1. Application:

i. Applications are invited from eligible candidates belonging to Un-Reserved (UR) category to fill up one (01) post of Bank’s Medical Consultant (BMC) on contract basis, with fixed hourly remuneration for Reserve Bank of India, Panaji (hereinafter referred to as the Bank).

ii. The application from eligible candidates should reach the Regional Director, Reserve Bank of India, 7th Floor, Gera Imperium-II, Patto, Panaji - 403 001, India on or before 05.00 pm of September 16, 2026.

iii. Interested and eligible candidates may please make an application in the prescribed format as at Annex–III. The application should be sent in a sealed envelope super-scribed: - “Application for the post of Bank’s Medical Consultant on contract basis (with fixed hourly remuneration)”. Applications shall be accepted through registered post /courier/ by hand.

iv. Applicants shall also intimate details of submission of application details to e-mail IDs: hrmdpanaji@rbi.org.in; cespanaji@rbi.org.in.

v. Candidates are advised to thoroughly read this advertisement and satisfy themselves about their eligibility before submitting the application.

vi. Applications not in the prescribed format or not accompanying copies of requisite documents / certificates will be summarily rejected.

vii. Corrigendum: Please note that Corrigendum, if any, issued on the above advertisement, shall be published only on the Bank's website https://opportunities.rbi.org.in/Scripts/Vacancies.aspx

2. Eligibility Criteria:

i. The Applicant should at a minimum, possess MBBS degree of any University recognized by the Medical Council of India in the Allopathic system of medicine.

ii. The Applicant having post graduate degree in General Medicine from any University recognized by the Medical Council of India can also apply for this post.

iii. The applicant should have a minimum of two (02) years’ post qualification experience practicing Allopathic system of medicine in any hospital or clinic as a Registered Medical Practitioner. Reserved Category candidates belonging to SC/ST/OBC (Non-Creamy layer)/EWS may apply against this vacancy. However, they must fulfil the eligibility criteria for educational qualification at par with unreserved category.

iv. Candidates belonging to OBC category but coming in the ‘Creamy Layer” are not entitled to OBC reservation. They should indicate their category as “General” (UR).

v. The candidates belonging to reserved categories are required to submit Caste Certificate issued in the prescribed form by the Competent Authority.

vi. The applicant’s dispensary/ residence should be within a radius of 5 kms from the Bank (i.e., from the address mentioned at Para 1 (ii) above).

3. Remuneration and duty hours / other terms and conditions:

i. The location of dispensary, rate of remuneration and the indicative duty hours are tabulated below:

ii. The remuneration of Bank’s Medical Consultant on contract basis will be fixed throughout the period of the contract with reference to the actual duty hours performed and will be all inclusive.

iii. The Contract for engagement will be for a period of three (03) years. There will not be any renewal of engagement on completion of the contract.

iv. The Bank reserves the right to review the rate of remuneration from time to time, alter the duty hours for the BMC and location at its discretion in case it becomes expedient for administrative and operational requirements. Accordingly, the selected candidate/ BMC may have to attend, as altered, besides those mentioned above.

v. The total number of hours can be increased up to 30 hours per week as per the requirement of the Bank. However, the total hours of engagement of a BMC shall not exceed 30 hours per week.

vi. If required to attend to the Bank on any public holiday, compensation @ ₹1,000/- per hour would be paid. Taxes on the income would be deduced at source as per the Income Tax Act, 2025.

vii. The engagement is purely on contract basis. No claim shall lie for regular employment on that basis at any stage or for pay and perks payable to regular employees. No superannuation benefits viz. Pension, Provident Fund or Gratuity etc. will be payable for the engagement. No leave, perquisites/facilities would be admissible.

viii. The doctor selected as BMC would be required to submit a “Self-Declaration” stating that none of her/ his current employer (s) have any objection to her/ his engagement with the Bank, if any.

ix. The doctor selected as BMC would be required to submit a “No Objection Certificate” in case he / she is engaged in any hospital / organization for more than 30 hours a week.

4. Selection Procedure:

i. The Reserve Bank of India, Panaji will conduct an interview for selection of One BMC (Bank’s Medical Consultant) on contract basis, with fixed hourly remuneration.

ii. Selection will be made through interview of eligible candidates. The Bank reserves the right to raise the minimum eligibility standards etc., to limit the number of candidates to be called for interview. The decision of the Bank in this regard will be final. The Bank will not entertain any correspondence with the applicants who have not been called for the interview.

iii. The shortlisted applicant/s after undergoing the document verification process and interview will be subjected to medical tests as per prescribed norms before engagement as Bank’s Medical Consultant (BMC). The cost of these medical examination process/ tests will have to be borne by the applicants themselves.

iv. Candidate selected for the post will be appointed subject to his/her being found medically fit and acceptance of Terms and Conditions as per Annex - I and Code of Conduct as per Annex - II.

v. The selected candidate must sign an agreement for Contract with the Bank before engagement as Bank’s Medical Consultant on contract basis with fixed hourly remuneration (which will be paid on monthly basis).

ANNEX - I

Engagement of the services of Bank’s Medical Consultant (on contract basis) with fixed hourly remuneration

Terms and Conditions of the Contract:

A. Responsibilities, Duties, etc.

1. You shall attend to your Private Dispensary with duty hours from as mentioned in Para 3 (i) of the advertisement (or for longer periods as decided by the Bank) excluding Bank holidays except days declared as holidays for purposes of half yearly closing and annual closing subject to the condition that the dispensary will not be kept closed for two successive days.

2. You shall give advice free of charge, prescribe medicines and administer injections free of charge to the members of the staff including touring staff of the Bank, the members of their families including dependent parents and retired employee members / their spouses who are members of the Medical Assistance Fund Scheme, who present themselves during that time (the timings and / or duration may be changed as and when considered necessary by the Bank). You will be available for consultation at your private clinic in urgent cases in respect of employees of the Bank at any time with charges at the rate prescribed in the schedule. The Schedule of charges applicable to the Staff/Officers of the Bank would be made available on request.

3. You shall provide the facilities referred to in paragraph (2) above to the relatives of the employees who have been permitted to reside with them in the Staff Quarters/ Leased flats and facilitate recovery of charges from the employees for credit to the Bank’s account at the rates prescribed by the Bank from time to time.

4. You shall be required to perform duties like those of a General Medical Practitioner irrespective of whatever post-graduate or other medical qualifications you may possess / acquire in future. It shall be your responsibility to ensure that the qualifications you hold or acquire in future do not restrict you in any manner from rendering the services required of a General Medical Practitioner and if as per any stipulations by the Indian Medical Association, the qualification you hold or acquire as the case may be, comes into conflict with the Bank`s requirements as indicated above, to work as a general practitioner, you shall be required to ensure that no liability or responsibility on this account devolves on the Bank under any circumstance and shall indemnify and keep indemnified the Bank at all times against the same. Bank’s Medical Consultant’s liability shall be that of an independent medical service provider and not that of an agent of the Bank.

5. Your duties at the RBI dispensary will include, apart from other requirements as mentioned above:

1. Treatment of minor and major illness for which the employees and their dependents may call on you.

2. Treatment of emergency cases brought to the dispensary or in the departments or in the Bank’s premises or outside the Bank’s premises and reference to appropriate Hospitals whenever called upon to attend even when such necessity arises outside your normal working hours.

3. Administration of all types of injections – The responsibility for administering all types of injections rests with you for any untoward reaction. As a rule, administration of injections by the Pharmacists in your absence is to be discouraged.

4. The important dressings and minor surgeries are to be handled only by you. If you are convinced that the Pharmacists, have the requisite competence routine dressings may be handled by them.

6. You will be required to visit any member of the Bank’s Staff staying in the Quarters/ Leased flats whenever required to do so by the Bank and submit a report on their health. For such visits you will be paid visit fees as per the schedule of rates fixed by the Bank.

7. You will be required to issue certificate in support of leave on medical grounds wherever necessary and countersign the certificates produced by the employees from other qualified medical practitioners if you are satisfied about the genuineness of the case.

8. You will be required to attend Officers and members of their family at their residence when required by them and will be entitled to charge them a visit fee or consultation fee, as fixed by the Bank having regard to the local conditions. The visit fee / consultation fee, so fixed, will be inclusive of charges for administration of injections, etc. No other charges should be levied by you for such visits.

9. When required to do so, you will certify in such form as may be prescribed by the Bank from time to time as to the state of health and / or fitness for service of any employee or any prospective employee who may be selected for appointment at any Office of the Bank.

10. You will be required to issue order forms (prescribed) on the approved chemists of the Bank for supply of special / costly drugs or injections required for curative purpose to the Bank’s staff and forward copies thereof to the Bank for payment of the relative bills.

11. You will be required to use your good offices for securing hospital facilities in case the employees of the Bank or their families (for indoor hospitalization under Direct Settlement Facility) require such facilities in the hospital.

12. You will be required to inspect the Office premises once a month and report whether they are kept in a sanitary and hygienic condition.

13. You will be required to do prophylactic inoculations for typhoid, etc. and vaccination for small – pox whenever necessary.

14. You will be required to submit an annual report as on the 31st March or/and such other date as may be advised by the Bank, in the prescribed form on the general health of the staff.

15. To examine the reports of AHC once in a calendar year and suggest appropriate follow up, if required.

16. You will be required to give professional opinion including reasonableness of the cost of treatment pertaining to the various items of medical claims as and when the same are referred to you.

17. You will be required to attend to any other work assigned by the Bank from time to time relating to administration of Bank’s Medical Facilities Scheme (BMFS) and Medical Assistance Fund (MAF) Scheme including dispensary facility as are generally performed / required to be performed by a General Medical Practitioner.

18. In the event of your absenting from duty, you shall be required to make substitute arrangements acceptable to the Bank viz. in terms of qualification and experience at your own risk and cost.

19. You shall observe the Code of Conduct for Bank’s Medical Consultant of the Bank which is attached in Annex-II herewith.

B. Other relevant issues:

1. You will be under the administrative control of the Regional Director, Reserve Bank of India, Panaji.

2. The engagement under the contract is temporary. No claim shall lie for regular employment on that basis at any stage or for pay and perks payable to regular employees.

3. The Bank reserves the right to review the rate of remuneration from time to time and alter the duty hours and location at its discretion in case it becomes expedient to suit administrative and operative requirements.

4. The contract will be terminable during the period of contract, on three months’ notice on either side or three months’ remuneration calculated @ ₹1000/- per hour per Bank working days in lieu thereof. However, in case of gross misconduct, Bank may terminate the contract with a notice period of 15 days.

5. Any dispute arising on account of the contract shall be subject to the jurisdiction of the Courts of Panaji.

ANNEX – II

Engagement of the services of Bank’s Medical Consultant (on contract basis) with fixed hourly remuneration

Code of Conduct:

1. Every Bank’s Medical Consultant shall observe, comply with, and obey all orders and directions which may from time to time be given to him / her by any person or persons under whose jurisdiction, superintendence or control he / she may for the time be placed.

2. Every Bank’s Medical Consultant shall maintain the strictest secrecy regarding the Bank's affairs and the affairs of its constituents and shall not divulge, directly or indirectly, any information of a confidential nature either to a member of the public or of the Bank's Staff, unless compelled to do so by judicial or other authority, or unless instructed to do so by a superior officer in the discharge of his/her duties.

3. Every Bank’s Medical Consultant shall serve the Bank honestly and faithfully and shall use his / her utmost endeavors to promote the interests of the Bank and shall show courtesy and attention in all transactions.

4. No Bank’s Medical Consultant shall take an active part in politics or in any political demonstration or stand for election as member for a Municipal Council, District Board, or any Legislative Body.

5. No Bank’s Medical Consultant shall become or continue to be a member or office bearer of, or be otherwise directly or indirectly associated with, any trade union or a federation of such trade union or resort to, or in any way abet, any form of strike or participate in any violent, unseemly, or indecent demonstration in connection with any matter pertaining to his / her terms and conditions of contract.

6. No Bank’s Medical Consultant shall contribute to the press anything relating to the affairs of the Reserve Bank of India without the prior sanction in writing from the Bank or publish any document, paper, or information which may come into his / her possession in his / her capacity as Bank’s Medical Consultant of the Bank. The Bank’s Medical Consultant shall indemnify the Bank for any loss suffered by the Bank because of disclosure of any confidential information.

7. A Bank’s Medical Consultant shall not solicit or accept any gift from any employee.

8. A Bank’s Medical Consultant shall not absent from his / her duties without the permission from the Bank and without making alternate arrangement acceptable to the Bank during his / her absence. Such alternate arrangement shall not exceed five days at a time.

9. A Bank’s Medical Consultant shall not outsource his / her service to the Bank.

10. A Bank’s Medical Consultant will:

1. strictly abide by any law relating to intoxicating drinks or drugs in force in any area in which he / she may, for the time being, happen to be:

2. not be under the influence of any intoxicating drink or drug while on duty and shall also take care that performance of his / her duty at any time is not affected in any way by the influence of such drink or drug.

3. refrain from consuming, in a public place, any intoxicating drink or drug.

4. not appear in a public place in a state of intoxication.

5. not use any intoxicating drink or drug to excess.

Explanation:

The term "public place" would include clubs even exclusively meant for members where it is permissible for the members to invite non-members as guests, bars and restaurants, public conveyances, and all other places to which the public have or are permitted to have access, whether on payment or otherwise".

11. No Bank’s Medical Consultant shall indulge in any act of sexual harassment of any woman employee at workplace.

Explanation:

For this purpose, “Sexual Harassment” shall include such unwelcome sexually determined behavior, whether directly or by implication as:

1. physical contact and advances,

2. demand or request for sexual favors,

3. sexually colored remarks,

4. showing pornography,

5. Any other unwelcome physical, verbal, or non-verbal conduct of a sexual nature besides, all such definition / interpretation as applicable in the statute / laws.

12. The contract is liable to be terminated if a Bank’s Medical Consultant is arrested for debt or on a criminal charge or is detained in pursuance of any process of law.

13. Bank’s Medical Consultant shall not give, solicit, or receive nor shall offer to give solicit or receive, any gift, gratuity, commission, or bonus in consideration of or return for the referring, recommending, or procuring of any patient for medical, surgical, or other treatment. He / She shall not directly or indirectly participate in or be a party to act of division, transference, assignment, subordination, rebating, splitting, or refunding of any fee for medical, surgical, or other treatment.

14. The provision at 13 above shall apply with equal force to the referring, recommending, or procuring by him / her or any person, specimen or material for diagnostic purposes or other study / work.

15. The contract is liable to be terminated in case a Bank’s Medical Consultant commits a breach of the code of conduct of the Bank mentioned above or the terms and conditions of the contract accepted by him / her, displays negligence, inefficiency, or indolence, or knowingly does anything detrimental to the interests of the Bank or in conflict with its instructions or is guilty of any other act of misconduct.