| AEs | Advanced Economies |
| AFS | Available for Sale |
| AI | Artificial Intelligence |
| AIFs | Alternative Investment Funds |
| AIFIs | All-India Financial Institutions |
| ALM | Asset-Liability Management |
| AMCs | Asset Management Companies |
| AMFI | Association of Mutual Funds in India |
| APY | Atal Pension Yojana |
| ASM | Available Solvency Margin |
| AUC | Assets Under Custody |
| AUM | Assets Under Management |
| BCBS | Basel Committee on Banking Supervision |
| BIFR | Board for Industrial and Financial Reconstruction |
| BIS | Bank for International Settlements |
| BoP | Balance of Payments |
| BPS | Basis Points |
| BSI | Banking Stability Indicator |
| CAD | Current Account Deficit |
| CAPE | Cyclically Adjusted Price-to-Earnings |
| CASA | Current Account and Savings Account |
| CCIL | Clearing Corporation of India Ltd. |
| CCPs | Central Counterparties |
| CCRI | Credit Concentration Risk Index |
| CCs | Clearing Corporations |
| CD | Certificate of Deposits |
| CDs | Corporate Debtors |
| CET1 | Common Equity Tier 1 |
| CGS | Central Government Security |
| CICs | Core Investment Companies |
| CIRP | Corporate Insolvency Resolution Process |
| CKYCR | Central KYC Records Registry |
| CMs | Clearing Members |
| CoC | Committee of Creditors |
| Core SGF | Core Settlement Guarantee Fund |
| CPs | Commercial Papers |
| CPI | Consumer Price Index |
| CRAR | Capital to Risk-Weighted Assets Ratio |
| CRR | Cash Reserve Ratio |
| DDM | Dividend Discount Model |
| DGA | Duration Gap Analysis |
| DICGC | Deposit Insurance and Credit Guarantee Corporation |
| DIIs | Domestic Institutional Investors |
| DIF | Deposit Insurance Fund |
| DPD | Days Past Due |
| DTI | Debt-to-Income |
| EAR | Earnings At Risk |
| EBPT | Earnings Before Profit and Tax |
| ECB | External Commercial Borrowings |
| ECL | Expected Credit Loss |
| EDs | Executive Directors |
| EMEs | Emerging Market Economies |
| EPS | Earnings per Share |
| ERP | Equity Risk Premium |
| ESG | Environmental, Social, and Governance |
| ETF | Exchange-Traded Funds |
| FATF | Financial Action Task Force |
| FBs | Foreign Banks |
| FDI | Foreign Direct Investment |
| FMEs | Fund Management Entities |
| FoF | Fund of Funds |
| FPI | Foreign Portfolio Investment |
| FPIs | Foreign Portfolio Investors |
| FSB | Financial Stability Board |
| FSDC | Financial Stability and Development Council |
| FSDC-SC | Sub-Committee of Financial Stability and Development Council |
| FSR | Financial Stability Report |
| FSSI | Financial System Stress Indicator |
| FVTPL | Fair Value Through Profit and Loss |
| G20 | Group of Twenty |
| GDP | Gross Domestic Product |
| GENIUS Act | Guiding and Establishing National Innovation for U.S |
| GIC Re | General Insurance Corporation of India |
| GNPAs | Gross Non-Performing Assets |
| G-Secs | Government Securities |
| HFCs | Housing Finance Companies |
| HFT | Held for Trading |
| HPI | House Price Index |
| HQLA | High Quality Liquid Assets |
| HTM | Held to Maturity |
| IAC | Insurance Advisory Committee |
| IAI | Institute of Actuaries of India |
| IBBI | Insolvency and Bankruptcy Board of India |
| ICAI | Institute of Chartered Accountants of India |
| ICR | Interest Coverage Ratio |
| ID | Insured Deposits |
| IFSC | International Financial Services Centre |
| IFSCA | International Financial Services Centres Authority |
| IFR | Investment Fluctuation Reserve |
| IIBX | India International Bullion Exchange |
| IIF | Institute of International Finance |
| IIP | International Investment Position |
| IM | Information Memorandum |
| IMF | International Monetary Fund |
| Ind AS | Indian Accounting Standards |
| INR | Indian Rupee |
| InvITs | Infrastructure Investment Trusts |
| IOSCO | International Organization of Securities Commission |
| IPAs | Insolvency Professional Agencies |
| IPO | Initial Public Offerings |
| IQR | Interquartile Range |
| IRACP | Income Recognition, Asset Classification and Provisioning |
| IRDAI | Insurance Regulatory and Development Authority of India |
| ISSB | International Sustainability Standards Board |
| IU | Information Utility |
| JEG | Joint Expert Group |
| KFS | Key Facts Statements |
| KMPs | Key Managerial Personnel |
| KYC | Know Your Customer |
| LBMA | London Bullion Market Association |
| LCR | Liquidity Coverage Ratio |
| LEI | Legal Entity Identifier |
| LGD | Loss Given Default |
| LR-CRaR | Liquidity Ratios – Conditional Redemption At Risk |
| LR-RaR | Liquidity Ratios - Redemption At Risk |
| LT | Long-term |
| LTV | Loan-to-Value |
| MD | Modified Duration |
| MDG | Modified Duration Gap |
| MDs | Master Directions |
| MFs | Mutual Funds |
| MIIs | Market Infrastructure Institutions |
| ML | Money Laundering |
| MPC | Monetary Policy Committee |
| MRC | Minimum Required Corpus |
| MSME | Micro, Small And Medium Enterprises |
| MTM | Mark-To-Market |
| MVE | Market Value of Equity |
| NABARD | National Bank for Agriculture and Rural Development |
| NAV | Net Asset Value |
| NaBFID | National Bank for Financing Infrastructure and Development |
| NBFCs | Non-Banking Financial Companies |
| NBFC-ML | Middle layer NBFCs |
| NBFC-UL | Upper layer NBFCs |
| NBFIs | Non-bank Financial Intermediaries |
| NBSI | Non-banking stability indicator |
| NCDC | National Cooperative Development Corporation |
| NDTL | Net Demand and Time Liabilities |
| NFRA | National Financial Reporting Authority |
| NGFS | Network for Greening the Financial System |
| NGNF | Non-Government Non-Financial Companies |
| NGS | Non-Government Sector |
| NHB | National Housing Bank |
| NIC | National Industrial Classification |
| NII | Net Interest Income |
| NIM | Net Interest Margin |
| NNPA | Net Non-performing Assets |
| NOI | Net Operating Income |
| NOP-INR | Net Open Position involving Rupee |
| NPAs | Non-Performing Assets |
| NPL | Non-Performing Loans |
| NPS | National Pension System |
| NSDL | National Securities Depository Limited |
| NSE IX | NSE International Exchange |
| NSFR | Net Stable Funding Ratio |
| NSO | National Statistics Office |
| NTC | New to Credit |
| NSUCBs | Non-Scheduled UCBs |
| OECD | Organisation for Economic Cooperation and Development |
| OFCBs | Overseas Foreign Currency Borrowings |
| OIS | Overnight Index Swap |
| OMOs | Open Market Operations |
| OOI | Other Operating Income |
| ORBIOs | Offices of the Reserve Bank of India Ombudsman |
| P&G | Pension & General Annuity and Group |
| P/E | Price-to-Earnings |
| PAT | Profit After Tax |
| PCR | Provisioning Coverage Ratio |
| PDs | Primary Dealers |
| PFRDA | Pension Fund Regulatory and Development Authority |
| PML | Prevention of Money Laundering |
| PoP | Point of Presence |
| PPM | Private Placement Memorandum |
| PSBs | Public Sector Banks |
| PSL | Priority Sector Lending |
| PSOs | Payment System Operators |
| PVBs | Private Sector Banks |
| QC | Quantum Computing |
| RAC | Reinsurance Advisory Committee |
| RBI | Reserve Bank of India |
| RB-IOS, 2021 | Reserve Bank – Integrated Ombudsman Scheme, 2021 |
| RBP | Risk-Based Premium |
| REITs | Real Estate Investment Trusts |
| REPO | Repurchase Transactions |
| REs | Regulated Entities |
| RoA | Return on Assets |
| RoD | Record of Default |
| RoE | Return on Equity |
| RRBs | Regional Rural Banks |
| RSA | Rate-Sensitive Assets |
| RSL | Rate-Sensitive Liabilities |
| RSM | Required Solvency Margin |
| RWA | Risk Weighted Assets |
| SAHIs | Standalone Health Insurers |
| SCBs | Scheduled Commercial Banks |
| SD | Standard Deviation |
| SDI | Securitised Debt Instrument |
| SDLs | State Development Loans |
| SEBI | Securities and Exchange Board of India |
| SFBs | Small Finance Banks |
| SGF | Settlement Guarantee Fund |
| SGS | State Government Security |
| SIF | Social Impact Fund |
| SIP | Systematic Investment Plan |
| SLR | Statutory Liquidity Ratio |
| SMA | Special Mention Account |
| SM REIT | Small and Medium Real Estate Investment Trust |
| SOC | Security Operations Center |
| SPDs | Standalone Primary Dealers |
| SRT | Synthetic Risk Transfers |
| SSE | Social Stock Exchange |
| ST | Short Term |
| SUCBs | Scheduled UCBs |
| SWAGAT-FI | Single Window Automatic and Generalised Access for Trusted Foreign Investors |
| TF | Terrorist Financing |
| TGA | Traditional Gap Analysis |
| UCBs | Urban Cooperative Banks |
| UCC | Unsolicited Commercial Communication |
| ULIP | Unit Linked Insurance Plan |
| US | United States |
| USD | US Dollar |
| UTI | Unique Transaction Identifier |
| VARX | Vector Auto Regression with Exogenous Variables |
| VRR | Voluntary Retention Route |
| VIX | Volatility Index |
| 0DTE | Zero-Day-to-Expiry |