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Payment and settlement systems play an important role in improving overall economic efficiency. They consist of all the diverse arrangements that we use to systematically transfer money-currency, paper instruments such as cheques, and various electronic channels.

1. Real Time Gross Settlement
RTGS Holidays
RTGS Membership Regulations
Application Associated Documents
Frequently Asked Questions
List of RTGS enabled bank branches
FAQs on Legal Entity Identifier (LEI)
2. National Electronic Funds Transfer
Procedural Guidelines
List of Participants (as on June 30, 2024)
List of NEFT enabled bank branches (Consolidated Indian Financial System Code) (as on June 30, 2024)
List of NEFT enabled bank Branches (Bank-wise Indian Financial System Code) (as on June 30, 2024)
Customer Facilitation Centres
Application for participation in NEFT System
FAQs on NEFT System
FAQs on Indo-Nepal Remittance Facility scheme
FAQs on Legal Entity Identifier (LEI)
3. Paper based clearing
Cheque Truncation System
Procedural Guidelines for Cheque Truncation System
Uniform Regulations and Rules for Bankers' Clearing Houses
MICR codes
Clearing Houses
4. Customer Facilitation Centres for NEFT and RTGS
Customer Facilitation Centres – NEFT
5. Authorisation of Payment and Settlement Systems Operators
Application Form and Instructions for Authorisation under PSS Act (Govt. of India Gazette Notification)
Application Form for seeking Authorisation under PSS Act
Template to be submitted by specified categories of applicants under PA-CB guidelines
List of Authorised Entities - Payment System Operators
Status of Applications received from Online Payment Aggregators (PAs) under Payment and Settlement Systems Act, 2007
List of Banks Permitted to Provide Mobile Banking Service in India
List of Banks permitted for issuance and operation of Prepaid Payment Instruments in India
List of Banks permitted to operate as Bharat Bill Payment Operating Unit (BBPOU)
Framework for Voluntary Surrender of Certificate of Authorisation by Payment System Operators
6. Guidelines
Guidelines for the Trade Receivables Discounting System (TReDS)