorsements and                  
other obligations per contra     5925 11209 13900 9732 10167 13701 18443
               
9. Profit carried to next year’s account     366 381 448 469 406 462 476
10. Total liabilities 136667 157770 176091 194005 214768 247903 261608
Note: See item-wise explanation of the table.

TABLE 2: LIABILITIES AND ASSETS OF COMMERCIAL BANKS IN INDIA - 1947-1997 (Contd.)
               
            (Amount in Rs. lakh)
  As on 31st December
Year 1954 1955 1956 1957 1958 1959 1960
Assets              
               
11. Cash 15357 15132 15015 19214 19654 22707 23477
(i) In hand and with RBI and SBI 12668 12195 12217 14757 16533 18707 20314
(ii) Balances with other banks 2143 2445 2410 2921 2276 2836 2326
(iii) Balances with other banks in              
  savings and fixed deposit accounts 546 492 388 1536 845 1164 837
               
12. Money at call and short notice 2210 1560 1640 5302 4369 3598 2903
               
13. Investments 41871 46001 44671 50800 72219 85855 72410
(i) Securities of Central and State              
  Governments and Trustee Securities 38065 42219 40834 46838 67544 80921 67487
(ii) Shares 929 1123 976 1000 1218 1387 1392
(iii) Debentures and bonds 640 682 695 712 986 1331 1195
(iv) Others @ 2237 1977 2166 2250 2471 2216 2336
               
14. Advances 60403 70377 86304 92906 93132 104568 124585
(i) Loans & advances, Cash Credit And              
  overdrafts 51484 57039 68094 76401 79038 87227 106423
(ii) Bills purchased and discounted 8919 13338 18210 16505 14094 17341 18162
               
15. Fixed Assets 1282 1368 1428 1520 1768 1911 2123
               
16. Other Assets 1929 2188 1844 2596 2463 3181 3575
               
17. Loss 59 73 78 92 79 104 87
Total Assets 136667 157770 176091 194005 214768 247903 261608

Notes: 1. @ including gold.            
  2. Total assets are inclusive of contra items.            
  3. See item-wise explanation of the table            

TABLE 2: LIABILITIES AND ASSETS OF COMMERCIAL BANKS IN INDIA - 1947-1997 (Contd.)
               
            (Amount in Rs. lakh)
  As on 31st December
Year 1961 1962 1963 1964 1965 1966 1967
               
No. of reporting banks 291 276 247 154 106 99 91
               
Liabilities              
1. Capital 3996 4358 4411 4508 4565 4584 4638
               
2. Reserve fund & other reserves     3710 4191 4600 4902 5572 5830 5871
               
3. Deposits and other accounts     212481 234508 259079 293454 328977 393161 432369
  (i) Fixed   105518 116639 126552 138829 155027 189126 207829
  (ii) Savings   33878 39934 47631 54588 64862 78977 97045
  (iii) Current
  & contingency
  accounts		   72057 76863 83616 96359 105195 119791 127314
  (iv) Others   1028 1072 1280 3678 3893 5267 181
               
4. Borrowings from other     6771 8432 9195 14545 11407 10822 11625
banks, agents, etc.              
               
5. Bills Payable 3577 3825 4230 3694 4460 4552 4266
               
6. Bills for collection being bills     14840 16333 20449 21731 23494 29678 29754
receivable per contra              
               
7. Other liabilities 5738 7091 9230 11739 14912 12186 17028
               
8. Acceptances, endorsements and     14627 17596 20318 23694 22409 33512 30736
other obligations per contra                  
               
9. Profit carried to next year’s account
 542
 436
 309
 305
 246
 249
 310
10. Total liabilities 266282 296770 331821 378572 416042 494574 536597
Note: See item-wise explanation of the table.

TABLE 2: LIABILITIES AND ASSETS OF COMMERCIAL BANKS IN INDIA - 1947-1997 (Contd.)
               
            (Amount in Rs. lakh)
  As on 31st December
Year 1961 1962 1963 1964 1965 1966 1967
               
Assets              
11. Cash 24091 24293 26186 32198 34409 39598 43263
(i)  In hand and with RBI and SBI 20265 20131 21252 26462 28985 32464 36452
(ii)  Balances with other banks 2240 2498 2598 3254 3598 4286 4761
(iii)  Balances with other banks in 1586 1664 2336 2482 1826 2848 2050
   savings and fixed deposit accounts              
               
12. Money at call and short notice     4638 5035 6287 6474 7373 8819 10154
               
13. Investments 67446 76604 83025 91048 98849 114662 123528
(i)  Securities of Central and State 62593 70874 77113 84713 91993 106635 114973
   Governments and Trustee              
   Securities              
(ii)  Shares 1443 1494 1636 1663 1675 1845 1670
(iii)  Debentures and bonds 1208 1950 2529 2690 3180 3822 4769
(iv)  Others @ 2202 2286 1747 1982 2001 2360 2116
               
14. Advances 134638 150492 168374 195361 219546 256523 284496
(i)  Loans & advances, Cash Credit 114176 128191 141023 163505 189561 214985 244802
   and overdrafts              
(ii)  Bills purchased and discounted 20462 22301 27351 31856 29985 41538 39694
               
15. Fixed Assets 2209 2391 2648 3082 3770 4366 5949
               
16. Other Assets 3757 3992 4494 4918 6165 7383 8667
               
17. Loss 36 34 40 66 27 33 50
Total Assets 266282 296770 331821 378572 416042 494574 536597

Notes: 1. @ including gold.            
  2. Total assets are inclusive of contra items.            
  3. See item-wise explanation of the table            

TABLE 2: LIABILITIES AND ASSETS OF COMMERCIAL BANKS IN INDIA - 1947-1997 (Contd.)
               
            (Amount in Rs. lakh)
  As on 31st December
Year 1968 1969 1970 1971 1972 1973 1974
No. of reporting banks 88 85 83 81 81 81 81
               
Liabilities              
1. Capital 4698 4699 4702 4703 4966 4984 5081
               
2. Reserve fund & other reserves     6529 6628 6897 7573 7977 8665 11870
               
3. Deposits and other accounts     487255 554094 647931 770849 932186 1121282 1309992
(i) Fixed 238386 271219 315202 388457 468419 570762 658322
(ii) Savings 110227 128812 152548 185090 218066 266393 312872
(iii) Current & contingency accounts 138446 153971 180099 197210 245597 283967 338668
(iv) Others 196 92 82 92 104 160 130
               
4. Borrowings from other     19491 20023 45388 29989 21220 54887 59948
Banks, agents, etc.              
               
5. Bills Payable 5986 6783 9238 9296 12362 15664 22597
               
6. Bills for collection being bills     33711 37113 43606 46916 51946 61256 76426
Receivable per contra              
               
7. Other liabilities 18499 22526 24634 24367 24234 34291 40968
               
8.Acceptances, endorsements and     29745 34852 42262 48260 52815 75292 107731
Other obligations per contra                  
               
9. Profit carried to next year’s account     268 332 519 583 550 577 1120
10. Total liabilities 606182 687050 825177 942536 1108256 1376898 1635733
Note: See item-wise explanation of the table.

TABLE 2: LIABILITIES AND ASSETS OF COMMERCIAL BANKS IN INDIA - 1947-1997 (Contd.)
               
            (Amount in Rs. lakh)
  As on 31st December
Year 1968 1969 1970 1971 1972 1973 1974
               
Assets              
11. Cash 49823 52029 61651 71638 81851 127192 145616
(i)  In hand and with RBI and SBI 41352 44198 51055 59161 62065 109261 114494
(ii)  Balances with other banks 5982 4517 7349 5452 8618 10313 21540
(iii)  Balances with other banks in 2489 3314 3247 7025 11168 7618 9582
   Savings and fixed deposit accounts              
               
12. Money at call and short notice     10606 6646 5074 8885 17665 4640 15597
               
13. Investments 139716 155950 181488 222851 298282 338598 392218
(i)  Securities of Central and Stat              
   Governments and Trustee              
   Securities 129476 143968 165202 215321 288790 328279 380805
(ii)  Shares 2238 2196 2116 2120 2154 2296 2459
(iii)  Debentures and bonds 5525 7741 11725 2741 3970 4599 5867
(iv)  Others @ 2477 2045 2445 2669 3368 3424 3087
               
14. Advances 326718 381260 468503 516149 573253 731563 848814
(i)  Loans & advances, Cash Credit              
   and overdrafts 270540 318992 378378 419718 470823 597317 699274
(ii)  Bills purchased and discounted 56178 62268 90125 96431 102430 134246 149540
               
15. Fixed Assets 6830 7647 8737 10228 11097 12493 13974
               
16. Other Assets 8977 11479 13804 17586 21326 25841 35342
               
17. Loss 56 74 52 23 21 23 15
Total Assets 606182 687050 825177 942536 1108256 1376898 1635733

Notes: 1. @ including gold            
  2. . Total assets are inclusive of contra items            
  3. See item-wise explanation of the table            

TABLE 2: LIABILITIES AND ASSETS OF COMMERCIAL BANKS IN INDIA - 1947-1997 (Contd.)
               
            (Amount in Rs. lakh)
  As on 31st December
Year 1975 1976 1977 1978 1979 1980 1981
               
No. of reporting banks 85 118 126 128 137 157 187
               
Liabilities              
1. Capital 5262 6602 8482 8948 9709 10678 12560
               
2. Reserve fund & other reserves     15867 20614 22418 28304 34042 42675 50043
               
3. Deposits and other accounts     1566651 1972085 2411311 3046636 3677034 4398690 5327024
(i) Fixed 804137 1062033 1317706 1599226 1932206 2339833 2834390
(ii) Savings 372739 445680 555295 719533 886877 1088443 1336845
(iii) Current & contingency accounts 389630 464199 538049 694417 826681 947846 1128401
(iv) Others 145 173 261 33460 31270 22568 27388
               
4. Borrowings from other banks,                  
agents, etc. 100372 160666 159691 152523 227955 263417 341916
               
5. Bills Payable 22543 27190 50017 86329 90221 109955 126004
               
6. Bills for collection being bills                  
Receivable per contra 97063 116770 163484 203123 243705 309496 410321
               
7. Other liabilities 64763 72356 82846 108226 102054 131200 187734
               
8.Acceptances, endorsements and                  
other obligations per contra     138197 135338 247727 352419 469884 555410 652382
               
9. Profit carried to next year’s account     1267 1195 854 1209 1689 1802 2837
               
10. Total liabilities 2011985 2512816 3146830 3987717 4856293 5823323 7110821
Note: See item-wise explanaton of the table.

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